# Bank of Montreal (BMO) — Earnings

BMO · NYSE · Stock

Canonical page: https://www.lighthorse.io/tickers/bmo/earnings

## Most recent quarter

| Metric | Value |
| --- | --- |
| Fiscal period | Q3 2026 |
| Period end | Jul 31, 2026 |
| EPS actual | $2.82 |
| EPS estimate | $2.69 |
| EPS surprise | +5.02% |
| Revenue surprise | +2.36% |
| Revenue | $7.1B |
| Revenue estimate | $6.9B |
| Reported | Aug 25, 2026 |
| SEC filing | [View filing](https://www.sec.gov:443/Archives/edgar/data/927971/000092797126000108/bmo-20260731.htm) |
| Earnings call | [Transcript](http://o.thsi.cn/dc-d-stock-america.teleconference/b77f0caf-ac31-626e-88d0-f1b5cd8fee27.html) |

Bank of Montreal reported fiscal Q3 2026 results, for the quarter ended July 31, 2026, on August 25, 2026. EPS of $2.82 beat the $2.69 estimate by 5.02%. Revenue was $7.1 billion, 2.36% above the $6.9 billion consensus. Compared with fiscal Q3 2025, EPS rose about 21% from $2.33 and revenue rose about 9% from $6.5 billion.

Annual EPS fell from $10.21 in fiscal 2022 to $8.71 in 2023 and $7.05 in 2024, then recovered to $8.66 in 2025. The first three quarters of fiscal 2026 total $8.07, about 28% more than the same period a year earlier, and quarterly EPS has risen in each of the last five quarters. The low in the table was $1.36 in fiscal Q4 2024 and the high $3.06 in Q1 2022. Bank of Montreal beat the EPS estimate in each of the last seven quarters, after missing in seven of the eight before them.

Fiscal Q4 results came between December 1 and December 5 in each of the past five years, pointing to early December 2026 for the next report. It will complete fiscal 2026 and show how the full-year EPS total compares with the $8.66 of fiscal 2025.

## Earnings history

| Fiscal period | Report date | EPS estimate | EPS actual | Surprise | Revenue estimate | Revenue actual |
| --- | --- | --- | --- | --- | --- | --- |
| Q3 2026 | Aug 25, 2026 | $2.69 | $2.82 | 5.02% | $6.9B | $7.1B |
| Q2 2026 | May 27, 2026 | $2.54 | $2.70 | 6.34% | $7.0B | $7.0B |
| Q1 2026 | Feb 25, 2026 | $2.35 | $2.55 | 8.74% | $7.0B | $7.2B |
| Q4 2025 | Dec 4, 2025 | $2.17 | $2.34 | 8.03% | $6.4B | $6.7B |
| Q3 2025 | Aug 26, 2025 | $2.15 | $2.33 | 8.58% | $6.4B | $6.5B |
| Q2 2025 | May 28, 2025 | $1.84 | $1.90 | 3.46% | $6.3B | $6.3B |
| Q1 2025 | Feb 25, 2025 | $1.66 | $2.09 | 26.21% | $5.9B | $6.4B |
| Q4 2024 | Dec 5, 2024 | $1.71 | $1.36 | -20.34% | $6.0B | $6.0B |
| Q3 2024 | Aug 27, 2024 | $2.00 | $1.91 | -4.23% | $6.0B | $5.9B |
| Q2 2024 | May 29, 2024 | $2.01 | $1.88 | -6.45% | $5.9B | $5.8B |
| Q1 2024 | Feb 27, 2024 | $2.25 | $1.90 | -15.21% | $6.2B | $5.8B |
| Q4 2023 | Dec 1, 2023 | $2.05 | $2.02 | -1.47% | $5.9B | $5.9B |
| Q3 2023 | Aug 29, 2023 | $2.38 | $2.11 | -11.32% | $6.1B | $6.1B |
| Q2 2023 | May 24, 2023 | $2.36 | $2.16 | -8.28% | $5.9B | $5.8B |
| Q1 2023 | Feb 28, 2023 | $2.37 | $2.42 | 1.99% | $5.4B | $5.5B |
| Q4 2022 | Dec 1, 2022 | $2.25 | $2.23 | -0.98% | $5.1B | $5.1B |
| Q3 2022 | Aug 30, 2022 | $2.45 | $2.41 | -1.53% | $5.3B | $5.2B |
| Q2 2022 | May 25, 2022 | $2.50 | $2.51 | 0.28% | $5.2B | $5.1B |
| Q1 2022 | Mar 1, 2022 | $2.58 | $3.06 | 18.48% | $5.2B | $6.0B |
| Q4 2021 | Dec 3, 2021 | $2.59 | $2.69 | 3.73% | $5.3B | $5.2B |

## Frequently Asked Questions

### When did Bank of Montreal (BMO) last report earnings?

Bank of Montreal last reported on Aug 25, 2026, covering fiscal Q3 2026.

### Did BMO beat earnings estimates?

Yes. Bank of Montreal reported EPS of $2.82 for Q3 2026 against a $2.69 estimate — a 5.02% beat.

### How much revenue did BMO report last quarter?

Bank of Montreal reported $7.1B in revenue for Q3 2026, against a consensus estimate of $6.9B.

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Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.

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