--- title: Cookie Policy group: Core Agreements date: August 25, 2026 --- This Cookie Policy explains how Light Horse Securities Inc ("Light Horse," "we," "us," or "our") uses cookies and similar technologies when you visit or interact with our websites, web-based platforms, mobile applications, electronic services, and other products or services that link to or reference this Cookie Policy (collectively, the "Services"). This Cookie Policy should be read together with our [Privacy Policy](/terms/privacy-policy) and [Terms and Conditions](/terms/terms-and-conditions), which provide additional information regarding how Light Horse collects, uses, discloses, retains, and protects information. ## What Are Cookies? Cookies are small text files or pieces of data that websites and online services may place or store on your computer, mobile device, tablet, or other electronic device when you access or use an online service. Cookies and similar technologies allow websites and applications to recognize a particular browser or device, remember information about a user's visit, maintain sessions, support security features, understand how users interact with services, and improve the functionality and performance of online services. Cookies generally do not themselves contain your brokerage account password or login credentials. However, information collected through cookies and similar technologies may be associated with other information that Light Horse maintains about you, including information you provide when using the services. ## Similar Technologies When this Cookie Policy refers to "cookies," we also generally mean similar technologies that may be used by Light Horse or our service providers, including: - pixels and tracking pixels; - web beacons; - tags; - software development kits ("SDKs"); - local storage technologies; - mobile and device identifiers; - advertising identifiers; - server and web logs; and - other technologies capable of recognizing a browser, application, device, or interaction with our services. The particular technologies used may vary depending on the service, device, operating system, and functionality you use. ## Information We May Collect Through cookies and similar technologies, Light Horse may automatically collect information concerning your use of the services, including: - Internet Protocol ("IP") address; - browser type and browser language; - operating system and version; - device type and device identifiers; - mobile or advertising identifiers, where applicable; - Internet service provider, carrier, or network type; - referring and exit pages; - pages, screens, features, and URLs accessed; - dates and times of access; - duration of visits and interactions; - login and session information; - information regarding how you navigate and interact with the services; - general or approximate location information derived from an IP address or device; - preferences and settings; - error, diagnostic, security, and performance information; and - other information relating to your use of the services. Where permitted by applicable law, we may combine information collected through cookies or similar technologies with information that you provide to us or information we obtain in connection with your Light Horse account. ## How We Use Cookies (Strictly Necessary and Security Cookies) These technologies are used to operate, secure, and provide the services. They may be necessary to: - authenticate users; - maintain secure login sessions; - recognize that you are already logged in; - prevent fraudulent or unauthorized access; - detect suspicious activity; - protect accounts, systems, and networks; - maintain security controls; - remember privacy or security selections; and - provide functionality necessary for the services to operate. Because these technologies may be necessary to provide requested services or maintain security, disabling them may cause portions of the services to become unavailable or function improperly. ## Functional and Preference Cookies These technologies help us remember information about your preferences and previous interactions so that we can provide a more convenient or personalized experience. - remember settings; - recognize a returning browser or device; - maintain selected preferences; and - provide features relevant to your use of Light Horse. If you access Light Horse from a shared or public computer or device, certain personalization features may cause information or preferences associated with your use of the services to be visible to other users of that device. You are responsible for determining whether personalization features are appropriate when using a shared or public device. ## Analytics and Performance Cookies We may use cookies and similar technologies to understand how users access and interact with the services. This information may help us: - measure website and application traffic; - understand how users arrive at our services; - determine which pages or features are visited or used; - understand how users navigate through the services; - identify technical problems; - measure system and feature performance; - improve usability; - develop and improve products and features; and - analyze general usage trends. ## Marketing and Advertising Technologies Where permitted by applicable law, Light Horse and its service providers or business partners may use cookies, pixels, identifiers, or similar technologies in connection with marketing, promotions, measurement, or advertising. These technologies may help us understand the effectiveness of communications or campaigns, determine whether users interacted with particular content, or provide information regarding products or services that may be relevant to users. Where applicable law requires consent before non-essential cookies or similar technologies are placed or accessed, Light Horse will seek such consent. ## First-Party and Third-Party Cookies Cookies may be categorized based on the party that places or controls them. First-party cookies are cookies placed or controlled directly by Light Horse or on behalf of Light Horse through the services. Third-party cookies or technologies may be placed or operated by service providers or other third parties that provide technology, security, analytics, communications, advertising, infrastructure, or other services to Light Horse. Third-party providers may collect information through their technologies subject to their own privacy policies and contractual arrangements with Light Horse. Light Horse may use third party service providers to assist in providing certain services and may add, remove, or change service providers from time to time. ## Cookies and Brokerage Information Information collected through cookies and similar technologies may, where appropriate and permitted by law, be associated with information maintained in connection with your use of Light Horse. For example, cookies may allow Light Horse to recognize that a browser or device has successfully authenticated into an account or to maintain a secure session while a user accesses brokerage functionality. Light Horse does not use cookies to store your brokerage account password in plain text. Information relating to Light Horse customers may also be subject to additional privacy and information-protection requirements applicable to financial institutions and broker-dealers. Please review our [Privacy Policy](/terms/privacy-policy) for additional information regarding how Light Horse collects, uses, protects, and discloses customer information. ## Mobile Applications and Device Technologies Our mobile applications may use technologies that function similarly to browser cookies, including SDKs, mobile identifiers, local storage, device identifiers, and similar technologies. Depending on your device and the permissions you grant, Light Horse may also receive certain device or location information. Your mobile operating system may provide controls that allow you to limit certain identifiers, permissions, tracking functions, or location services. ## Managing Cookies and Your Choices Most web browsers allow users to manage cookies through browser settings. Depending on your browser, you may be able to: - view cookies stored on your device; - delete existing cookies; - block some or all cookies; - prevent certain websites from placing cookies; - receive a warning before cookies are stored; or - configure different cookie settings for different websites. Please be aware that blocking or deleting cookies may affect the functionality of the services. Certain features may not operate properly, preferences may not be retained, and you may be required to log in again. Cookies and technologies that are strictly necessary for security, authentication, fraud prevention, or operation of requested services may not be subject to the same controls as optional technologies. Where Light Horse provides a cookie preference or consent-management tool, you may use that tool to manage the categories of optional cookies available through that tool. ## Browser and Device Controls Your browser, operating system, or mobile device may provide additional privacy controls. The availability and operation of these controls are determined by the applicable browser, device manufacturer, or operating system provider and may change from time to time. Changing browser or device settings may not automatically remove information previously collected, and preferences selected on one browser or device may not apply to another browser or device. ## Data Retention Information collected through cookies and similar technologies may be retained for different periods depending on the type of technology, the purpose for which the information was collected, legal and regulatory requirements, security requirements, and our legitimate business needs. Some cookies expire when you close your browser or end a session. Other cookies may remain on your device for a defined period or until you delete them. Light Horse may retain information derived from cookies or similar technologies for as long as reasonably necessary for the purposes for which it was collected and as necessary to satisfy applicable legal, regulatory, compliance, security, recordkeeping, dispute-resolution, and enforcement obligations. ## Third-Party Websites and Services The services may contain links to websites, applications, content, or services operated by third parties. This Cookie Policy applies to Light Horse's use of cookies and similar technologies and does not govern the privacy or cookie practices of independent third parties when you interact directly with their websites or services. We encourage you to review the privacy and cookie policies of third-party services before providing information or enabling optional technologies. ## International Users Privacy, cookie, and electronic communications laws vary by jurisdiction. Where required by applicable law, including laws applicable to users in the European Economic Area, United Kingdom, or other jurisdictions requiring consent for certain technologies, Light Horse will obtain appropriate consent before using non-essential cookies or similar technologies. Where processing is based on consent, you may withdraw that consent through the mechanisms made available by Light Horse, subject to technologies that are necessary to provide the services or otherwise permitted by applicable law. Additional rights concerning your personal information may be described in our [Privacy Policy](/terms/privacy-policy). ## California and Other U.S. State Privacy Rights Residents of California and certain other U.S. states may have rights concerning personal information collected through online technologies, subject to applicable exemptions and limitations. Light Horse does not sell personal information for monetary consideration. Certain information maintained by Light Horse as a financial institution or broker-dealer may also be subject to federal financial privacy laws or exemptions from particular state privacy law requirements. Please review our [Privacy Policy](/terms/privacy-policy) for additional information regarding applicable privacy rights and instructions for submitting a privacy request. ## Security Light Horse maintains physical, electronic, administrative, and procedural safeguards designed to protect information under our control. Cookies and similar technologies may themselves be used as part of our security measures, including authentication, session management, fraud detection, and identification of potentially unauthorized activity. No electronic system, website, application, or method of data transmission can be guaranteed to be completely secure. If you believe your Light Horse account or login credentials may have been compromised, please contact us promptly. ## Changes to This Cookie Policy Light Horse may amend or update this Cookie Policy from time to time to reflect changes in our Services, technologies, service providers, business practices, or applicable legal or regulatory requirements. When we make changes, we will post the revised Cookie Policy through our website or services and update the "Last Updated" date above. Where required by applicable law, we may provide additional notice or obtain consent before materially changing how we use certain cookies or similar technologies. ## Contact Us If you have questions regarding this Cookie Policy, our use of cookies and similar technologies, or your privacy choices, please contact: Light Horse Securities Inc Email: [support@lighthorse.io](mailto:support@lighthorse.io) For additional information regarding our collection, use, disclosure, retention, and protection of personal information, please review our [Privacy Policy](/terms/privacy-policy).