# Farmers National (FMNB) — Earnings

FMNB · NASDAQ · Stock

Canonical page: https://www.lighthorse.io/tickers/fmnb/earnings

## Most recent quarter

| Metric | Value |
| --- | --- |
| Fiscal period | Q4 2025 |
| Period end | Dec 31, 2025 |
| EPS actual | $0.39 |
| EPS estimate | $0.47 |
| EPS surprise | −16.43% |
| Revenue surprise | −3.12% |
| Revenue | $49.1M |
| Revenue estimate | $50.7M |
| Reported | Jan 28, 2026 |
| SEC filing | [View filing](https://www.sec.gov:443/Archives/edgar/data/709337/000143774926002244/fmnb20260115_8k.htm) |

Farmers National's latest report in the table covers Q4 2025, released January 28, 2026. EPS of $0.39 missed the $0.47 estimate by 16.43%, and revenue of $49.1 million came in 3.12% below the $50.7 million consensus. Against Q4 2024, EPS edged up from $0.38 and revenue rose about 11% from $44.2 million. That revenue was the highest quarterly figure in the table.

The table skips Q3 2025, so 2025 has no full-year total here. Annual EPS went from $1.80 in 2021 to $1.79 in 2022, $1.34 in 2023 and $1.22 in 2024. Revenue rose from $147.0 million in 2021 to a peak of $179.6 million in 2023, then eased to $170.1 million in 2024. Quarterly EPS ranged from $0.18 in Q4 2021 to $0.56 in Q3 2021, and has stayed between $0.19 and $0.47 since the start of 2022. Farmers National beat EPS estimates in 10 of the 20 quarters shown.

In past years, Farmers National reported Q1 in mid to late April, Q2 in late July and Q3 in late October, yet the table shows nothing after Q4 2025. When newer quarters appear, they will show whether the higher revenue of late 2025 held into 2026.

## Earnings history

| Fiscal period | Report date | EPS estimate | EPS actual | Surprise | Revenue estimate | Revenue actual |
| --- | --- | --- | --- | --- | --- | --- |
| Q4 2025 | Jan 28, 2026 | $0.47 | $0.39 | -16.43% | $50.7M | $49.1M |
| Q2 2025 | Jul 23, 2025 | $0.37 | $0.37 | 1.37% | $46.0M | $47.0M |
| Q1 2025 | Apr 16, 2025 | $0.34 | $0.36 | 5.88% | $45.2M | $44.7M |
| Q4 2024 | Jan 29, 2025 | $0.34 | $0.38 | 10.69% | $44.4M | $44.2M |
| Q3 2024 | Oct 23, 2024 | $0.34 | $0.23 | -32.35% | $43.0M | $44.2M |
| Q2 2024 | Jul 24, 2024 | $0.33 | $0.31 | -5.11% | $42.1M | $41.7M |
| Q1 2024 | Apr 24, 2024 | $0.33 | $0.30 | -8.59% | $42.3M | $40.0M |
| Q4 2023 | Jan 24, 2024 | $0.35 | $0.39 | 11.43% | $43.6M | $45.0M |
| Q3 2023 | Oct 25, 2023 | $0.38 | $0.36 | -4.43% | $43.9M | $43.6M |
| Q2 2023 | Jul 26, 2023 | $0.38 | $0.40 | 5.96% | $46.5M | $44.0M |
| Q1 2023 | Apr 26, 2023 | $0.23 | $0.19 | -17.39% | $47.5M | $47.0M |
| Q4 2022 | Jan 25, 2023 | $0.44 | $0.39 | -10.69% | $41.4M | $37.6M |
| Q3 2022 | Oct 26, 2022 | $0.47 | $0.46 | -1.44% | $41.8M | $40.6M |
| Q2 2022 | Jul 27, 2022 | $0.49 | $0.47 | -3.43% | $41.7M | $41.2M |
| Q1 2022 | Apr 27, 2022 | $0.47 | $0.47 | 1.08% | $40.6M | $48.9M |
| Q4 2021 | Jan 27, 2022 | $0.54 | $0.18 | -66.67% | $38.9M | $39.2M |
| Q3 2021 | Oct 27, 2021 | $0.51 | $0.56 | 10.34% | $35.1M | $35.5M |
| Q2 2021 | Jul 28, 2021 | $0.43 | $0.55 | 27.91% | $35.2M | $36.4M |
| Q1 2021 | Apr 28, 2021 | $0.37 | $0.51 | 37.84% | $34.7M | $35.9M |
| Q4 2020 | Jan 28, 2021 | $0.34 | $0.45 | 34.33% | $33.3M | $36.5M |

## Frequently Asked Questions

### When did Farmers National (FMNB) last report earnings?

Farmers National last reported on Jan 28, 2026, covering fiscal Q4 2025.

### Did FMNB beat earnings estimates?

No. Farmers National reported EPS of $0.39 for Q4 2025 against a $0.47 estimate — a 16.43% miss.

### How much revenue did FMNB report last quarter?

Farmers National reported $49.1M in revenue for Q4 2025, against a consensus estimate of $50.7M.

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Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.

This page is for informational purposes only. Nothing on it is a recommendation, solicitation or offer to buy or sell any security, nor investment, legal or tax advice. Light Horse Securities Inc does not verify third-party data and is not responsible for its accuracy, completeness or timeliness.

Data provided by [AInvest](https://www.ainvest.com).