# Navient (NAVI) — Earnings

NAVI · NASDAQ · Stock

Canonical page: https://www.lighthorse.io/tickers/navi/earnings

## Most recent quarter

| Metric | Value |
| --- | --- |
| Fiscal period | Q2 2026 |
| Period end | Jun 30, 2026 |
| EPS actual | $0.29 |
| EPS estimate | $0.20 |
| EPS surprise | +45.88% |
| Revenue surprise | +2.87% |
| Revenue | $147.0M |
| Revenue estimate | $142.9M |
| Reported | Aug 6, 2026 |
| SEC filing | [View filing](https://www.sec.gov:443/Archives/edgar/data/1593538/000119312526340245/navi-20260630.htm) |
| Earnings call | [Transcript](http://o.thsi.cn/dc-d-stock-america.teleconference/e2140b71-a224-9034-34c0-d249b20a7c8c.html) |

Navient reported Q2 2026 results on August 6, 2026. Earnings per share were $0.29, ahead of the $0.20 estimate by 45.88%. Revenue of $147.0 million beat the $142.9 million consensus by 2.87%. Compared with Q2 2025, EPS rose 45% from $0.20, while revenue fell about 6% from $156.0 million.

Revenue has shrunk steadily across the table, from $464.0 million in Q3 2021 to $147.0 million now, a decline of about 68%. Annual revenue went from $1.47 billion in 2022 to $656 million in 2025. Earnings fell too: annual EPS was $3.42 in 2022, $2.44 in 2023 and $1.97 in 2024, then a loss of $0.37 in 2025. That year included the biggest quarterly loss in the table, $0.84 per share in Q3 2025, while Q3 2024 holds the high at $1.45. The first half of 2026 adds up to $0.49 per share, slightly ahead of $0.45 a year earlier. Navient beat EPS estimates in nine of the 20 quarters, including the last two.

Q3 results came out between October 25 and October 30 in each of the past five years. That points to late October 2026 for the next report, which will show whether revenue holds near the current level.

## Earnings history

| Fiscal period | Report date | EPS estimate | EPS actual | Surprise | Revenue estimate | Revenue actual |
| --- | --- | --- | --- | --- | --- | --- |
| Q2 2026 | Aug 6, 2026 | $0.20 | $0.29 | 45.88% | $142.9M | $147.0M |
| Q1 2026 | Apr 29, 2026 | $0.16 | $0.20 | 24.77% | $141.5M | $142.0M |
| Q4 2025 | Jan 28, 2026 | $0.31 | $0.02 | -93.64% | $159.8M | $144.0M |
| Q3 2025 | Oct 29, 2025 | $0.18 | −$0.84 | -570.85% | $164.6M | $161.0M |
| Q2 2025 | Jul 30, 2025 | $0.27 | $0.20 | -25.60% | $163.6M | $156.0M |
| Q1 2025 | Apr 30, 2025 | $0.20 | $0.25 | 25.57% | $179.3M | $195.0M |
| Q4 2024 | Jan 29, 2025 | $0.22 | −$0.24 | -209.09% | $223.5M | $223.0M |
| Q3 2024 | Oct 30, 2024 | $0.25 | $1.45 | 484.91% | $244.0M | $239.0M |
| Q2 2024 | Jul 24, 2024 | $0.43 | $0.29 | -32.39% | $262.7M | $247.0M |
| Q1 2024 | Apr 24, 2024 | $0.59 | $0.47 | -20.07% | $281.6M | $266.0M |
| Q4 2023 | Jan 31, 2024 | $0.75 | $0.21 | -72.09% | $325.2M | $288.0M |
| Q3 2023 | Oct 25, 2023 | $0.74 | $0.47 | -36.36% | $327.0M | $385.0M |
| Q2 2023 | Jul 26, 2023 | $0.76 | $0.70 | -7.48% | $326.9M | $324.0M |
| Q1 2023 | Apr 26, 2023 | $0.83 | $1.06 | 28.48% | $322.9M | $331.0M |
| Q4 2022 | Jan 24, 2023 | $0.83 | $0.85 | 1.82% | $356.2M | $331.0M |
| Q3 2022 | Oct 25, 2022 | $0.79 | $0.75 | -4.98% | $365.7M | $357.0M |
| Q2 2022 | Jul 26, 2022 | $0.78 | $0.92 | 18.07% | $370.1M | $383.0M |
| Q1 2022 | Apr 26, 2022 | $0.75 | $0.90 | 20.22% | $385.3M | $401.0M |
| Q4 2021 | Jan 25, 2022 | $0.87 | $0.78 | -10.23% | $428.0M | $394.0M |
| Q3 2021 | Oct 26, 2021 | $0.82 | $0.92 | 12.66% | $448.3M | $464.0M |

## Frequently Asked Questions

### When did Navient (NAVI) last report earnings?

Navient last reported on Aug 6, 2026, covering fiscal Q2 2026.

### Did NAVI beat earnings estimates?

Yes. Navient reported EPS of $0.29 for Q2 2026 against a $0.20 estimate — a 45.88% beat.

### How much revenue did NAVI report last quarter?

Navient reported $147.0M in revenue for Q2 2026, against a consensus estimate of $142.9M.

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Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.

This page is for informational purposes only. Nothing on it is a recommendation, solicitation or offer to buy or sell any security, nor investment, legal or tax advice. Light Horse Securities Inc does not verify third-party data and is not responsible for its accuracy, completeness or timeliness.

Data provided by [AInvest](https://www.ainvest.com).