# Independent (IBCP) — Earnings

IBCP · NASDAQ · Stock

Canonical page: https://www.lighthorse.io/tickers/ibcp/earnings

## Most recent quarter

| Metric | Value |
| --- | --- |
| Fiscal period | Q2 2026 |
| Period end | Jun 30, 2026 |
| EPS actual | $0.91 |
| EPS estimate | $0.84 |
| EPS surprise | +7.82% |
| Revenue surprise | +5.26% |
| Revenue | $63.2M |
| Revenue estimate | $60.1M |
| Reported | Jul 23, 2026 |
| SEC filing | [View filing](https://www.sec.gov:443/Archives/edgar/data/39311/000003931126000061/ibcp-20260630.htm) |

Independent Bank reported Q2 2026 results on July 23, 2026. EPS of $0.91 beat the $0.84 estimate by 7.82%. Revenue was $63.2 million against a $60.1 million consensus, a 5.26% beat. Compared with Q2 2025, EPS rose about 11% from $0.82 and revenue rose about 13% from $55.9 million.

The record shows steady growth. Annual EPS rose from $2.45 in 2022 to $2.87 in 2023, $2.94 in 2024 and $3.29 in 2025, up about 34% over three years. Yearly revenue moved from $208.3 million in 2022 to $225.6 million in 2025. The first half of 2026 adds up to $1.76 per share, about 9% above the same period of 2025. Q2 2026 set the highs in the table for both EPS and revenue. Independent Bank beat the EPS estimate in 15 of the last 20 quarters; the largest miss was Q4 2024, at 17.65% below.

Q3 results came between October 24 and October 28 in each of the past five years, which points to late October 2026 for the next report. It will show whether EPS stays near the $0.85 to $0.91 range of the first half.

## Earnings history

| Fiscal period | Report date | EPS estimate | EPS actual | Surprise | Revenue estimate | Revenue actual |
| --- | --- | --- | --- | --- | --- | --- |
| Q2 2026 | Jul 23, 2026 | $0.84 | $0.91 | 7.82% | $60.1M | $63.2M |
| Q1 2026 | Apr 23, 2026 | $0.79 | $0.85 | 7.87% | $58.7M | $58.9M |
| Q4 2025 | Jan 22, 2026 | $0.84 | $0.81 | -3.80% | $58.7M | $58.3M |
| Q3 2025 | Oct 28, 2025 | $0.84 | $0.86 | 2.38% | $58.6M | $57.3M |
| Q2 2025 | Jul 24, 2025 | $0.79 | $0.82 | 3.54% | $57.1M | $55.9M |
| Q1 2025 | Apr 24, 2025 | $0.70 | $0.80 | 13.88% | $55.0M | $54.1M |
| Q4 2024 | Jan 23, 2025 | $0.77 | $0.63 | -17.65% | $55.1M | $62.0M |
| Q3 2024 | Oct 24, 2024 | $0.76 | $0.82 | 8.25% | $54.9M | $51.4M |
| Q2 2024 | Jul 25, 2024 | $0.71 | $0.75 | 6.01% | $53.4M | $56.5M |
| Q1 2024 | Apr 25, 2024 | $0.65 | $0.74 | 13.85% | $52.2M | $52.8M |
| Q4 2023 | Jan 25, 2024 | $0.70 | $0.81 | 15.71% | $53.9M | $49.2M |
| Q3 2023 | Oct 24, 2023 | $0.62 | $0.82 | 31.73% | $51.9M | $55.0M |
| Q2 2023 | Jul 25, 2023 | $0.59 | $0.61 | 3.04% | $50.2M | $53.8M |
| Q1 2023 | Apr 27, 2023 | $0.60 | $0.63 | 5.70% | $50.8M | $49.0M |
| Q4 2022 | Jan 26, 2023 | $0.74 | $0.73 | -0.82% | $54.9M | $52.1M |
| Q3 2022 | Oct 25, 2022 | $0.60 | $0.69 | 15.00% | $51.6M | $53.6M |
| Q2 2022 | Jul 26, 2022 | $0.55 | $0.50 | -8.42% | $47.8M | $50.7M |
| Q1 2022 | Apr 26, 2022 | $0.50 | $0.53 | 5.64% | $46.8M | $51.9M |
| Q4 2021 | Jan 27, 2022 | $0.64 | $0.58 | -9.62% | $51.7M | $50.1M |
| Q3 2021 | Oct 26, 2021 | $0.62 | $0.75 | 20.33% | $47.5M | $54.2M |

## Frequently Asked Questions

### When did Independent (IBCP) last report earnings?

Independent last reported on Jul 23, 2026, covering fiscal Q2 2026.

### Did IBCP beat earnings estimates?

Yes. Independent reported EPS of $0.91 for Q2 2026 against a $0.84 estimate — a 7.82% beat.

### How much revenue did IBCP report last quarter?

Independent reported $63.2M in revenue for Q2 2026, against a consensus estimate of $60.1M.

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Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.

This page is for informational purposes only. Nothing on it is a recommendation, solicitation or offer to buy or sell any security, nor investment, legal or tax advice. Light Horse Securities Inc does not verify third-party data and is not responsible for its accuracy, completeness or timeliness.

Data provided by [AInvest](https://www.ainvest.com).