# Neptune Insurance (NP) — Overview

NP · NYSE · Stock

Canonical page: https://www.lighthorse.io/tickers/np

## Price

Last close $29.45 on Oct 15, 2026. 52-week range $17.14 – $35.11.

## Company profile

Neptune Insurance Holdings Inc is a high-growth, profitable, data-driven MGA that offers residential and commercial insurance products, including primary flood insurance, excess flood insurance and parametric earthquake insurance, distributed through a nationwide network of agencies in the United States. The company underwrites and administers the issuance of insurance policies on behalf of a diverse panel of insurance and reinsurance companies and does not take any balance sheet insurance risk or have claims handling responsibility relating to the policies it sells.

## Financials

| Metric | Value |
| --- | --- |
| Revenue (trailing twelve months) | $181.8M |
| Revenue (quarter) | $55.9M |
| Revenue growth (year over year) | 32.82% |
| Gross profit (trailing twelve months) | $126.5M |
| Gross margin | 69.60% |
| Net income (trailing twelve months) | $39.0M |
| Net income (quarter) | $15.8M |
| Net income growth (year over year) | 35.94% |
| Net margin | 21.45% |
| Return on equity | 0.00% |
| EPS (trailing twelve months) | $0.35 |
| Book value per share | −$1.62 |
| P/E (trailing twelve months) | 107.9 |
| Price to book | — |
| Debt to assets | 317.43% |
| Payout ratio | 0.00% |
| Dividend yield | 0.00% |

## Frequently Asked Questions

### Is Neptune Insurance (NP) profitable?

Yes. Neptune Insurance earned $39.0M in net income over the trailing twelve months, a net margin of 21.45%.

### How much revenue does Neptune Insurance (NP) make?

Neptune Insurance generated $181.8M in revenue over the trailing twelve months, up 32.82% year over year.

### What is NP's P/E ratio?

Neptune Insurance trades at 107.9 times trailing twelve-month earnings, on an EPS of $0.35.

### How do I buy stock in Neptune Insurance (NP)?

NP trades commission-free with a Light Horse Securities brokerage account — from the mobile app, the web at [Light Horse Dashboard](https://portal.lighthorse.io), the trading API, or an [AI agent connected over MCP](/instructions/ai/claude). The trade panel on this page places the order once you are signed in.

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This page is for informational purposes only. Nothing on it is a recommendation, solicitation or offer to buy or sell any security, nor investment, legal or tax advice. Light Horse Securities Inc does not verify third-party data and is not responsible for its accuracy, completeness or timeliness.

Data provided by [AInvest](https://www.ainvest.com).