# Horizon Bancorp (HBNC) — Earnings

HBNC · NASDAQ · Stock

Canonical page: https://www.lighthorse.io/tickers/hbnc/earnings

## Most recent quarter

| Metric | Value |
| --- | --- |
| Fiscal period | Q2 2026 |
| Period end | Jun 30, 2026 |
| EPS actual | $0.54 |
| EPS estimate | $0.51 |
| EPS surprise | +5.88% |
| Revenue surprise | −1.37% |
| Revenue | $75.5M |
| Revenue estimate | $76.6M |
| Reported | Jul 22, 2026 |
| SEC filing | [View filing](https://www.sec.gov:443/Archives/edgar/data/706129/000070612926000063/hbnc-20260630.htm) |
| Earnings call | [Transcript](http://o.thsi.cn/dc-d-stock-america.teleconference/5e310812-0078-2e2a-9cc8-0d63137bf44c.html) |

Horizon Bancorp reported Q2 2026 results on July 22, 2026. EPS of $0.54 beat the $0.51 estimate by 5.88%, while revenue of $75.5 million was 1.37% below the $76.6 million consensus. Compared with Q2 2025, EPS rose about 15% from $0.47 and revenue grew about 14% from $66.3 million.

The table shows a dip and a recovery. Annual EPS fell from $2.13 in 2022 to $1.54 in 2023 and $1.44 in 2024, then rose to $2.03 in 2025. Revenue followed a similar course, falling to a low of $53.2 million in Q1 2024 before climbing to the latest $75.5 million, the high in the table. The first half of 2026 totals $1.05 per share, about 17% above the first half of 2025. The highest quarterly EPS was $0.60 in Q3 2025. Horizon beat EPS estimates in 17 of the last 20 quarters, including the last six in a row.

Horizon reported Q3 results between October 22 and October 27 in each of the past five years, which points to late October 2026 for the next report. It will show whether revenue holds between $73 million and $76 million, the range of the last three quarters.

## Earnings history

| Fiscal period | Report date | EPS estimate | EPS actual | Surprise | Revenue estimate | Revenue actual |
| --- | --- | --- | --- | --- | --- | --- |
| Q2 2026 | Jul 22, 2026 | $0.51 | $0.54 | 5.88% | $76.6M | $75.5M |
| Q1 2026 | Apr 22, 2026 | $0.48 | $0.51 | 6.25% | $74.0M | $73.5M |
| Q4 2025 | Jan 21, 2026 | $0.50 | $0.53 | 5.64% | $74.3M | $74.9M |
| Q3 2025 | Oct 22, 2025 | $0.48 | $0.60 | 26.32% | $69.5M | $68.7M |
| Q2 2025 | Jul 23, 2025 | $0.44 | $0.47 | 7.23% | $66.4M | $66.3M |
| Q1 2025 | Apr 23, 2025 | $0.41 | $0.43 | 6.17% | $64.5M | $68.8M |
| Q4 2024 | Jan 22, 2025 | $0.40 | $0.39 | -2.48% | $62.8M | $63.3M |
| Q3 2024 | Oct 23, 2024 | $0.37 | $0.41 | 10.81% | $59.3M | $58.4M |
| Q2 2024 | Jul 24, 2024 | $0.31 | $0.32 | 2.56% | $55.2M | $55.8M |
| Q1 2024 | Apr 24, 2024 | $0.31 | $0.32 | 2.56% | $54.4M | $53.2M |
| Q4 2023 | Jan 24, 2024 | $0.31 | $0.33 | 7.84% | $52.3M | $53.4M |
| Q3 2023 | Oct 25, 2023 | $0.36 | $0.37 | 2.21% | $55.4M | $53.9M |
| Q2 2023 | Jul 26, 2023 | $0.38 | $0.41 | 9.04% | $56.0M | $57.2M |
| Q1 2023 | Apr 26, 2023 | $0.41 | $0.43 | 5.91% | $58.4M | $54.9M |
| Q4 2022 | Jan 25, 2023 | $0.51 | $0.48 | -5.14% | $65.0M | $59.5M |
| Q3 2022 | Oct 26, 2022 | $0.60 | $0.55 | -8.94% | $69.1M | $63.6M |
| Q2 2022 | Jul 27, 2022 | $0.52 | $0.56 | 7.69% | $63.7M | $65.4M |
| Q1 2022 | Apr 27, 2022 | $0.47 | $0.54 | 15.38% | $61.0M | $62.3M |
| Q4 2021 | Jan 26, 2022 | $0.53 | $0.54 | 1.12% | $63.8M | $62.8M |
| Q3 2021 | Oct 27, 2021 | $0.47 | $0.52 | 10.64% | $59.5M | $62.6M |

## Frequently Asked Questions

### When did Horizon Bancorp (HBNC) last report earnings?

Horizon Bancorp last reported on Jul 22, 2026, covering fiscal Q2 2026.

### Did HBNC beat earnings estimates?

Yes. Horizon Bancorp reported EPS of $0.54 for Q2 2026 against a $0.51 estimate — a 5.88% beat.

### How much revenue did HBNC report last quarter?

Horizon Bancorp reported $75.5M in revenue for Q2 2026, against a consensus estimate of $76.6M.

## Similar Stocks

- [UCB](https://www.lighthorse.io/tickers/ucb) — United Community Banks, Inc. Common Stock
- [QCRH](https://www.lighthorse.io/tickers/qcrh) — QCR Holdings, Inc. - Common Stock
- [ABCB](https://www.lighthorse.io/tickers/abcb) — Ameris Bancorp Common Stock
- [CNOB](https://www.lighthorse.io/tickers/cnob) — ConnectOne Bancorp, Inc. - Common Stock
- [HOPE](https://www.lighthorse.io/tickers/hope) — Hope Bancorp, Inc. - Common Stock
- [BUSE](https://www.lighthorse.io/tickers/buse) — First Busey Corporation - Common Stock
- [OBK](https://www.lighthorse.io/tickers/obk) — Origin Bancorp, Inc. Common Stock
- [BY](https://www.lighthorse.io/tickers/by) — Byline Bancorp, Inc. Common Stock
- [WSBC](https://www.lighthorse.io/tickers/wsbc) — WesBanco, Inc. - Common Stock
- [WSFS](https://www.lighthorse.io/tickers/wsfs) — WSFS Financial Corporation - Common Stock

---

Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.

This page is for informational purposes only. Nothing on it is a recommendation, solicitation or offer to buy or sell any security, nor investment, legal or tax advice. Light Horse Securities Inc does not verify third-party data and is not responsible for its accuracy, completeness or timeliness.

Data provided by [AInvest](https://www.ainvest.com).