# Fair Isaac (FICO) — Earnings

FICO · NYSE · Stock

Canonical page: https://www.lighthorse.io/tickers/fico/earnings

## Most recent quarter

| Metric | Value |
| --- | --- |
| Fiscal period | Q3 2026 |
| Period end | Jun 30, 2026 |
| EPS actual | $12.18 |
| EPS estimate | $11.76 |
| EPS surprise | +3.57% |
| Revenue surprise | −0.73% |
| Revenue | $674.2M |
| Revenue estimate | $679.2M |
| Reported | Jul 29, 2026 |
| SEC filing | [View filing](https://www.sec.gov:443/Archives/edgar/data/814547/000081454726000030/fico-20260630.htm) |
| Earnings call | [Transcript](http://o.thsi.cn/dc-d-stock-america.teleconference/87b98419-855a-a8ef-23a4-684d0ec27e6c.html) |

FICO reported fiscal Q3 2026 results on July 29, 2026. Earnings per share were $12.18, ahead of the $11.76 estimate by 3.57%. Revenue was $674.2 million, slightly below the $679.2 million consensus. Compared with Q3 2025, EPS rose about 42% from $8.57 and revenue rose about 26% from $536.4 million. Both figures were a little lower than in Q2 2026.

Growth has been steady across the table. Annual EPS rose from $17.25 in fiscal 2022 to $19.71 in 2023, $23.74 in 2024 and $29.91 in 2025, an increase of about 73% over three years. The first three quarters of fiscal 2026 add up to $32.01. That is already above the full fiscal 2025 total and about 44% ahead of the same period a year earlier. Q2 2026 set the highs here at $12.50 per share and $691.7 million in revenue. Over the last 20 quarters, FICO beat the EPS estimate 15 times, and its five misses were each within about 5%.

FICO reported fiscal Q4 between November 5 and November 10 in each of the past five years. That points to early November 2026 for the next report, which will complete the fiscal 2026 totals.

## Earnings history

| Fiscal period | Report date | EPS estimate | EPS actual | Surprise | Revenue estimate | Revenue actual |
| --- | --- | --- | --- | --- | --- | --- |
| Q3 2026 | Jul 29, 2026 | $11.76 | $12.18 | 3.57% | $679.2M | $674.2M |
| Q2 2026 | Apr 28, 2026 | $10.89 | $12.50 | 14.76% | $630.2M | $691.7M |
| Q1 2026 | Jan 28, 2026 | $7.09 | $7.33 | 3.46% | $501.3M | $512.0M |
| Q4 2025 | Nov 5, 2025 | $7.32 | $7.74 | 5.72% | $513.3M | $515.8M |
| Q3 2025 | Jul 30, 2025 | $7.71 | $8.57 | 11.13% | $515.3M | $536.4M |
| Q2 2025 | Apr 29, 2025 | $7.48 | $7.81 | 4.44% | $499.8M | $498.7M |
| Q1 2025 | Feb 4, 2025 | $6.09 | $5.79 | -4.96% | $452.2M | $440.0M |
| Q4 2024 | Nov 6, 2024 | $6.36 | $6.54 | 2.76% | $447.9M | $453.8M |
| Q3 2024 | Jul 31, 2024 | $6.37 | $6.25 | -1.91% | $445.5M | $447.8M |
| Q2 2024 | Apr 25, 2024 | $5.81 | $6.14 | 5.68% | $425.8M | $433.8M |
| Q1 2024 | Jan 25, 2024 | $5.06 | $4.81 | -5.00% | $390.9M | $382.1M |
| Q4 2023 | Nov 8, 2023 | $5.29 | $5.01 | -5.30% | $388.9M | $389.7M |
| Q3 2023 | Aug 2, 2023 | $5.25 | $5.66 | 7.88% | $381.7M | $398.7M |
| Q2 2023 | Apr 27, 2023 | $5.04 | $4.78 | -5.14% | $373.2M | $380.3M |
| Q1 2023 | Jan 26, 2023 | $4.06 | $4.26 | 4.90% | $344.4M | $344.9M |
| Q4 2022 | Nov 9, 2022 | $4.08 | $4.40 | 7.72% | $344.0M | $348.7M |
| Q3 2022 | Aug 3, 2022 | $3.98 | $4.47 | 12.20% | $342.5M | $349.0M |
| Q2 2022 | Apr 27, 2022 | $3.73 | $4.68 | 25.35% | $337.6M | $357.2M |
| Q1 2022 | Jan 27, 2022 | $3.36 | $3.70 | 10.04% | $327.9M | $322.4M |
| Q4 2021 | Nov 10, 2021 | $3.18 | $3.92 | 23.28% | $346.8M | $334.6M |

## Frequently Asked Questions

### When did Fair Isaac (FICO) last report earnings?

Fair Isaac last reported on Jul 29, 2026, covering fiscal Q3 2026.

### Did FICO beat earnings estimates?

Yes. Fair Isaac reported EPS of $12.18 for Q3 2026 against a $11.76 estimate — a 3.57% beat.

### How much revenue did FICO report last quarter?

Fair Isaac reported $674.2M in revenue for Q3 2026, against a consensus estimate of $679.2M.

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Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.

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