# Live Oak Bancshares (LOB) — Overview

LOB · NYSE · Stock

Canonical page: https://www.lighthorse.io/tickers/lob

## Price

Last close $35.15 on Oct 15, 2026. 52-week range $29.41 – $43.76.

## Company profile

Live Oak Bancshares Inc operates as the bank holding company for the Live Oak Banking Company. The company specializes in lending and deposit-related services to small businesses nationwide. The company identifies and extends lending to credit-worthy borrowers both within specific industries, also called verticals, through expertise within those industries, and more broadly to select borrowers outside of those industries. A portion of the loans originated by the Bank are partially guaranteed by the Small Business Administration under the 7(a) Loan Program and the U.S. Department of Agriculture Rural Energy for America Program, Water and Environmental Program, Business and Industry and Community Facilities loan programs.

## Financials

| Metric | Value |
| --- | --- |
| Revenue (trailing twelve months) | $616.9M |
| Revenue (quarter) | $156.1M |
| Revenue growth (year over year) | 11.79% |
| Gross profit (trailing twelve months) | $0.00 |
| Gross margin | 0.00% |
| Net income (trailing twelve months) | $139.2M |
| Net income (quarter) | $36.7M |
| Net income growth (year over year) | 56.94% |
| Net margin | 22.57% |
| Return on equity | 11.14% |
| EPS (trailing twelve months) | $2.89 |
| Book value per share | $26.29 |
| P/E (trailing twelve months) | 12.3 |
| Price to book | 1.2 |
| Debt to assets | 91.79% |
| Payout ratio | 5.33% |
| Dividend yield | 0.34% |

## Frequently Asked Questions

### Is Live Oak Bancshares (LOB) profitable?

Yes. Live Oak Bancshares earned $139.2M in net income over the trailing twelve months, a net margin of 22.57%.

### How much revenue does Live Oak Bancshares (LOB) make?

Live Oak Bancshares generated $616.9M in revenue over the trailing twelve months, up 11.79% year over year.

### What is LOB's P/E ratio?

Live Oak Bancshares trades at 12.3 times trailing twelve-month earnings, on an EPS of $2.89.

### How do I buy stock in Live Oak Bancshares (LOB)?

LOB trades commission-free with a Light Horse Securities brokerage account — from the mobile app, the web at [Light Horse Dashboard](https://portal.lighthorse.io), the trading API, or an [AI agent connected over MCP](/instructions/ai/claude). The trade panel on this page places the order once you are signed in.

## Similar Stocks

- [UCB](https://www.lighthorse.io/tickers/ucb) — United Community Banks, Inc. Common Stock
- [CATY](https://www.lighthorse.io/tickers/caty) — Cathay General Bancorp - Common Stock
- [HOPE](https://www.lighthorse.io/tickers/hope) — Hope Bancorp, Inc. - Common Stock
- [UBSI](https://www.lighthorse.io/tickers/ubsi) — United Bankshares, Inc. - Common Stock
- [ABCB](https://www.lighthorse.io/tickers/abcb) — Ameris Bancorp Common Stock
- [HOMB](https://www.lighthorse.io/tickers/homb) — Home BancShares, Inc. Common Stock
- [SFNC](https://www.lighthorse.io/tickers/sfnc) — Simmons First National Corporation - Common Stock
- [FFBC](https://www.lighthorse.io/tickers/ffbc) — First Financial Bancorp. - Common Stock
- [STBA](https://www.lighthorse.io/tickers/stba) — S&T Bancorp, Inc. - Common Stock
- [HWC](https://www.lighthorse.io/tickers/hwc) — Hancock Whitney Corporation - Common Stock

---

Quotes and charts are not real-time and must not be relied on for trade decisions or valuation.

This page is for informational purposes only. Nothing on it is a recommendation, solicitation or offer to buy or sell any security, nor investment, legal or tax advice. Light Horse Securities Inc does not verify third-party data and is not responsible for its accuracy, completeness or timeliness.

Data provided by [AInvest](https://www.ainvest.com).