# Encore Capital Group (ECPG) — Earnings

ECPG · NASDAQ · Stock

Canonical page: https://www.lighthorse.io/tickers/ecpg/earnings

## Most recent quarter

| Metric | Value |
| --- | --- |
| Fiscal period | Q2 2026 |
| Period end | Jun 30, 2026 |
| EPS actual | $2.81 |
| EPS estimate | $2.67 |
| EPS surprise | +5.24% |
| Revenue surprise | +8.08% |
| Revenue | $491.9M |
| Revenue estimate | $455.1M |
| Reported | Aug 5, 2026 |
| SEC filing | [View filing](https://www.sec.gov:443/Archives/edgar/data/1084961/000108496126000058/ecpg-20260630.htm) |
| Earnings call | [Transcript](http://o.thsi.cn/dc-d-stock-america.teleconference/ab659d3b-6a11-72a4-3ca5-c16d1cd131c4.html) |

Encore Capital reported Q2 2026 results on August 5, 2026. Earnings per share were $2.81, beating the $2.67 estimate by 5.24%. Revenue was $491.9 million, 8.08% above the $455.1 million consensus. Compared with Q2 2025, EPS rose about 13% from $2.49 and revenue rose about 11% from $442.1 million.

Encore lost $3.11 per share in Q4 2022, $11.40 in Q4 2023 and $9.42 in Q4 2024, its only losses here. As a result, annual EPS went from $6.80 in 2022 to losses of $8.78 in 2023 and $5.87 in 2024, before a profit of $10.96 in 2025. Q4 2025 broke that pattern with a profit of $3.37. The first half of 2026 adds up to $6.67 per share, about 51% more than the $4.42 of the first half of 2025. Encore has beaten the EPS estimate in each of the last six quarters and in 12 of the last 20. The table high remains Q1 2022, at $6.40 per share.

Encore reported Q3 results between November 1 and November 6 in each of the past five years. That points to early November 2026. It will show whether the first-half growth continues.

## Earnings history

| Fiscal period | Report date | EPS estimate | EPS actual | Surprise | Revenue estimate | Revenue actual |
| --- | --- | --- | --- | --- | --- | --- |
| Q2 2026 | Aug 5, 2026 | $2.67 | $2.81 | 5.24% | $455.1M | $491.9M |
| Q1 2026 | May 6, 2026 | $3.02 | $3.86 | 27.92% | $446.3M | $475.4M |
| Q4 2025 | Feb 25, 2026 | $2.17 | $3.37 | 55.01% | $423.1M | $473.6M |
| Q3 2025 | Nov 5, 2025 | $1.88 | $3.17 | 68.80% | $411.3M | $460.4M |
| Q2 2025 | Aug 6, 2025 | $1.42 | $2.49 | 75.60% | $383.4M | $442.1M |
| Q1 2025 | May 7, 2025 | $1.21 | $1.93 | 58.98% | $374.5M | $392.8M |
| Q4 2024 | Feb 26, 2025 | $1.52 | −$9.42 | -719.74% | $374.4M | $265.6M |
| Q3 2024 | Nov 6, 2024 | $1.48 | $1.26 | -14.86% | $360.7M | $367.1M |
| Q2 2024 | Aug 7, 2024 | $1.24 | $1.34 | 7.72% | $346.1M | $355.3M |
| Q1 2024 | May 8, 2024 | $0.94 | $0.95 | 0.64% | $330.8M | $328.4M |
| Q4 2023 | Feb 21, 2024 | $1.23 | −$11.40 | -1026.83% | $330.7M | $277.4M |
| Q3 2023 | Nov 1, 2023 | $1.32 | $0.79 | -40.30% | $332.6M | $309.6M |
| Q2 2023 | Aug 2, 2023 | $1.26 | $1.08 | -13.94% | $328.0M | $323.0M |
| Q1 2023 | May 3, 2023 | $1.21 | $0.75 | -38.19% | $323.3M | $312.6M |
| Q4 2022 | Feb 22, 2023 | $1.47 | −$3.11 | -311.81% | $319.6M | $234.0M |
| Q3 2022 | Nov 2, 2022 | $1.78 | $1.22 | -31.33% | $330.3M | $307.8M |
| Q2 2022 | Aug 3, 2022 | $2.03 | $2.29 | 12.81% | $343.4M | $356.9M |
| Q1 2022 | May 4, 2022 | $2.03 | $6.40 | 215.78% | $347.1M | $499.7M |
| Q4 2021 | Feb 23, 2022 | $2.19 | $2.53 | 15.31% | $361.6M | $357.3M |
| Q3 2021 | Nov 3, 2021 | $2.04 | $2.66 | 30.39% | $371.7M | $412.6M |

## Frequently Asked Questions

### When did Encore Capital Group (ECPG) last report earnings?

Encore Capital Group last reported on Aug 5, 2026, covering fiscal Q2 2026.

### Did ECPG beat earnings estimates?

Yes. Encore Capital Group reported EPS of $2.81 for Q2 2026 against a $2.67 estimate — a 5.24% beat.

### How much revenue did ECPG report last quarter?

Encore Capital Group reported $491.9M in revenue for Q2 2026, against a consensus estimate of $455.1M.

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Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.

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