# NMI Holdings (NMIH) — Overview

NMIH · NASDAQ · Stock

Canonical page: https://www.lighthorse.io/tickers/nmih

## Price

Last close $39.90 on Oct 15, 2026. 52-week range $35.35 – $45.71.

## Company profile

NMI Holdings Inc through its subsidiaries provides private mortgage guaranty insurance. The company offers mortgage insurance, reinsurance on loans, and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, Internet-sourced lenders, and other non-bank lenders. It protects lenders and investors from default-related losses on a portion of the unpaid principal balance of a covered mortgage.

## Financials

| Metric | Value |
| --- | --- |
| Revenue (trailing twelve months) | $730.8M |
| Revenue (quarter) | $187.9M |
| Revenue growth (year over year) | 8.12% |
| Gross profit (trailing twelve months) | $0.00 |
| Gross margin | 0.00% |
| Net income (trailing twelve months) | $395.3M |
| Net income (quarter) | $105.8M |
| Net income growth (year over year) | 10.02% |
| Net margin | 54.10% |
| Return on equity | 15.43% |
| EPS (trailing twelve months) | $5.17 |
| Book value per share | $35.89 |
| P/E (trailing twelve months) | 7.6 |
| Price to book | 1.1 |
| Debt to assets | 32.33% |
| Payout ratio | 0.00% |
| Dividend yield | 0.00% |

## Frequently Asked Questions

### Is NMI Holdings (NMIH) profitable?

Yes. NMI Holdings earned $395.3M in net income over the trailing twelve months, a net margin of 54.10%.

### How much revenue does NMI Holdings (NMIH) make?

NMI Holdings generated $730.8M in revenue over the trailing twelve months, up 8.12% year over year.

### What is NMIH's P/E ratio?

NMI Holdings trades at 7.6 times trailing twelve-month earnings, on an EPS of $5.17.

### How do I buy stock in NMI Holdings (NMIH)?

NMIH trades commission-free with a Light Horse Securities brokerage account — from the mobile app, the web at [Light Horse Dashboard](https://portal.lighthorse.io), the trading API, or an [AI agent connected over MCP](/instructions/ai/claude). The trade panel on this page places the order once you are signed in.

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Data provided by [AInvest](https://www.ainvest.com).