# Citizens Financial Services (CZFS) — Earnings

CZFS · NASDAQ · Stock

Canonical page: https://www.lighthorse.io/tickers/czfs/earnings

## Most recent quarter

| Metric | Value |
| --- | --- |
| Fiscal period | Q4 2025 |
| Period end | Dec 31, 2025 |
| EPS actual | $2.19 |
| EPS estimate | $2.07 |
| EPS surprise | +5.80% |
| Revenue surprise | +0.00% |
| Revenue | $29.6M |
| Revenue estimate | $0.00 |
| Reported | Jan 29, 2026 |
| SEC filing | [View filing](https://www.sec.gov:443/Archives/edgar/data/739421/000073942126000010/fourthqtrearnings2025.htm) |
| Earnings call | [Transcript](http://o.thsi.cn/dc-d-stock-america.teleconference/format/0b45df22-5c80-776b-25b2-ae8c25ead4f2.html) |

## Earnings history

| Fiscal period | Report date | EPS estimate | EPS actual | Surprise | Revenue estimate | Revenue actual |
| --- | --- | --- | --- | --- | --- | --- |
| Q4 2025 | Jan 29, 2026 | $2.07 | $2.19 | 5.80% | — | $29.6M |
| Q3 2025 | Oct 30, 2025 | $1.76 | $2.09 | 18.75% | — | $29.0M |
| Q2 2025 | Jul 30, 2025 | $1.60 | $1.76 | 9.73% | — | $27.3M |
| Q1 2025 | Apr 30, 2025 | $1.48 | $1.58 | 7.39% | — | $26.4M |
| Q4 2024 | Jan 30, 2025 | $1.52 | $1.66 | 9.09% | — | $26.2M |
| Q3 2024 | Oct 30, 2024 | $1.37 | $1.57 | 15.22% | — | $24.9M |
| Q2 2024 | Jul 30, 2024 | $1.30 | $1.29 | -1.28% | — | $24.7M |
| Q1 2024 | Apr 25, 2024 | $1.52 | $1.31 | -13.55% | — | $25.9M |
| Q4 2023 | Jan 30, 2024 | $1.59 | $1.57 | -1.23% | — | $25.3M |
| Q3 2023 | Oct 23, 2023 | $1.45 | $1.58 | 8.79% | — | $26.2M |
| Q2 2023 | Jul 31, 2023 | −$0.02 | −$0.99 | -4951.53% | — | $20.3M |
| Q1 2023 | Apr 27, 2023 | $1.70 | $1.68 | -1.14% | — | $20.5M |
| Q4 2022 | Jan 30, 2023 | $1.80 | $1.93 | 7.57% | $20.7M | $21.7M |
| Q3 2022 | Oct 24, 2022 | $1.83 | $1.84 | 0.53% | $20.1M | $21.5M |
| Q2 2022 | Jul 21, 2022 | $1.69 | $1.69 | 0.14% | $19.5M | $21.8M |

## Frequently Asked Questions

### When did Citizens Financial Services (CZFS) last report earnings?

Citizens Financial Services last reported on Jan 29, 2026, covering fiscal Q4 2025.

### Did CZFS beat earnings estimates?

Yes. Citizens Financial Services reported EPS of $2.19 for Q4 2025 against a $2.07 estimate — a 5.80% beat.

### How much revenue did CZFS report last quarter?

Citizens Financial Services reported $29.6M in revenue for Q4 2025.

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Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.

This page is for informational purposes only. Nothing on it is a recommendation, solicitation or offer to buy or sell any security, nor investment, legal or tax advice. Light Horse Securities Inc does not verify third-party data and is not responsible for its accuracy, completeness or timeliness.

Data provided by [AInvest](https://www.ainvest.com).