# Neptune Insurance (NP) — Earnings

NP · NYSE · Stock

Canonical page: https://www.lighthorse.io/tickers/np/earnings

## Most recent quarter

| Metric | Value |
| --- | --- |
| Fiscal period | Q2 2026 |
| Period end | Jun 30, 2026 |
| EPS actual | $0.15 |
| EPS estimate | $0.14 |
| EPS surprise | +3.52% |
| Revenue surprise | +6.68% |
| Revenue | $55.9M |
| Revenue estimate | $52.4M |
| Reported | Jul 21, 2026 |
| SEC filing | [View filing](https://www.sec.gov:443/Archives/edgar/data/2067129/000162828026049809/np-20260630.htm) |
| Earnings call | [Transcript](http://o.thsi.cn/dc-d-stock-america.teleconference/a654285e-ea1c-7451-e1a4-ec9559653fe4.html) |

Neptune Insurance reported Q2 2026 results on July 21, 2026. Earnings per share were $0.15, ahead of the $0.14 estimate by 3.52%. Revenue of $55.9 million beat the $52.4 million consensus by 6.68%. The table has no Q2 2025 row, so there is no year-over-year comparison.

The record here is short, with four quarters listed, starting with Q3 2025. EPS was $0.11 in Q3 2025, $0.10 in Q4, $0.09 in Q1 2026 and $0.15 in Q2, and every quarter shown was profitable. Revenue moved from $44.4 million in Q3 2025 to $43.8 million in Q4 and $37.8 million in Q1 2026, then rose about 48% to $55.9 million in Q2. Q2 2026 set the highs in the table for both EPS and revenue. Results against estimates have been close. Neptune Insurance beat the EPS estimate twice and missed twice, with the two misses under 1% each. Four quarters are too few to show a seasonal pattern or a full-year total.

The last two reports came in late April and late July, about three months apart, and Q3 2025 was reported on November 12, 2025. That points to a report between late October and mid-November 2026.

## Earnings history

| Fiscal period | Report date | EPS estimate | EPS actual | Surprise | Revenue estimate | Revenue actual |
| --- | --- | --- | --- | --- | --- | --- |
| Q2 2026 | Jul 21, 2026 | $0.14 | $0.15 | 3.52% | $52.4M | $55.9M |
| Q1 2026 | Apr 22, 2026 | $0.09 | $0.09 | -0.88% | $37.1M | $37.8M |
| Q4 2025 | Feb 18, 2026 | $0.10 | $0.10 | 1.01% | $39.5M | $43.8M |
| Q3 2025 | Nov 12, 2025 | $0.11 | $0.11 | -0.72% | $42.5M | $44.4M |

## Frequently Asked Questions

### When did Neptune Insurance (NP) last report earnings?

Neptune Insurance last reported on Jul 21, 2026, covering fiscal Q2 2026.

### Did NP beat earnings estimates?

Yes. Neptune Insurance reported EPS of $0.15 for Q2 2026 against a $0.14 estimate — a 3.52% beat.

### How much revenue did NP report last quarter?

Neptune Insurance reported $55.9M in revenue for Q2 2026, against a consensus estimate of $52.4M.

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Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.

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