# Community Trust Bancorp (CTBI) — Earnings

CTBI · NASDAQ · Stock

Canonical page: https://www.lighthorse.io/tickers/ctbi/earnings

## Most recent quarter

| Metric | Value |
| --- | --- |
| Fiscal period | Q4 2025 |
| Period end | Dec 31, 2025 |
| EPS actual | $1.51 |
| EPS estimate | $1.41 |
| EPS surprise | +6.84% |
| Revenue surprise | +2.15% |
| Revenue | $74.7M |
| Revenue estimate | $73.2M |
| Reported | Jan 21, 2026 |
| SEC filing | [View filing](https://www.sec.gov:443/Archives/edgar/data/350852/000035085226000015/ctbi1225er8k.htm) |

The most recent quarter in Community Trust Bancorp's table is Q4 2025, reported January 21, 2026. EPS was $1.51, beating the $1.41 estimate by 6.84%. Revenue of $74.7 million topped the $73.2 million consensus by 2.15%. Compared with Q4 2024, EPS rose about 21% from $1.25 and revenue rose about 14% from $65.7 million.

The table has a gap: there is no row for Q3 2025, so no full-year 2025 total can be given. The complete years show a dip and recovery, with annual EPS of $4.94 in 2021, $4.59 in 2022, $4.35 in 2023 and $4.61 in 2024. Annual revenue rose each year, from $223.5 million in 2021 to $248.6 million in 2024. Each 2025 quarter shown improved on the same quarter of 2024, with Q1 at $1.22 and Q2 at $1.38 per share. The bank beat the EPS estimate in 16 of the 20 quarters listed, including the last six.

From 2022 through 2025, Q1 results came in mid-to-late April and Q2 results in mid-to-late July. No 2026 quarters appear in the table yet, so the next figures shown here will be for Q1 2026, set against $1.22 per share a year earlier.

## Earnings history

| Fiscal period | Report date | EPS estimate | EPS actual | Surprise | Revenue estimate | Revenue actual |
| --- | --- | --- | --- | --- | --- | --- |
| Q4 2025 | Jan 21, 2026 | $1.41 | $1.51 | 6.84% | $73.2M | $74.7M |
| Q2 2025 | Jul 16, 2025 | $1.27 | $1.38 | 9.09% | $68.0M | $70.2M |
| Q1 2025 | Apr 16, 2025 | $1.19 | $1.22 | 2.67% | $64.9M | $66.2M |
| Q4 2024 | Jan 15, 2025 | $1.20 | $1.25 | 4.45% | $63.7M | $65.7M |
| Q3 2024 | Oct 16, 2024 | $1.14 | $1.23 | 7.47% | $62.0M | $62.8M |
| Q2 2024 | Jul 17, 2024 | $1.04 | $1.09 | 5.31% | $58.0M | $61.4M |
| Q1 2024 | Apr 17, 2024 | $0.98 | $1.04 | 5.77% | $56.2M | $58.7M |
| Q4 2023 | Jan 17, 2024 | $1.08 | $1.04 | -3.70% | $58.0M | $56.7M |
| Q3 2023 | Oct 18, 2023 | $1.01 | $1.15 | 13.86% | $57.0M | $58.6M |
| Q2 2023 | Jul 19, 2023 | $1.06 | $1.08 | 1.89% | $58.1M | $57.8M |
| Q1 2023 | Apr 19, 2023 | $1.12 | $1.08 | -3.14% | $57.1M | $57.6M |
| Q4 2022 | Jan 18, 2023 | $1.23 | $1.26 | 2.86% | $59.5M | $58.5M |
| Q3 2022 | Oct 19, 2022 | $1.16 | $1.08 | -6.49% | $57.1M | $58.2M |
| Q2 2022 | Jul 20, 2022 | $1.11 | $1.14 | 3.17% | $55.4M | $55.3M |
| Q1 2022 | Apr 20, 2022 | $0.96 | $1.11 | 16.23% | $53.8M | $55.0M |
| Q4 2021 | Jan 19, 2022 | $1.07 | $1.08 | 1.41% | $55.0M | $55.8M |
| Q3 2021 | Oct 20, 2021 | $1.16 | $1.19 | 3.03% | $55.4M | $56.4M |
| Q2 2021 | Jul 21, 2021 | $1.11 | $1.34 | 20.72% | $54.9M | $55.5M |
| Q1 2021 | May 7, 2021 | $1.00 | $1.33 | 33.00% | $54.1M | $55.8M |
| Q4 2020 | Jan 20, 2021 | $0.92 | $0.89 | -3.26% | $51.6M | $53.9M |

## Frequently Asked Questions

### When did Community Trust Bancorp (CTBI) last report earnings?

Community Trust Bancorp last reported on Jan 21, 2026, covering fiscal Q4 2025.

### Did CTBI beat earnings estimates?

Yes. Community Trust Bancorp reported EPS of $1.51 for Q4 2025 against a $1.41 estimate — a 6.84% beat.

### How much revenue did CTBI report last quarter?

Community Trust Bancorp reported $74.7M in revenue for Q4 2025, against a consensus estimate of $73.2M.

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Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.

This page is for informational purposes only. Nothing on it is a recommendation, solicitation or offer to buy or sell any security, nor investment, legal or tax advice. Light Horse Securities Inc does not verify third-party data and is not responsible for its accuracy, completeness or timeliness.

Data provided by [AInvest](https://www.ainvest.com).