# First Bancorp. (FBP) — Earnings

FBP · NYSE · Stock

Canonical page: https://www.lighthorse.io/tickers/fbp/earnings

## Most recent quarter

| Metric | Value |
| --- | --- |
| Fiscal period | Q2 2026 |
| Period end | Jun 30, 2026 |
| EPS actual | $0.62 |
| EPS estimate | $0.54 |
| EPS surprise | +14.35% |
| Revenue surprise | −0.17% |
| Revenue | $264.9M |
| Revenue estimate | $265.3M |
| Reported | Jul 22, 2026 |
| SEC filing | [View filing](https://www.sec.gov:443/Archives/edgar/data/1057706/000105770626000023/fbp-20260630.htm) |
| Earnings call | [Transcript](http://o.thsi.cn/dc-d-stock-america.teleconference/9e308c78-a155-1945-d1e6-4bc75eabb7fa.html) |

First BanCorp reported Q2 2026 results on July 22, 2026. Earnings per share were $0.62, ahead of the $0.54 estimate by 14.35%. Revenue was $264.9 million, just under the $265.3 million consensus. Against Q2 2025, EPS rose 24% from $0.50 and revenue rose about 7% from $246.8 million.

The longer record shows steady growth. Annual EPS went from $1.59 in 2022 to $1.70 in 2023, $1.81 in 2024 and $2.15 in 2025, a rise of about 35% over three years. Revenue grew more slowly, about 8% from 2022 to 2025. The first half of 2026 adds up to $1.19 per share, about 23% more than the same period a year earlier. Q2 2026 revenue was the highest in the table, and the $0.63 from Q3 2025 remains the EPS high here. First BanCorp beat the EPS estimate in all 20 quarters shown, by margins from under 1% to almost 30%.

Q3 results came out between October 20 and October 25 in each of the past five years. That points to the second half of October 2026 for the next report. It will show whether revenue keeps edging higher and the year-over-year EPS gains continue.

## Earnings history

| Fiscal period | Report date | EPS estimate | EPS actual | Surprise | Revenue estimate | Revenue actual |
| --- | --- | --- | --- | --- | --- | --- |
| Q2 2026 | Jul 22, 2026 | $0.54 | $0.62 | 14.35% | $265.3M | $264.9M |
| Q1 2026 | Apr 22, 2026 | $0.52 | $0.57 | 10.38% | $259.8M | $258.6M |
| Q4 2025 | Jan 27, 2026 | $0.51 | $0.55 | 7.84% | $256.2M | $257.2M |
| Q3 2025 | Oct 23, 2025 | $0.49 | $0.63 | 29.50% | $255.6M | $248.7M |
| Q2 2025 | Jul 22, 2025 | $0.46 | $0.50 | 9.36% | $251.7M | $246.8M |
| Q1 2025 | Apr 24, 2025 | $0.43 | $0.47 | 10.04% | $242.8M | $248.1M |
| Q4 2024 | Jan 23, 2025 | $0.41 | $0.46 | 12.14% | $236.5M | $241.5M |
| Q3 2024 | Oct 23, 2024 | $0.41 | $0.45 | 8.88% | $238.5M | $234.6M |
| Q2 2024 | Jul 23, 2024 | $0.41 | $0.46 | 12.86% | $233.5M | $231.7M |
| Q1 2024 | Apr 23, 2024 | $0.37 | $0.44 | 18.38% | $230.0M | $230.5M |
| Q4 2023 | Jan 24, 2024 | $0.35 | $0.46 | 29.76% | $229.1M | $230.3M |
| Q3 2023 | Oct 20, 2023 | $0.38 | $0.46 | 21.18% | $236.1M | $230.0M |
| Q2 2023 | Jul 27, 2023 | $0.35 | $0.39 | 11.14% | $232.6M | $236.1M |
| Q1 2023 | Apr 25, 2023 | $0.35 | $0.39 | 10.01% | $230.6M | $236.0M |
| Q4 2022 | Jan 27, 2023 | $0.40 | $0.40 | 0.96% | $241.2M | $237.7M |
| Q3 2022 | Oct 25, 2022 | $0.39 | $0.40 | 1.70% | $237.9M | $240.3M |
| Q2 2022 | Jul 22, 2022 | $0.35 | $0.38 | 9.35% | $223.6M | $229.7M |
| Q1 2022 | Apr 28, 2022 | $0.32 | $0.41 | 27.09% | $213.6M | $218.5M |
| Q4 2021 | Jan 26, 2022 | $0.32 | $0.35 | 10.48% | $213.7M | $217.1M |
| Q3 2021 | Oct 25, 2021 | $0.28 | $0.36 | 28.25% | $208.9M | $214.7M |

## Frequently Asked Questions

### When did First Bancorp. (FBP) last report earnings?

First Bancorp. last reported on Jul 22, 2026, covering fiscal Q2 2026.

### Did FBP beat earnings estimates?

Yes. First Bancorp. reported EPS of $0.62 for Q2 2026 against a $0.54 estimate — a 14.35% beat.

### How much revenue did FBP report last quarter?

First Bancorp. reported $264.9M in revenue for Q2 2026, against a consensus estimate of $265.3M.

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Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.

This page is for informational purposes only. Nothing on it is a recommendation, solicitation or offer to buy or sell any security, nor investment, legal or tax advice. Light Horse Securities Inc does not verify third-party data and is not responsible for its accuracy, completeness or timeliness.

Data provided by [AInvest](https://www.ainvest.com).