---
title: Withdrawing Funds
group: Deposits & Withdrawals
subtitle: Transfer cash from Light Horse back to your bank account.
description: How to transfer settled cash from your Light Horse account via ACH or wire, including settlement requirements, timing and fees.
---

## How to Withdraw

1. Open the app or log in to [Light Horse Dashboard](https://portal.lighthorse.io)
2. Navigate to **Transfers** and tap Withdraw button
3. Enter the withdrawal amount
4. Confirm — funds will be sent to your linked bank account via ACH

ACH withdrawals are **free of charge**.

## Settlement Requirement

You can only withdraw **settled cash**. Deposited funds take approximately **5 business days** to settle. Proceeds from selling securities may also have a settlement period before they become withdrawable.

## Withdrawal Timing

Once initiated, ACH withdrawals typically arrive in your bank account within **1–3 business days**.

## Wire Withdrawals

If you need to withdraw via wire transfer (domestic), a **$25 fee** applies. International wire withdrawals cost **$50**.


## Frequently Asked Questions

### How long does it take to withdraw money?

ACH withdrawals typically arrive in your bank account within 1–3 business days after the funds have fully settled in your Light Horse account.

### Is there a fee to withdraw?

ACH withdrawals are free. Domestic wire withdrawals cost $25 and international wire withdrawals cost $50.