# Central Pacific Financial (CPF) — Earnings

CPF · NYSE · Stock

Canonical page: https://www.lighthorse.io/tickers/cpf/earnings

## Most recent quarter

| Metric | Value |
| --- | --- |
| Fiscal period | Q2 2026 |
| Period end | Jun 30, 2026 |
| EPS actual | $0.80 |
| EPS estimate | $0.78 |
| EPS surprise | +2.24% |
| Revenue surprise | +2.33% |
| Revenue | $77.5M |
| Revenue estimate | $75.7M |
| Reported | Jul 24, 2026 |
| SEC filing | [View filing](https://www.sec.gov:443/Archives/edgar/data/701347/000070134726000068/cpf-20260630.htm) |
| Earnings call | [Transcript](http://o.thsi.cn/dc-d-stock-america.teleconference/2522691f-e461-5a44-14e8-878169945c39.html) |

Central Pacific Financial reported Q2 2026 results on July 24, 2026. Earnings per share were $0.80, ahead of the $0.78 estimate by 2.24%. Revenue was $77.5 million, above the $75.7 million consensus by 2.33%. Compared with Q2 2025, EPS rose about 19% from $0.67 and revenue rose about 6% from $72.8 million.

Annual EPS declined from $2.69 in 2022 to $2.17 in 2023 and $1.97 in 2024, then rose to $2.86 in 2025. The first half of 2026 adds up to $1.58, about 20% more than the $1.32 of a year earlier. Q4 2024 is the low in the table, at $0.42 per share on revenue of $58.4 million. Since then EPS has risen in most quarters, reaching the table's high of $0.85 in Q4 2025. Q2 2026 set the revenue high. Central Pacific beat the EPS estimate in 15 of 20 quarters, with the largest miss in Q4 2024, at 31.71% below.

Central Pacific reported Q3 results between October 21 and October 30 in each of the past five years. That points to late October 2026 for the next report. It will show whether EPS stays near the $0.78 to $0.85 range of the last three quarters.

## Earnings history

| Fiscal period | Report date | EPS estimate | EPS actual | Surprise | Revenue estimate | Revenue actual |
| --- | --- | --- | --- | --- | --- | --- |
| Q2 2026 | Jul 24, 2026 | $0.78 | $0.80 | 2.24% | $75.7M | $77.5M |
| Q1 2026 | Apr 29, 2026 | $0.74 | $0.78 | 5.88% | $74.3M | $72.9M |
| Q4 2025 | Jan 28, 2026 | $0.73 | $0.85 | 16.97% | $75.4M | $76.3M |
| Q3 2025 | Oct 29, 2025 | $0.72 | $0.69 | -4.17% | $74.4M | $74.8M |
| Q2 2025 | Jul 25, 2025 | $0.64 | $0.67 | 4.69% | $71.8M | $72.8M |
| Q1 2025 | Apr 23, 2025 | $0.63 | $0.65 | 3.17% | $68.9M | $68.8M |
| Q4 2024 | Jan 29, 2025 | $0.62 | $0.42 | -31.71% | $67.0M | $58.4M |
| Q3 2024 | Oct 30, 2024 | $0.56 | $0.49 | -12.50% | $65.4M | $66.6M |
| Q2 2024 | Jul 31, 2024 | $0.48 | $0.58 | 22.11% | $61.9M | $64.0M |
| Q1 2024 | Apr 24, 2024 | $0.45 | $0.48 | 6.67% | $61.0M | $61.4M |
| Q4 2023 | Jan 31, 2024 | $0.48 | $0.55 | 14.58% | $61.4M | $66.3M |
| Q3 2023 | Oct 25, 2023 | $0.52 | $0.49 | -5.77% | $62.4M | $62.0M |
| Q2 2023 | Jul 26, 2023 | $0.54 | $0.53 | -0.93% | $64.4M | $63.2M |
| Q1 2023 | Apr 26, 2023 | $0.55 | $0.60 | 9.09% | $65.2M | $65.2M |
| Q4 2022 | Jan 25, 2023 | $0.60 | $0.74 | 24.02% | $66.8M | $67.9M |
| Q3 2022 | Oct 21, 2022 | $0.60 | $0.61 | 1.67% | $65.9M | $65.0M |
| Q2 2022 | Jul 27, 2022 | $0.54 | $0.64 | 17.80% | $62.3M | $70.1M |
| Q1 2022 | Apr 20, 2022 | $0.56 | $0.70 | 25.74% | $63.0M | $60.5M |
| Q4 2021 | Jan 26, 2022 | $0.65 | $0.80 | 23.08% | $64.2M | $64.7M |
| Q3 2021 | Oct 27, 2021 | $0.58 | $0.74 | 27.59% | $63.6M | $66.3M |

## Frequently Asked Questions

### When did Central Pacific Financial (CPF) last report earnings?

Central Pacific Financial last reported on Jul 24, 2026, covering fiscal Q2 2026.

### Did CPF beat earnings estimates?

Yes. Central Pacific Financial reported EPS of $0.80 for Q2 2026 against a $0.78 estimate — a 2.24% beat.

### How much revenue did CPF report last quarter?

Central Pacific Financial reported $77.5M in revenue for Q2 2026, against a consensus estimate of $75.7M.

## Similar Stocks

- [UCB](https://www.lighthorse.io/tickers/ucb) — United Community Banks, Inc. Common Stock
- [HOPE](https://www.lighthorse.io/tickers/hope) — Hope Bancorp, Inc. - Common Stock
- [ABCB](https://www.lighthorse.io/tickers/abcb) — Ameris Bancorp Common Stock
- [CATY](https://www.lighthorse.io/tickers/caty) — Cathay General Bancorp - Common Stock
- [WSFS](https://www.lighthorse.io/tickers/wsfs) — WSFS Financial Corporation - Common Stock
- [SFNC](https://www.lighthorse.io/tickers/sfnc) — Simmons First National Corporation - Common Stock
- [FHB](https://www.lighthorse.io/tickers/fhb) — First Hawaiian, Inc. - Common Stock
- [UVSP](https://www.lighthorse.io/tickers/uvsp) — Univest Financial Corporation - Common Stock
- [FRME](https://www.lighthorse.io/tickers/frme) — First Merchants Corporation - Common Stock
- [FULT](https://www.lighthorse.io/tickers/fult) — Fulton Financial Corporation - Common Stock

---

Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.

This page is for informational purposes only. Nothing on it is a recommendation, solicitation or offer to buy or sell any security, nor investment, legal or tax advice. Light Horse Securities Inc does not verify third-party data and is not responsible for its accuracy, completeness or timeliness.

Data provided by [AInvest](https://www.ainvest.com).