# Community Financial (CBU) — Overview

CBU · NYSE · Stock

Canonical page: https://www.lighthorse.io/tickers/cbu

## Price

Last close $59.67 on Oct 15, 2026. 52-week range $53.67 – $70.99.

## Company profile

Community Financial System Inc is a diversified financial services company providing a broad array of banking and other financial services to retail, commercial, institutional, and governmental customers. The Company also offers comprehensive financial planning, trust administration, and wealth management services through its Community Bank Wealth Management operating unit. It has four reportable operating business segments: Banking and Corporate, Employee Benefit Services, Insurance Services, and Wealth Management Services. The group generates the majority of its revenue from the Banking and Corporate segment.

## Financials

| Metric | Value |
| --- | --- |
| Revenue (trailing twelve months) | $858.9M |
| Revenue (quarter) | $223.2M |
| Revenue growth (year over year) | 11.99% |
| Gross profit (trailing twelve months) | $0.00 |
| Gross margin | 0.00% |
| Net income (trailing twelve months) | $228.1M |
| Net income (quarter) | $61.3M |
| Net income growth (year over year) | 19.49% |
| Net margin | 26.55% |
| Return on equity | 11.49% |
| EPS (trailing twelve months) | $4.32 |
| Book value per share | $39.41 |
| P/E (trailing twelve months) | 13.8 |
| Price to book | 1.5 |
| Debt to assets | 88.33% |
| Payout ratio | 46.83% |
| Dividend yield | 3.19% |

## Frequently Asked Questions

### Is Community Financial (CBU) profitable?

Yes. Community Financial earned $228.1M in net income over the trailing twelve months, a net margin of 26.55%.

### How much revenue does Community Financial (CBU) make?

Community Financial generated $858.9M in revenue over the trailing twelve months, up 11.99% year over year.

### What is CBU's P/E ratio?

Community Financial trades at 13.8 times trailing twelve-month earnings, on an EPS of $4.32.

### How do I buy stock in Community Financial (CBU)?

CBU trades commission-free with a Light Horse Securities brokerage account — from the mobile app, the web at [Light Horse Dashboard](https://portal.lighthorse.io), the trading API, or an [AI agent connected over MCP](/instructions/ai/claude). The trade panel on this page places the order once you are signed in.

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This page is for informational purposes only. Nothing on it is a recommendation, solicitation or offer to buy or sell any security, nor investment, legal or tax advice. Light Horse Securities Inc does not verify third-party data and is not responsible for its accuracy, completeness or timeliness.

Data provided by [AInvest](https://www.ainvest.com).