# Community Financial (CBU) — Earnings

CBU · NYSE · Stock

Canonical page: https://www.lighthorse.io/tickers/cbu/earnings

## Most recent quarter

| Metric | Value |
| --- | --- |
| Fiscal period | Q2 2026 |
| Period end | Jun 30, 2026 |
| EPS actual | $1.16 |
| EPS estimate | $1.18 |
| EPS surprise | −1.69% |
| Revenue surprise | −1.50% |
| Revenue | $218.4M |
| Revenue estimate | $221.8M |
| Reported | Jul 28, 2026 |
| SEC filing | [View filing](https://www.sec.gov:443/Archives/edgar/data/723188/000110465926092717/cbu-20260630x10q.htm) |
| Earnings call | [Transcript](http://o.thsi.cn/dc-d-stock-america.teleconference/721e69a7-32f1-9cf9-0fcd-6536b5b394f1.html) |

Community Financial reported Q2 2026 results on July 28, 2026. Earnings per share were $1.16, 1.69% below the $1.18 estimate. Revenue of $218.4 million was also short of the $221.8 million consensus, by about 1.5%. Compared with Q2 2025, EPS rose about 12% from $1.04 and revenue rose about 10% from $199.3 million.

The record is steady and profitable. Every quarter in the table earned between $0.76 and $1.16 per share, and Q2 2026 set the high for both EPS and revenue. Annual EPS eased from $3.74 in 2022 to $3.47 in 2023 and $3.43 in 2024, then rose about 23% to $4.23 in 2025. Annual revenue grew each year, reaching $818.0 million in 2025. The first half of 2026 totals $2.31 per share, about 14% above a year earlier. Community Financial beat the EPS estimate in 13 of the last 20 quarters, and no miss was larger than 7%.

Q3 reports came between October 21 and October 25 in each of the past five years. That points to late October 2026 for the next report. It will show whether the year-over-year growth in EPS and revenue continues.

## Earnings history

| Fiscal period | Report date | EPS estimate | EPS actual | Surprise | Revenue estimate | Revenue actual |
| --- | --- | --- | --- | --- | --- | --- |
| Q2 2026 | Jul 28, 2026 | $1.18 | $1.16 | -1.69% | $221.8M | $218.4M |
| Q1 2026 | Apr 29, 2026 | $1.09 | $1.15 | 5.34% | $216.4M | $213.7M |
| Q4 2025 | Jan 27, 2026 | $1.13 | $1.12 | -0.88% | $212.8M | $215.6M |
| Q3 2025 | Oct 21, 2025 | $1.05 | $1.09 | 4.06% | $206.1M | $207.1M |
| Q2 2025 | Jul 22, 2025 | $1.01 | $1.04 | 2.97% | $201.3M | $199.3M |
| Q1 2025 | Apr 29, 2025 | $0.91 | $0.98 | 7.69% | $197.1M | $196.0M |
| Q4 2024 | Jan 21, 2025 | $0.90 | $0.94 | 4.83% | $191.8M | $196.0M |
| Q3 2024 | Oct 22, 2024 | $0.88 | $0.83 | -5.25% | $186.4M | $189.1M |
| Q2 2024 | Jul 23, 2024 | $0.81 | $0.90 | 11.39% | $180.1M | $183.2M |
| Q1 2024 | Apr 23, 2024 | $0.78 | $0.76 | -2.56% | $177.0M | $177.3M |
| Q4 2023 | Jan 23, 2024 | $0.84 | $0.80 | -5.19% | $175.2M | $177.1M |
| Q3 2023 | Oct 24, 2023 | $0.88 | $0.82 | -6.96% | $176.5M | $175.4M |
| Q2 2023 | Jul 31, 2023 | $0.85 | $0.95 | 11.59% | $176.7M | $175.5M |
| Q1 2023 | Apr 25, 2023 | $0.91 | $0.90 | -1.51% | $161.4M | $176.6M |
| Q4 2022 | Jan 24, 2023 | $0.93 | $1.00 | 7.19% | $178.1M | $175.9M |
| Q3 2022 | Oct 24, 2022 | $0.91 | $0.94 | 2.92% | $174.1M | $175.4M |
| Q2 2022 | Jul 25, 2022 | $0.85 | $0.89 | 5.33% | $164.8M | $167.2M |
| Q1 2022 | Apr 25, 2022 | $0.76 | $0.91 | 19.34% | $158.1M | $160.6M |
| Q4 2021 | Jan 24, 2022 | $0.81 | $0.85 | 4.62% | $158.1M | $159.7M |
| Q3 2021 | Oct 25, 2021 | $0.80 | $0.87 | 8.36% | $152.5M | $156.8M |

## Frequently Asked Questions

### When did Community Financial (CBU) last report earnings?

Community Financial last reported on Jul 28, 2026, covering fiscal Q2 2026.

### Did CBU beat earnings estimates?

No. Community Financial reported EPS of $1.16 for Q2 2026 against a $1.18 estimate — a 1.69% miss.

### How much revenue did CBU report last quarter?

Community Financial reported $218.4M in revenue for Q2 2026, against a consensus estimate of $221.8M.

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Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.

This page is for informational purposes only. Nothing on it is a recommendation, solicitation or offer to buy or sell any security, nor investment, legal or tax advice. Light Horse Securities Inc does not verify third-party data and is not responsible for its accuracy, completeness or timeliness.

Data provided by [AInvest](https://www.ainvest.com).