# Happen (HAPN) — Overview

HAPN · NASDAQ · Stock

Canonical page: https://www.lighthorse.io/tickers/hapn

## Price

Last close $14.61 on Oct 15, 2026. 52-week range $14.18 – $20.88.

## Company profile

Happen Inc is a U.S. digital marketplace bank focused on the Motivated Middle - high FICO, high-income borrowers actively managing their financial lives. The bank's success is fueled by evolved credit underwriting, a proprietary technology platform, and a marketplace bank model that generates compelling revenue through loan sales, net interest income, and fee-based services.

## Financials

| Metric | Value |
| --- | --- |
| Revenue (trailing twelve months) | $1.0B |
| Revenue (quarter) | $262.9M |
| Revenue growth (year over year) | 5.80% |
| Gross profit (trailing twelve months) | $0.00 |
| Gross margin | 0.00% |
| Net income (trailing twelve months) | $195.6M |
| Net income (quarter) | $58.1M |
| Net income growth (year over year) | 52.31% |
| Net margin | 18.67% |
| Return on equity | 13.15% |
| EPS (trailing twelve months) | $1.69 |
| Book value per share | $13.58 |
| P/E (trailing twelve months) | 8.6 |
| Price to book | 1.1 |
| Debt to assets | 87.51% |
| Payout ratio | 0.00% |
| Dividend yield | 0.00% |

## Frequently Asked Questions

### Is Happen (HAPN) profitable?

Yes. Happen earned $195.6M in net income over the trailing twelve months, a net margin of 18.67%.

### How much revenue does Happen (HAPN) make?

Happen generated $1.0B in revenue over the trailing twelve months, up 5.80% year over year.

### What is HAPN's P/E ratio?

Happen trades at 8.6 times trailing twelve-month earnings, on an EPS of $1.69.

### How do I buy stock in Happen (HAPN)?

HAPN trades commission-free with a Light Horse Securities brokerage account — from the mobile app, the web at [Light Horse Dashboard](https://portal.lighthorse.io), the trading API, or an [AI agent connected over MCP](/instructions/ai/claude). The trade panel on this page places the order once you are signed in.

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This page is for informational purposes only. Nothing on it is a recommendation, solicitation or offer to buy or sell any security, nor investment, legal or tax advice. Light Horse Securities Inc does not verify third-party data and is not responsible for its accuracy, completeness or timeliness.

Data provided by [AInvest](https://www.ainvest.com).