# Citizens Financial Group (CFG) — Earnings

CFG · NYSE · Stock

Canonical page: https://www.lighthorse.io/tickers/cfg/earnings

## Most recent quarter

| Metric | Value |
| --- | --- |
| Fiscal period | Q2 2026 |
| Period end | Jun 30, 2026 |
| EPS actual | $1.30 |
| EPS estimate | $1.24 |
| EPS surprise | +4.72% |
| Revenue surprise | +1.43% |
| Revenue | $2.3B |
| Revenue estimate | $2.3B |
| Reported | Jul 16, 2026 |
| SEC filing | [View filing](https://www.sec.gov:443/Archives/edgar/data/759944/000075994426000148/cfg-20260630.htm) |
| Earnings call | [Transcript](http://o.thsi.cn/dc-d-stock-america.teleconference/d3121953-3084-f372-a411-964c231ac943.html) |

Citizens Financial Group reported Q2 2026 results on July 16, 2026. Earnings per share came in at $1.30, ahead of the $1.24 estimate by 4.72%. Revenue was $2.3 billion, 1.43% above the consensus. Compared with Q2 2025, EPS rose about 41% from $0.92 and revenue rose about 15% from $2.0 billion.

The longer record shows a dip and a recovery. Annual EPS fell from $4.08 in 2022 to $3.11 in 2023 and $3.03 in 2024, then rose to $3.87 in 2025. The first half of 2026 added $2.43, about 44% more than the same period a year earlier. Q2 2026 set the highs in the table for both EPS and revenue. The low was Q4 2023, at $0.34 per share. Over the last 20 quarters, Citizens beat the EPS estimate 10 times and missed 10 times. The misses ran in a row from Q2 2022 to Q3 2024, the largest being 43.45% in Q4 2023. It has beaten in each of the last seven quarters.

Citizens reported Q3 between October 15 and October 20 in each of the past five years. That points to mid-October 2026 for the next report. It will show whether year-over-year EPS gains continue.

## Earnings history

| Fiscal period | Report date | EPS estimate | EPS actual | Surprise | Revenue estimate | Revenue actual |
| --- | --- | --- | --- | --- | --- | --- |
| Q2 2026 | Jul 16, 2026 | $1.24 | $1.30 | 4.72% | $2.3B | $2.3B |
| Q1 2026 | Apr 16, 2026 | $1.09 | $1.13 | 3.57% | $2.2B | $2.2B |
| Q4 2025 | Jan 21, 2026 | $1.11 | $1.13 | 2.17% | $2.2B | $2.2B |
| Q3 2025 | Oct 15, 2025 | $1.03 | $1.05 | 2.15% | $2.1B | $2.1B |
| Q2 2025 | Jul 17, 2025 | $0.88 | $0.92 | 4.14% | $2.0B | $2.0B |
| Q1 2025 | Apr 16, 2025 | $0.75 | $0.77 | 2.76% | $1.9B | $1.9B |
| Q4 2024 | Jan 17, 2025 | $0.82 | $0.83 | 0.74% | $2.0B | $2.0B |
| Q3 2024 | Oct 16, 2024 | $0.79 | $0.77 | -2.69% | $1.9B | $1.9B |
| Q2 2024 | Jul 17, 2024 | $0.78 | $0.78 | -0.57% | $1.9B | $2.0B |
| Q1 2024 | Apr 17, 2024 | $0.71 | $0.65 | -8.68% | $2.0B | $2.0B |
| Q4 2023 | Jan 17, 2024 | $0.60 | $0.34 | -43.45% | $2.0B | $2.0B |
| Q3 2023 | Oct 18, 2023 | $0.91 | $0.85 | -6.42% | $2.0B | $2.0B |
| Q2 2023 | Jul 19, 2023 | $1.00 | $0.92 | -7.94% | $2.1B | $2.1B |
| Q1 2023 | Apr 19, 2023 | $1.12 | $1.00 | -10.54% | $2.1B | $2.1B |
| Q4 2022 | Jan 17, 2023 | $1.31 | $1.25 | -4.29% | $2.2B | $2.2B |
| Q3 2022 | Oct 19, 2022 | $1.23 | $1.23 | -0.11% | $2.1B | $2.2B |
| Q2 2022 | Jul 19, 2022 | $0.79 | $0.67 | -14.69% | $2.0B | $2.0B |
| Q1 2022 | Apr 19, 2022 | $0.91 | $0.93 | 2.34% | $1.6B | $1.6B |
| Q4 2021 | Jan 19, 2022 | $1.11 | $1.17 | 5.14% | $1.7B | $1.7B |
| Q3 2021 | Oct 20, 2021 | $1.16 | $1.18 | 1.71% | $1.6B | $1.7B |

## Frequently Asked Questions

### When did Citizens Financial Group (CFG) last report earnings?

Citizens Financial Group last reported on Jul 16, 2026, covering fiscal Q2 2026.

### Did CFG beat earnings estimates?

Yes. Citizens Financial Group reported EPS of $1.30 for Q2 2026 against a $1.24 estimate — a 4.72% beat.

### How much revenue did CFG report last quarter?

Citizens Financial Group reported $2.3B in revenue for Q2 2026, against a consensus estimate of $2.3B.

## Similar Stocks

- [TFC](https://www.lighthorse.io/tickers/tfc) — Truist Financial Corporation Common Stock
- [FITB](https://www.lighthorse.io/tickers/fitb) — Fifth Third Bancorp Common Stock
- [KEY](https://www.lighthorse.io/tickers/key) — KeyCorp Common Stock
- [HBAN](https://www.lighthorse.io/tickers/hban) — Huntington Bancshares Incorporated - Common Stock
- [RF](https://www.lighthorse.io/tickers/rf) — Regions Financial Corporation Common Stock
- [UCB](https://www.lighthorse.io/tickers/ucb) — United Community Banks, Inc. Common Stock
- [ZION](https://www.lighthorse.io/tickers/zion) — Zions Bancorporation N.A. - Common Stock
- [PNC](https://www.lighthorse.io/tickers/pnc) — PNC Financial Services Group, Inc. (The) Common Stock
- [ASB](https://www.lighthorse.io/tickers/asb) — Associated Banc-Corp Common Stock

---

Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.

This page is for informational purposes only. Nothing on it is a recommendation, solicitation or offer to buy or sell any security, nor investment, legal or tax advice. Light Horse Securities Inc does not verify third-party data and is not responsible for its accuracy, completeness or timeliness.

Data provided by [AInvest](https://www.ainvest.com).