# Capital Bancorp (CBNK) — Earnings

CBNK · NASDAQ · Stock

Canonical page: https://www.lighthorse.io/tickers/cbnk/earnings

## Most recent quarter

| Metric | Value |
| --- | --- |
| Fiscal period | Q4 2025 |
| Period end | Dec 31, 2025 |
| EPS actual | $0.91 |
| EPS estimate | $0.79 |
| EPS surprise | +15.56% |
| Revenue surprise | +2.75% |
| Revenue | $62.7M |
| Revenue estimate | $61.1M |
| Reported | Jan 26, 2026 |
| SEC filing | [View filing](https://www.sec.gov:443/Archives/edgar/data/1419536/000141953626000006/cbnk-20260126.htm) |

Capital Bancorp last reported Q4 2025 results on January 26, 2026. Earnings per share were $0.91, beating the $0.79 estimate by 15.56%. Revenue of $62.7 million topped the $61.1 million estimate by 2.75% and was the highest in the table. Compared with Q4 2024, EPS was about 1% lower than $0.92, while revenue rose about 6% from $58.9 million.

The table has a gap: there is no Q3 2025 row, so 2025 cannot be totalled. Annual EPS was fairly flat in the earlier years, at $2.83 in 2021, $2.66 in 2022, $2.55 in 2023 and $2.68 in 2024. Quarterly revenue held between $38.4 million and $45.2 million from 2021 through Q3 2024. It then stepped up to $58.9 million in Q4 2024 and has stayed between $58.6 million and $62.7 million since. Q4 2024's $0.92 is the highest EPS in the table. It beat the EPS estimate in 15 of 20 quarters.

The table holds no 2026 quarter yet. Based on past dates, Capital Bancorp has reported first-quarter results between April 20 and April 28, second-quarter results in late July and third-quarter results in late October. The next quarters added here will show whether revenue holds near recent levels.

## Earnings history

| Fiscal period | Report date | EPS estimate | EPS actual | Surprise | Revenue estimate | Revenue actual |
| --- | --- | --- | --- | --- | --- | --- |
| Q4 2025 | Jan 26, 2026 | $0.79 | $0.91 | 15.56% | $61.1M | $62.7M |
| Q2 2025 | Jul 28, 2025 | $0.88 | $0.85 | -3.41% | $61.6M | $60.8M |
| Q1 2025 | Apr 28, 2025 | $0.72 | $0.88 | 21.80% | $57.4M | $58.6M |
| Q4 2024 | Jan 27, 2025 | $0.66 | $0.92 | 40.05% | $54.8M | $58.9M |
| Q3 2024 | Oct 28, 2024 | $0.68 | $0.66 | -3.30% | $45.3M | $45.0M |
| Q2 2024 | Jul 22, 2024 | $0.60 | $0.59 | -0.84% | $43.4M | $43.9M |
| Q1 2024 | Apr 22, 2024 | $0.50 | $0.51 | 1.19% | $40.7M | $41.0M |
| Q4 2023 | Jan 22, 2024 | $0.62 | $0.65 | 4.55% | $42.7M | $40.8M |
| Q3 2023 | Oct 23, 2023 | $0.59 | $0.70 | 18.38% | $42.5M | $43.1M |
| Q2 2023 | Jul 27, 2023 | $0.54 | $0.52 | -3.25% | $41.7M | $42.0M |
| Q1 2023 | Apr 21, 2023 | $0.57 | $0.68 | 19.93% | $41.8M | $40.5M |
| Q4 2022 | Jan 25, 2023 | $0.75 | $0.62 | -17.86% | $43.9M | $40.8M |
| Q3 2022 | Oct 20, 2022 | $0.73 | $0.75 | 3.33% | $45.5M | $43.8M |
| Q2 2022 | Jul 20, 2022 | $0.61 | $0.72 | 18.96% | $43.3M | $43.8M |
| Q1 2022 | Apr 20, 2022 | $0.56 | $0.57 | 1.05% | $42.0M | $41.6M |
| Q4 2021 | Jan 26, 2022 | $0.65 | $0.71 | 8.81% | $43.3M | $43.3M |
| Q3 2021 | Oct 25, 2021 | $0.58 | $0.79 | 36.21% | $40.6M | $44.7M |
| Q2 2021 | Jul 22, 2021 | $0.44 | $0.68 | 53.67% | $36.4M | $41.0M |
| Q1 2021 | Apr 22, 2021 | $0.52 | $0.65 | 24.40% | $41.5M | $38.4M |
| Q4 2020 | Jan 27, 2021 | $0.55 | $0.71 | 29.68% | $41.1M | $45.2M |

## Frequently Asked Questions

### When did Capital Bancorp (CBNK) last report earnings?

Capital Bancorp last reported on Jan 26, 2026, covering fiscal Q4 2025.

### Did CBNK beat earnings estimates?

Yes. Capital Bancorp reported EPS of $0.91 for Q4 2025 against a $0.79 estimate — a 15.56% beat.

### How much revenue did CBNK report last quarter?

Capital Bancorp reported $62.7M in revenue for Q4 2025, against a consensus estimate of $61.1M.

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Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.

This page is for informational purposes only. Nothing on it is a recommendation, solicitation or offer to buy or sell any security, nor investment, legal or tax advice. Light Horse Securities Inc does not verify third-party data and is not responsible for its accuracy, completeness or timeliness.

Data provided by [AInvest](https://www.ainvest.com).