# Lake Shore Bancorp (LSBK) — Overview

LSBK · NASDAQ · Stock

Canonical page: https://www.lighthorse.io/tickers/lsbk

## Price

Last close $18.12 on Oct 15, 2026. 52-week range $12.52 – $18.85.

## Company profile

Lake Shore Bancorp Inc operates as a savings and loan holding company. The bank's business consists of attracting retail deposits from the general public in the areas surrounding its branch offices and investing those deposits, together with funds generated from operations, in commercial real estate loans, one-to-four family residential mortgage loans, home equity lines of credit, and, to a lesser extent, commercial business loans, consumer loans, and investment securities. Its revenues are principally derived from interest earned on loans and investment securities.

## Financials

| Metric | Value |
| --- | --- |
| Revenue (trailing twelve months) | $29.7M |
| Revenue (quarter) | $7.6M |
| Revenue growth (year over year) | 10.40% |
| Gross profit (trailing twelve months) | $0.00 |
| Gross margin | 0.00% |
| Net income (trailing twelve months) | $8.4M |
| Net income (quarter) | $2.2M |
| Net income growth (year over year) | 13.24% |
| Net margin | 28.22% |
| Return on equity | 7.06% |
| EPS (trailing twelve months) | $1.14 |
| Book value per share | $18.41 |
| P/E (trailing twelve months) | 17.0 |
| Price to book | 1.0 |
| Debt to assets | 80.35% |
| Payout ratio | 33.58% |
| Dividend yield | 1.99% |

## Frequently Asked Questions

### Is Lake Shore Bancorp (LSBK) profitable?

Yes. Lake Shore Bancorp earned $8.4M in net income over the trailing twelve months, a net margin of 28.22%.

### How much revenue does Lake Shore Bancorp (LSBK) make?

Lake Shore Bancorp generated $29.7M in revenue over the trailing twelve months, up 10.40% year over year.

### What is LSBK's P/E ratio?

Lake Shore Bancorp trades at 17.0 times trailing twelve-month earnings, on an EPS of $1.14.

### How do I buy stock in Lake Shore Bancorp (LSBK)?

LSBK trades commission-free with a Light Horse Securities brokerage account — from the mobile app, the web at [Light Horse Dashboard](https://portal.lighthorse.io), the trading API, or an [AI agent connected over MCP](/instructions/ai/claude). The trade panel on this page places the order once you are signed in.

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This page is for informational purposes only. Nothing on it is a recommendation, solicitation or offer to buy or sell any security, nor investment, legal or tax advice. Light Horse Securities Inc does not verify third-party data and is not responsible for its accuracy, completeness or timeliness.

Data provided by [AInvest](https://www.ainvest.com).