# German American Bancorp (GABC) — Earnings

GABC · NASDAQ · Stock

Canonical page: https://www.lighthorse.io/tickers/gabc/earnings

## Most recent quarter

| Metric | Value |
| --- | --- |
| Fiscal period | Q4 2025 |
| Period end | Dec 31, 2025 |
| EPS actual | $0.95 |
| EPS estimate | $0.91 |
| EPS surprise | +4.97% |
| Revenue surprise | +3.38% |
| Revenue | $97.8M |
| Revenue estimate | $94.7M |
| Reported | Jan 26, 2026 |
| SEC filing | [View filing](https://www.sec.gov:443/Archives/edgar/data/714395/000071439526000003/gabc-20260126.htm) |

German American reported Q4 2025 results on January 26, 2026. EPS was $0.95, ahead of the $0.91 estimate by 4.97%. Revenue was $97.8 million, above the $94.7 million consensus. Compared with Q4 2024, EPS rose 21.8% from $0.78 and revenue rose 50.2% from $65.1 million. The table has no Q3 2025 row.

For most of the record, quarterly revenue stayed between about $54 million and $66 million. It stepped up to $82.7 million in Q1 2025, 27% above the prior quarter, and reached $97.8 million in Q4 2025, the high in the table. EPS dipped to $0.30 in Q1 2025, the low here, then rose to $0.84 in Q2 and $0.95 in Q4, the highest quarter in the table. Annual EPS was $3.18 in 2021, $2.78 in 2022, $2.92 in 2023 and $2.82 in 2024. Every quarter in the table was profitable, and German American beat EPS estimates in 14 of 20.

In past years German American reported in late January, late April, late July and late October. The table has no report after January 2026, so it does not yet show the 2026 quarters. The next row added will show how earnings compare with 2025's higher revenue base.

## Earnings history

| Fiscal period | Report date | EPS estimate | EPS actual | Surprise | Revenue estimate | Revenue actual |
| --- | --- | --- | --- | --- | --- | --- |
| Q4 2025 | Jan 26, 2026 | $0.91 | $0.95 | 4.97% | $94.7M | $97.8M |
| Q2 2025 | Jul 28, 2025 | $0.74 | $0.84 | 14.29% | $90.3M | $91.2M |
| Q1 2025 | Apr 28, 2025 | $0.43 | $0.30 | -29.69% | $79.6M | $82.7M |
| Q4 2024 | Jan 27, 2025 | $0.67 | $0.78 | 17.29% | $64.0M | $65.1M |
| Q3 2024 | Oct 28, 2024 | $0.70 | $0.71 | 1.18% | $63.8M | $62.4M |
| Q2 2024 | Jul 29, 2024 | $1.35 | $0.69 | -48.81% | $61.4M | $64.9M |
| Q1 2024 | Apr 29, 2024 | $0.64 | $0.64 | -0.39% | $62.9M | $60.8M |
| Q4 2023 | Jan 29, 2024 | $0.67 | $0.73 | 8.96% | $63.1M | $61.2M |
| Q3 2023 | Oct 31, 2023 | $0.69 | $0.73 | 5.80% | $64.0M | $62.4M |
| Q2 2023 | Jul 31, 2023 | $0.67 | $0.75 | 11.61% | $63.4M | $63.2M |
| Q1 2023 | Apr 25, 2023 | $0.80 | $0.71 | -10.97% | $67.3M | $64.0M |
| Q4 2022 | Jan 31, 2023 | $0.84 | $0.83 | -0.95% | $67.6M | $66.0M |
| Q3 2022 | Nov 1, 2022 | $0.82 | $0.83 | 1.84% | $66.6M | $65.8M |
| Q2 2022 | Jul 26, 2022 | $0.70 | $0.81 | 15.06% | $63.3M | $64.8M |
| Q1 2022 | Apr 26, 2022 | $0.62 | $0.31 | -49.84% | $63.1M | $63.1M |
| Q4 2021 | Feb 1, 2022 | $0.73 | $0.73 | 0.27% | $54.4M | $55.7M |
| Q3 2021 | Oct 26, 2021 | $0.71 | $0.81 | 13.76% | $53.6M | $56.8M |
| Q2 2021 | Jul 27, 2021 | $0.63 | $0.90 | 42.86% | $51.6M | $53.8M |
| Q1 2021 | Apr 27, 2021 | $0.61 | $0.74 | 20.52% | $53.7M | $54.0M |
| Q4 2020 | Jan 26, 2021 | $0.58 | $0.79 | 36.21% | $51.9M | $59.8M |

## Frequently Asked Questions

### When did German American Bancorp (GABC) last report earnings?

German American Bancorp last reported on Jan 26, 2026, covering fiscal Q4 2025.

### Did GABC beat earnings estimates?

Yes. German American Bancorp reported EPS of $0.95 for Q4 2025 against a $0.91 estimate — a 4.97% beat.

### How much revenue did GABC report last quarter?

German American Bancorp reported $97.8M in revenue for Q4 2025, against a consensus estimate of $94.7M.

## Similar Stocks

- [FRME](https://www.lighthorse.io/tickers/frme) — First Merchants Corporation - Common Stock
- [BUSE](https://www.lighthorse.io/tickers/buse) — First Busey Corporation - Common Stock
- [UCB](https://www.lighthorse.io/tickers/ucb) — United Community Banks, Inc. Common Stock
- [UBSI](https://www.lighthorse.io/tickers/ubsi) — United Bankshares, Inc. - Common Stock
- [FMBH](https://www.lighthorse.io/tickers/fmbh) — First Mid Bancshares, Inc. - Common Stock
- [THFF](https://www.lighthorse.io/tickers/thff) — First Financial Corporation  - Common Stock
- [TOWN](https://www.lighthorse.io/tickers/town) — Towne Bank - Common Stock
- [MBWM](https://www.lighthorse.io/tickers/mbwm) — Mercantile Bank Corporation - Common Stock
- [UVSP](https://www.lighthorse.io/tickers/uvsp) — Univest Financial Corporation - Common Stock
- [BY](https://www.lighthorse.io/tickers/by) — Byline Bancorp, Inc. Common Stock

---

Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.

This page is for informational purposes only. Nothing on it is a recommendation, solicitation or offer to buy or sell any security, nor investment, legal or tax advice. Light Horse Securities Inc does not verify third-party data and is not responsible for its accuracy, completeness or timeliness.

Data provided by [AInvest](https://www.ainvest.com).