# Citizens & Northern (CZNC) — Earnings

CZNC · NASDAQ · Stock

Canonical page: https://www.lighthorse.io/tickers/cznc/earnings

## Most recent quarter

| Metric | Value |
| --- | --- |
| Fiscal period | Q4 2025 |
| Period end | Dec 31, 2025 |
| EPS actual | $0.56 |
| EPS estimate | $0.59 |
| EPS surprise | −4.27% |
| Revenue surprise | +4.05% |
| Revenue | $36.8M |
| Revenue estimate | $35.4M |
| Reported | Jan 28, 2026 |
| SEC filing | [View filing](https://www.sec.gov:443/Archives/edgar/data/810958/000110465926007411/cznc-20260128x8k.htm) |

## Earnings history

| Fiscal period | Report date | EPS estimate | EPS actual | Surprise | Revenue estimate | Revenue actual |
| --- | --- | --- | --- | --- | --- | --- |
| Q4 2025 | Jan 28, 2026 | $0.59 | $0.56 | -4.27% | $35.4M | $36.8M |
| Q2 2025 | Jul 24, 2025 | $0.47 | $0.40 | -14.89% | $27.7M | $29.3M |
| Q1 2025 | Apr 23, 2025 | $0.44 | $0.41 | -6.82% | $27.7M | $26.7M |
| Q4 2024 | Jan 23, 2025 | $0.47 | $0.53 | 12.77% | $28.6M | $28.0M |
| Q3 2024 | Oct 17, 2024 | $0.45 | $0.41 | -8.89% | $26.9M | $27.3M |
| Q2 2024 | Aug 7, 2024 | $0.37 | $0.40 | 8.11% | $26.5M | $27.3M |
| Q1 2024 | Apr 25, 2024 | $0.34 | $0.35 | 2.94% | $26.7M | $25.7M |
| Q4 2023 | Jan 18, 2024 | $0.39 | $0.28 | -28.21% | $26.4M | $28.3M |
| Q3 2023 | Oct 19, 2023 | $0.40 | $0.50 | 26.58% | $26.8M | $26.2M |
| Q1 2023 | Apr 20, 2023 | $0.42 | $0.40 | -4.76% | $27.7M | $26.4M |
| Q4 2022 | Jan 26, 2023 | $0.48 | $0.50 | 4.17% | $27.7M | $28.4M |
| Q3 2022 | Oct 20, 2022 | $0.47 | $0.29 | -38.30% | $26.4M | $26.5M |
| Q2 2022 | Jul 21, 2022 | $0.44 | $0.48 | 9.09% | $26.1M | $26.5M |
| Q4 2021 | Jan 20, 2022 | $0.49 | $0.46 | -6.12% | $26.0M | $26.1M |
| Q3 2021 | Oct 21, 2021 | $0.46 | $0.47 | 2.17% | $25.6M | $25.8M |
| Q2 2021 | Jul 22, 2021 | $0.47 | $0.44 | -6.38% | $25.6M | $25.2M |
| Q4 2020 | Jan 21, 2021 | $0.42 | $0.51 | 21.43% | $25.7M | $26.6M |

## Frequently Asked Questions

### When did Citizens & Northern (CZNC) last report earnings?

Citizens & Northern last reported on Jan 28, 2026, covering fiscal Q4 2025.

### Did CZNC beat earnings estimates?

No. Citizens & Northern reported EPS of $0.56 for Q4 2025 against a $0.59 estimate — a 4.27% miss.

### How much revenue did CZNC report last quarter?

Citizens & Northern reported $36.8M in revenue for Q4 2025, against a consensus estimate of $35.4M.

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Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.

This page is for informational purposes only. Nothing on it is a recommendation, solicitation or offer to buy or sell any security, nor investment, legal or tax advice. Light Horse Securities Inc does not verify third-party data and is not responsible for its accuracy, completeness or timeliness.

Data provided by [AInvest](https://www.ainvest.com).