# Capitol Federal Financial (CFFN) — Earnings

CFFN · NASDAQ · Stock

Canonical page: https://www.lighthorse.io/tickers/cffn/earnings

## Most recent quarter

| Metric | Value |
| --- | --- |
| Fiscal period | Q3 2026 |
| Period end | Jun 30, 2026 |
| EPS actual | $0.19 |
| EPS estimate | $0.17 |
| EPS surprise | +11.76% |
| Revenue surprise | +2.57% |
| Revenue | $60.2M |
| Revenue estimate | $58.6M |
| Reported | Jul 29, 2026 |
| SEC filing | [View filing](https://www.sec.gov:443/Archives/edgar/data/1490906/000149090626000025/cffn-20260630.htm) |

Capitol Federal reported fiscal Q3 2026 results on July 29, 2026. Earnings per share were $0.19, ahead of the $0.17 estimate by 11.76%. Revenue of $60.2 million topped the $58.6 million consensus by 2.57%. Compared with Q3 2025, EPS rose about 36% from $0.14 and revenue rose about 19% from $50.7 million.

The table shows a dip and a steady recovery. Quarterly EPS slid from $0.16 in fiscal 2022 to a low of $0.04 in Q4 2023, and annual EPS fell from $0.62 in fiscal 2022 to $0.33 in 2023. It then rose to $0.37 in 2024 and $0.52 in 2025. The first three quarters of fiscal 2026 add up to $0.51, about 34% more than the same period a year earlier. Q3 2026 set the highs in the table for both EPS and revenue. Over the last eight quarters, Capitol Federal beat the EPS estimate six times and matched it twice.

Capitol Federal reported its fiscal Q4 between October 23 and October 29 in each of the past five years. That points to late October 2026 for the next report, which will complete fiscal 2026 and show whether the year-over-year gains continued.

## Earnings history

| Fiscal period | Report date | EPS estimate | EPS actual | Surprise | Revenue estimate | Revenue actual |
| --- | --- | --- | --- | --- | --- | --- |
| Q3 2026 | Jul 29, 2026 | $0.17 | $0.19 | 11.76% | $58.6M | $60.2M |
| Q2 2026 | Apr 29, 2026 | $0.16 | $0.16 | 0.00% | $57.0M | $57.7M |
| Q1 2026 | Jan 28, 2026 | $0.15 | $0.16 | 10.34% | $56.0M | $56.8M |
| Q4 2025 | Oct 29, 2025 | $0.14 | $0.14 | 0.00% | $53.2M | $54.6M |
| Q3 2025 | Jul 23, 2025 | $0.12 | $0.14 | 16.67% | $50.5M | $50.7M |
| Q2 2025 | Apr 23, 2025 | $0.11 | $0.12 | 9.09% | $47.8M | $48.8M |
| Q1 2025 | Jan 29, 2025 | $0.11 | $0.12 | 14.29% | $46.2M | $46.9M |
| Q4 2024 | Oct 23, 2024 | $0.08 | $0.09 | 12.50% | $45.8M | $45.6M |
| Q3 2024 | Jul 24, 2024 | $0.11 | $0.07 | -36.36% | $47.0M | $45.0M |
| Q2 2024 | Apr 24, 2024 | $0.11 | $0.11 | 0.00% | $46.5M | $46.0M |
| Q1 2024 | Jan 24, 2024 | $0.06 | $0.10 | 66.67% | $39.7M | $30.7M |
| Q4 2023 | Oct 25, 2023 | $0.03 | $0.04 | 33.33% | $37.4M | $35.7M |
| Q3 2023 | Jul 26, 2023 | $0.06 | $0.06 | 0.00% | $42.4M | $40.6M |
| Q2 2023 | Apr 26, 2023 | $0.11 | $0.11 | 4.76% | $49.3M | $47.0M |
| Q1 2023 | Jan 25, 2023 | $0.13 | $0.12 | -4.00% | $53.1M | $51.2M |
| Q4 2022 | Oct 26, 2022 | $0.15 | $0.14 | -6.67% | $56.3M | $55.7M |
| Q3 2022 | Jul 27, 2022 | $0.16 | $0.16 | 3.23% | $54.5M | $56.1M |
| Q2 2022 | Apr 27, 2022 | $0.14 | $0.16 | 14.29% | $51.6M | $52.5M |
| Q1 2022 | Jan 28, 2022 | $0.14 | $0.16 | 18.52% | $51.0M | $51.1M |
| Q4 2021 | Oct 28, 2021 | $0.12 | $0.14 | 16.67% | $48.2M | $50.8M |

## Frequently Asked Questions

### When did Capitol Federal Financial (CFFN) last report earnings?

Capitol Federal Financial last reported on Jul 29, 2026, covering fiscal Q3 2026.

### Did CFFN beat earnings estimates?

Yes. Capitol Federal Financial reported EPS of $0.19 for Q3 2026 against a $0.17 estimate — a 11.76% beat.

### How much revenue did CFFN report last quarter?

Capitol Federal Financial reported $60.2M in revenue for Q3 2026, against a consensus estimate of $58.6M.

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Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.

This page is for informational purposes only. Nothing on it is a recommendation, solicitation or offer to buy or sell any security, nor investment, legal or tax advice. Light Horse Securities Inc does not verify third-party data and is not responsible for its accuracy, completeness or timeliness.

Data provided by [AInvest](https://www.ainvest.com).