# Ameriserv Financial (ASRV) — Overview

ASRV · NASDAQ · Stock

Canonical page: https://www.lighthorse.io/tickers/asrv

## Price

Last close $4.46 on Oct 15, 2026. 52-week range $3.00 – $5.24.

## Company profile

AmeriServ Financial Inc is a bank holding company. The company and its subsidiaries derive substantially all of their income from banking, bank-related services, and trust-related services. Its operating segment includes community banking and it generates maximum revenue. The community banking segment includes both retail and commercial banking activities. The company also offers retail banking which includes the deposit-gathering branch franchise and lending to both individuals and small businesses; Lending activities include residential mortgage loans, direct consumer loans, and small business commercial loans; Commercial banking to businesses includes commercial loans, business services, and CRE loans.

## Financials

| Metric | Value |
| --- | --- |
| Revenue (trailing twelve months) | $61.4M |
| Revenue (quarter) | $15.9M |
| Revenue growth (year over year) | 9.75% |
| Gross profit (trailing twelve months) | $0.00 |
| Gross margin | 0.00% |
| Net income (trailing twelve months) | $8.5M |
| Net income (quarter) | $2.7M |
| Net income growth (year over year) | 1070.92% |
| Net margin | 13.87% |
| Return on equity | 7.28% |
| EPS (trailing twelve months) | $0.51 |
| Book value per share | $7.26 |
| P/E (trailing twelve months) | 8.9 |
| Price to book | 0.6 |
| Debt to assets | 91.58% |
| Payout ratio | 35.32% |
| Dividend yield | 2.65% |

## Frequently Asked Questions

### Is Ameriserv Financial (ASRV) profitable?

Yes. Ameriserv Financial earned $8.5M in net income over the trailing twelve months, a net margin of 13.87%.

### How much revenue does Ameriserv Financial (ASRV) make?

Ameriserv Financial generated $61.4M in revenue over the trailing twelve months, up 9.75% year over year.

### What is ASRV's P/E ratio?

Ameriserv Financial trades at 8.9 times trailing twelve-month earnings, on an EPS of $0.51.

### How do I buy stock in Ameriserv Financial (ASRV)?

ASRV trades commission-free with a Light Horse Securities brokerage account — from the mobile app, the web at [Light Horse Dashboard](https://portal.lighthorse.io), the trading API, or an [AI agent connected over MCP](/instructions/ai/claude). The trade panel on this page places the order once you are signed in.

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This page is for informational purposes only. Nothing on it is a recommendation, solicitation or offer to buy or sell any security, nor investment, legal or tax advice. Light Horse Securities Inc does not verify third-party data and is not responsible for its accuracy, completeness or timeliness.

Data provided by [AInvest](https://www.ainvest.com).