# First Bancorp (FBNC) — Earnings

FBNC · NASDAQ · Stock

Canonical page: https://www.lighthorse.io/tickers/fbnc/earnings

## Most recent quarter

| Metric | Value |
| --- | --- |
| Fiscal period | Q2 2026 |
| Period end | Jun 30, 2026 |
| EPS actual | $1.22 |
| EPS estimate | $1.15 |
| EPS surprise | +6.46% |
| Revenue surprise | +0.98% |
| Revenue | $127.3M |
| Revenue estimate | $126.1M |
| Reported | Jul 22, 2026 |
| SEC filing | [View filing](https://www.sec.gov:443/Archives/edgar/data/811589/000081158926000153/fbnc-20260630.htm) |

First Bancorp reported Q2 2026 results on July 22, 2026. EPS was $1.22, ahead of the $1.15 estimate by 6.46%. Revenue was $127.3 million, slightly above the $126.1 million estimate. Compared with Q2 2025, EPS rose 31.2% from $0.93 and revenue rose 14.7% from $111.0 million. Both figures are the highest in the table.

The record is uneven, and the table has no rows for Q3 2025 or Q1 2026. Annual EPS rose from $3.29 in 2021 to $4.12 in 2022, then fell to $2.53 in 2023 and $1.84 in 2024. Several quarters came in far below the estimate on lower revenue: Q1 2023 at $0.37, Q4 2024 at $0.08 on $65.7 million, and Q4 2025 at $0.38 on $83.9 million, a 63.46% miss. Even so, every quarter in the table was profitable. Over the 20 quarters shown, First Bancorp beat EPS estimates 13 times and missed 7 times.

First Bancorp reported Q3 between October 23 and October 27 in each year from 2021 to 2024, which points to late October 2026 for the next report. It will also give a third-quarter comparison the table currently lacks, since Q3 2025 is missing.

## Earnings history

| Fiscal period | Report date | EPS estimate | EPS actual | Surprise | Revenue estimate | Revenue actual |
| --- | --- | --- | --- | --- | --- | --- |
| Q2 2026 | Jul 22, 2026 | $1.15 | $1.22 | 6.46% | $126.1M | $127.3M |
| Q4 2025 | Jan 21, 2026 | $1.04 | $0.38 | -63.46% | $122.4M | $83.9M |
| Q2 2025 | Jul 23, 2025 | $0.87 | $0.93 | 7.14% | $109.2M | $111.0M |
| Q1 2025 | Apr 23, 2025 | $0.78 | $0.88 | 12.82% | $105.4M | $105.8M |
| Q4 2024 | Jan 29, 2025 | $0.74 | $0.08 | -89.12% | $101.1M | $65.7M |
| Q3 2024 | Oct 23, 2024 | $0.70 | $0.45 | -36.02% | $97.9M | $96.6M |
| Q2 2024 | Jul 24, 2024 | $0.60 | $0.70 | 17.65% | $93.7M | $95.7M |
| Q1 2024 | Apr 24, 2024 | $0.63 | $0.61 | -3.17% | $95.9M | $92.2M |
| Q4 2023 | Jan 24, 2024 | $0.65 | $0.72 | 10.34% | $99.0M | $97.0M |
| Q3 2023 | Oct 25, 2023 | $0.68 | $0.73 | 7.67% | $99.5M | $99.9M |
| Q2 2023 | Jul 26, 2023 | $0.73 | $0.71 | -2.20% | $107.1M | $101.2M |
| Q1 2023 | Apr 26, 2023 | $0.80 | $0.37 | -53.46% | $113.3M | $93.8M |
| Q4 2022 | Jan 25, 2023 | $1.04 | $1.08 | 3.65% | $104.4M | $98.9M |
| Q3 2022 | Oct 27, 2022 | $0.98 | $1.06 | 8.44% | $96.3M | $96.8M |
| Q2 2022 | Jul 27, 2022 | $0.95 | $1.03 | 8.19% | $96.0M | $95.5M |
| Q1 2022 | Apr 27, 2022 | $0.87 | $0.95 | 8.98% | $92.7M | $96.1M |
| Q4 2021 | Jan 26, 2022 | $0.45 | $0.30 | -32.96% | $89.8M | $88.9M |
| Q3 2021 | Oct 26, 2021 | $0.97 | $0.97 | 0.41% | $76.5M | $75.1M |
| Q2 2021 | Jul 27, 2021 | $0.92 | $1.03 | 11.75% | $74.8M | $80.1M |
| Q1 2021 | Apr 27, 2021 | $0.87 | $0.99 | 14.23% | $76.0M | $75.9M |

## Frequently Asked Questions

### When did First Bancorp (FBNC) last report earnings?

First Bancorp last reported on Jul 22, 2026, covering fiscal Q2 2026.

### Did FBNC beat earnings estimates?

Yes. First Bancorp reported EPS of $1.22 for Q2 2026 against a $1.15 estimate — a 6.46% beat.

### How much revenue did FBNC report last quarter?

First Bancorp reported $127.3M in revenue for Q2 2026, against a consensus estimate of $126.1M.

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Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.

This page is for informational purposes only. Nothing on it is a recommendation, solicitation or offer to buy or sell any security, nor investment, legal or tax advice. Light Horse Securities Inc does not verify third-party data and is not responsible for its accuracy, completeness or timeliness.

Data provided by [AInvest](https://www.ainvest.com).