# Jefferson Capital (JCAP) — Earnings

JCAP · NASDAQ · Stock

Canonical page: https://www.lighthorse.io/tickers/jcap/earnings

## Most recent quarter

| Metric | Value |
| --- | --- |
| Fiscal period | Q2 2026 |
| Period end | Jun 30, 2026 |
| EPS actual | $0.77 |
| EPS estimate | $0.68 |
| EPS surprise | +12.72% |
| Revenue surprise | +4.64% |
| Revenue | $177.5M |
| Revenue estimate | $169.7M |
| Reported | Aug 13, 2026 |
| SEC filing | [View filing](https://www.sec.gov:443/Archives/edgar/data/2046042/000110465926095946/jcap-20260630x10q.htm) |
| Earnings call | [Transcript](http://o.thsi.cn/dc-d-stock-america.teleconference/034e9568-6efb-6d12-c439-9aea9ef02ba5.html) |

Jefferson Capital reported Q2 2026 results on August 13, 2026. Earnings per share were $0.77, ahead of the $0.68 estimate by 12.72%. Revenue was $177.5 million, above the $169.7 million consensus by about 5%. Compared with Q2 2025, EPS fell about 5% from $0.81, while revenue rose about 16% from $152.7 million.

The record here is short. The table holds only five quarters, from Q2 2025 to Q2 2026, so there is no complete fiscal year to total. Over that span, quarterly EPS has ranged from $0.69 to $0.81, with the high in the earliest quarter shown. Revenue has risen more clearly, from $150.8 million in Q3 2025 to $176.4 million in Q1 2026 and $177.5 million now, the highest in the table. Jefferson Capital beat the EPS estimate in four of the five quarters. The only miss was Q2 2025, at 2.04% below.

Only one third-quarter report appears in the table: Q3 2025 was reported on November 13, 2025. If that timing holds, the next report would come in mid-November 2026. It will show whether revenue stays near the Q2 level and whether EPS continues to rise from the Q4 2025 low of $0.69.

## Earnings history

| Fiscal period | Report date | EPS estimate | EPS actual | Surprise | Revenue estimate | Revenue actual |
| --- | --- | --- | --- | --- | --- | --- |
| Q2 2026 | Aug 13, 2026 | $0.68 | $0.77 | 12.72% | $169.7M | $177.5M |
| Q1 2026 | May 14, 2026 | $0.70 | $0.73 | 4.03% | $169.3M | $176.4M |
| Q4 2025 | Mar 12, 2026 | $0.67 | $0.69 | 2.72% | $153.8M | $154.8M |
| Q3 2025 | Nov 13, 2025 | $0.64 | $0.74 | 15.64% | $147.7M | $150.8M |
| Q2 2025 | Aug 14, 2025 | $0.83 | $0.81 | -2.04% | $145.3M | $152.7M |

## Frequently Asked Questions

### When did Jefferson Capital (JCAP) last report earnings?

Jefferson Capital last reported on Aug 13, 2026, covering fiscal Q2 2026.

### Did JCAP beat earnings estimates?

Yes. Jefferson Capital reported EPS of $0.77 for Q2 2026 against a $0.68 estimate — a 12.72% beat.

### How much revenue did JCAP report last quarter?

Jefferson Capital reported $177.5M in revenue for Q2 2026, against a consensus estimate of $169.7M.

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Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.

This page is for informational purposes only. Nothing on it is a recommendation, solicitation or offer to buy or sell any security, nor investment, legal or tax advice. Light Horse Securities Inc does not verify third-party data and is not responsible for its accuracy, completeness or timeliness.

Data provided by [AInvest](https://www.ainvest.com).