# Aflac (AFL) — Earnings

AFL · NYSE · Stock

Canonical page: https://www.lighthorse.io/tickers/afl/earnings

## Most recent quarter

| Metric | Value |
| --- | --- |
| Fiscal period | Q2 2026 |
| Period end | Jun 30, 2026 |
| EPS actual | $1.75 |
| EPS estimate | $1.76 |
| EPS surprise | −0.80% |
| Revenue surprise | +0.25% |
| Revenue | $4.1B |
| Revenue estimate | $4.1B |
| Reported | Aug 6, 2026 |
| SEC filing | [View filing](https://www.sec.gov:443/Archives/edgar/data/4977/000162828026054333/afl-20260806.htm) |
| Earnings call | [Transcript](http://o.thsi.cn/dc-d-stock-america.teleconference/8bfa2d2f-4de2-7f4b-14ed-633a41e79408.html) |

Aflac reported Q2 2026 results on August 6, 2026. Earnings per share came in at $1.75, just below the $1.76 estimate, a miss of 0.8%. Revenue was $4.1 billion, in line with the $4.1 billion consensus. Compared with Q2 2025, EPS slipped about 2% from $1.78, and revenue was slightly lower than the $4.2 billion of a year earlier. It was the third quarter in a row below the EPS estimate.

Annual EPS grew every year, from $5.66 in 2022 to $7.50 in 2025, about 32% over three years. Growth slowed to about 4% in 2025. The first half of 2026 adds up to $3.50, about 2% above the $3.44 of the same period in 2025. Q3 2025 set the EPS high in the table at $2.49, beating the estimate by 40.54%, the largest beat here. Over the last 20 quarters, Aflac topped the EPS estimate 14 times. Quarterly revenue has been uneven, ranging from $3.8 billion to $5.4 billion.

Aflac reported Q3 between October 27 and November 4 in each of the past five years. That points to late October or early November 2026 for the next report. It will show whether the recent run of small misses continues.

## Earnings history

| Fiscal period | Report date | EPS estimate | EPS actual | Surprise | Revenue estimate | Revenue actual |
| --- | --- | --- | --- | --- | --- | --- |
| Q2 2026 | Aug 6, 2026 | $1.76 | $1.75 | -0.80% | $4.1B | $4.1B |
| Q1 2026 | Apr 29, 2026 | $1.79 | $1.75 | -2.44% | $4.2B | $4.3B |
| Q4 2025 | Feb 4, 2026 | $1.69 | $1.57 | -7.28% | $4.3B | $4.9B |
| Q3 2025 | Nov 4, 2025 | $1.77 | $2.49 | 40.54% | $4.4B | $4.7B |
| Q2 2025 | Aug 5, 2025 | $1.70 | $1.78 | 4.61% | $4.3B | $4.2B |
| Q1 2025 | Apr 30, 2025 | $1.67 | $1.66 | -0.44% | $4.3B | $4.3B |
| Q4 2024 | Feb 5, 2025 | $1.62 | $1.56 | -3.86% | $4.3B | $5.4B |
| Q3 2024 | Oct 30, 2024 | $1.69 | $2.16 | 27.89% | $4.3B | $4.3B |
| Q2 2024 | Jul 31, 2024 | $1.60 | $1.83 | 14.33% | $4.3B | $5.1B |
| Q1 2024 | May 1, 2024 | $1.58 | $1.66 | 4.93% | $4.3B | $5.4B |
| Q4 2023 | Jan 31, 2024 | $1.45 | $1.28 | -11.87% | $4.4B | $3.8B |
| Q3 2023 | Nov 1, 2023 | $1.49 | $1.84 | 23.47% | $4.5B | $4.5B |
| Q2 2023 | Aug 1, 2023 | $1.44 | $1.58 | 9.80% | $4.5B | $4.5B |
| Q1 2023 | Apr 27, 2023 | $1.40 | $1.55 | 10.45% | $4.6B | $4.8B |
| Q4 2022 | Feb 1, 2023 | $1.21 | $1.40 | 15.29% | $4.5B | $4.5B |
| Q3 2022 | Oct 31, 2022 | $1.21 | $1.23 | 1.86% | $4.6B | $4.8B |
| Q2 2022 | Aug 1, 2022 | $1.28 | $1.55 | 21.27% | $4.8B | $5.4B |
| Q1 2022 | Apr 27, 2022 | $1.37 | $1.48 | 8.20% | $5.1B | $5.3B |
| Q4 2021 | Feb 2, 2022 | $1.26 | $1.33 | 5.31% | $5.2B | $5.4B |
| Q3 2021 | Oct 27, 2021 | $1.32 | $1.56 | 18.37% | $5.4B | $5.2B |

## Frequently Asked Questions

### When did Aflac (AFL) last report earnings?

Aflac last reported on Aug 6, 2026, covering fiscal Q2 2026.

### Did AFL beat earnings estimates?

No. Aflac reported EPS of $1.75 for Q2 2026 against a $1.76 estimate — a 0.80% miss.

### How much revenue did AFL report last quarter?

Aflac reported $4.1B in revenue for Q2 2026, against a consensus estimate of $4.1B.

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Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.

This page is for informational purposes only. Nothing on it is a recommendation, solicitation or offer to buy or sell any security, nor investment, legal or tax advice. Light Horse Securities Inc does not verify third-party data and is not responsible for its accuracy, completeness or timeliness.

Data provided by [AInvest](https://www.ainvest.com).