# MetroCity Bankshares (MCBS) — Earnings

MCBS · NASDAQ · Stock

Canonical page: https://www.lighthorse.io/tickers/mcbs/earnings

## Most recent quarter

| Metric | Value |
| --- | --- |
| Fiscal period | Q4 2025 |
| Period end | Dec 31, 2025 |
| EPS actual | $0.68 |
| EPS estimate | $0.73 |
| EPS surprise | −6.85% |
| Revenue surprise | −1.70% |
| Revenue | $43.7M |
| Revenue estimate | $44.5M |
| Reported | Jan 30, 2026 |
| SEC filing | [View filing](https://www.sec.gov:443/Archives/edgar/data/1747068/000174706826000004/mcbs-20260130x8k.htm) |

MetroCity Bankshares' latest results in the table are for Q4 2025, reported on January 30, 2026. Earnings per share were $0.68, below the $0.73 estimate by 6.85%. Revenue was $43.7 million against a $44.5 million estimate. Compared with Q4 2024, EPS rose about 8% from $0.63 and revenue rose about 23% from $35.4 million. That revenue was the highest in the table.

The table has no row for Q3 2025, so no full-year figure is given here for 2025. Annual EPS was $2.40 in 2021 and $2.57 in 2022, fell to $2.02 in 2023 and recovered to $2.51 in 2024. Annual revenue followed a similar path, from $137.9 million in 2021 to a low of $119.8 million in 2023 and $141.3 million in 2024. Quarterly EPS has held between $0.57 and $0.68 since Q1 2024, below the $0.76 high from Q1 2022. MetroCity beat the EPS estimate 14 times in the 20 quarters shown, and Q4 2025 ended a run of six straight beats.

The table shows no 2026 quarters yet. In earlier years, Q1 results came out between April 18 and April 23, and Q2 results in mid-to-late July.

## Earnings history

| Fiscal period | Report date | EPS estimate | EPS actual | Surprise | Revenue estimate | Revenue actual |
| --- | --- | --- | --- | --- | --- | --- |
| Q4 2025 | Jan 30, 2026 | $0.73 | $0.68 | -6.85% | $44.5M | $43.7M |
| Q2 2025 | Jul 18, 2025 | $0.63 | $0.65 | 3.17% | $36.1M | $37.9M |
| Q1 2025 | Apr 18, 2025 | $0.61 | $0.63 | 3.28% | $35.1M | $36.0M |
| Q4 2024 | Jan 21, 2025 | $0.61 | $0.63 | 3.28% | $35.3M | $35.4M |
| Q3 2024 | Oct 18, 2024 | $0.64 | $0.65 | 1.56% | $36.2M | $36.9M |
| Q2 2024 | Jul 19, 2024 | $0.59 | $0.66 | 11.86% | $34.1M | $36.3M |
| Q1 2024 | Apr 19, 2024 | $0.53 | $0.57 | 7.55% | $31.4M | $32.7M |
| Q4 2023 | Jan 23, 2024 | $0.48 | $0.44 | -8.33% | $29.6M | $30.8M |
| Q3 2023 | Oct 20, 2023 | $0.50 | $0.45 | -10.00% | $29.2M | $27.1M |
| Q2 2023 | Jul 21, 2023 | $0.50 | $0.51 | 3.03% | $28.7M | $29.7M |
| Q1 2023 | Apr 21, 2023 | $0.50 | $0.62 | 25.25% | $30.3M | $32.2M |
| Q4 2022 | Jan 23, 2023 | $0.60 | $0.52 | -12.61% | $34.0M | $30.7M |
| Q3 2022 | Oct 21, 2022 | $0.67 | $0.66 | -0.75% | $36.8M | $34.9M |
| Q2 2022 | Jul 22, 2022 | $0.72 | $0.63 | -11.89% | $37.1M | $34.9M |
| Q1 2022 | Apr 22, 2022 | $0.70 | $0.76 | 9.35% | $36.3M | $38.3M |
| Q4 2021 | Jan 24, 2022 | $0.66 | $0.68 | 3.03% | $36.9M | $37.1M |
| Q3 2021 | Oct 22, 2021 | $0.61 | $0.66 | 7.61% | $34.8M | $37.7M |
| Q2 2021 | Jul 23, 2021 | $0.53 | $0.56 | 5.66% | $30.3M | $33.4M |
| Q1 2021 | Apr 23, 2021 | $0.41 | $0.50 | 21.95% | $26.4M | $29.7M |
| Q4 2020 | Jan 22, 2021 | $0.34 | $0.37 | 9.89% | $23.7M | $24.6M |

## Frequently Asked Questions

### When did MetroCity Bankshares (MCBS) last report earnings?

MetroCity Bankshares last reported on Jan 30, 2026, covering fiscal Q4 2025.

### Did MCBS beat earnings estimates?

No. MetroCity Bankshares reported EPS of $0.68 for Q4 2025 against a $0.73 estimate — a 6.85% miss.

### How much revenue did MCBS report last quarter?

MetroCity Bankshares reported $43.7M in revenue for Q4 2025, against a consensus estimate of $44.5M.

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Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.

This page is for informational purposes only. Nothing on it is a recommendation, solicitation or offer to buy or sell any security, nor investment, legal or tax advice. Light Horse Securities Inc does not verify third-party data and is not responsible for its accuracy, completeness or timeliness.

Data provided by [AInvest](https://www.ainvest.com).