# Horace Mann Educators (HMN) — Overview

HMN · NYSE · Stock

Canonical page: https://www.lighthorse.io/tickers/hmn

## Price

Last close $45.54 on Oct 15, 2026. 52-week range $41.49 – $54.12.

## Company profile

Horace Mann Educators Corp is a diversified insurance holding company that markets and underwrites personal lines of property and casualty insurance, retirement annuities, and life insurance. The company's property and casualty operations focus on automobile and homeowner insurance, while the retirement annuities are tax-qualified products. Horace Mann Educators markets its products to kindergarten through 12th-grade teachers, administrators, and other employees of public schools and their families. The Company conducts and manages its business in four reporting segments: (1) Property & Casualty, (2) Life & Retirement, (3) Supplemental & Group Benefits and (4) Corporate & Other.

## Financials

| Metric | Value |
| --- | --- |
| Revenue (trailing twelve months) | $1.7B |
| Revenue (quarter) | $443.5M |
| Revenue growth (year over year) | 7.72% |
| Gross profit (trailing twelve months) | $0.00 |
| Gross margin | 0.00% |
| Net income (trailing twelve months) | $177.3M |
| Net income (quarter) | $41.6M |
| Net income growth (year over year) | 41.50% |
| Net margin | 10.15% |
| Return on equity | 12.38% |
| EPS (trailing twelve months) | $4.32 |
| Book value per share | $37.11 |
| P/E (trailing twelve months) | 10.4 |
| Price to book | 1.2 |
| Debt to assets | 90.37% |
| Payout ratio | 35.20% |
| Dividend yield | 3.14% |

## Frequently Asked Questions

### Is Horace Mann Educators (HMN) profitable?

Yes. Horace Mann Educators earned $177.3M in net income over the trailing twelve months, a net margin of 10.15%.

### How much revenue does Horace Mann Educators (HMN) make?

Horace Mann Educators generated $1.7B in revenue over the trailing twelve months, up 7.72% year over year.

### What is HMN's P/E ratio?

Horace Mann Educators trades at 10.4 times trailing twelve-month earnings, on an EPS of $4.32.

### How do I buy stock in Horace Mann Educators (HMN)?

HMN trades commission-free with a Light Horse Securities brokerage account — from the mobile app, the web at [Light Horse Dashboard](https://portal.lighthorse.io), the trading API, or an [AI agent connected over MCP](/instructions/ai/claude). The trade panel on this page places the order once you are signed in.

## Similar Stocks

- [THG](https://www.lighthorse.io/tickers/thg) — Hanover Insurance Group Inc
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Data provided by [AInvest](https://www.ainvest.com).