# Nu Holdings (NU) — Earnings

NU · NYSE · Stock

Canonical page: https://www.lighthorse.io/tickers/nu/earnings

## Most recent quarter

| Metric | Value |
| --- | --- |
| Fiscal period | Q2 2026 |
| Period end | Jun 30, 2026 |
| EPS actual | $0.22 |
| EPS estimate | $0.20 |
| EPS surprise | +10.89% |
| Revenue surprise | +9.10% |
| Revenue | $5.9B |
| Revenue estimate | $5.4B |
| Reported | Aug 13, 2026 |
| SEC filing | [View filing](https://www.sec.gov:443/Archives/edgar/data/1691493/000129281426004228/nu20260813_6k1.htm) |
| Earnings call | [Transcript](http://o.thsi.cn/dc-d-stock-america.teleconference/cd3b6620-0e52-9c45-4a10-5cfc0c965887.html) |

Nu Holdings reported Q2 2026 results on August 13, 2026. Earnings per share were $0.22, ahead of the $0.20 estimate by 10.89%. Revenue reached $5.9 billion against a $5.4 billion consensus. Compared with Q2 2025, EPS rose about 57% from $0.14 and revenue rose about 60% from $3.7 billion.

The table starts in Q4 2021, when Nu Holdings reported EPS of $0.00 on $635.9 million in revenue. Revenue has risen in every quarter since, and Q2 2026 set the highs here for both EPS and revenue. Annual EPS grew from $0.03 in 2022 to $0.23 in 2023, $0.40 in 2024 and $0.60 in 2025. The first half of 2026 already adds up to $0.40, 60% more than a year earlier. Against estimates, the company beat on EPS in 12 of 19 quarters. The recent record is weaker, with only three beats in the last eight quarters, mostly by small margins either way. The largest recent miss was Q1 2026, at 9.89%.

Nu Holdings reported Q3 on November 13 or 14 in each of the past four years. That points to mid-November 2026 for the next report. It will show whether the year-over-year growth in revenue and earnings continues.

## Earnings history

| Fiscal period | Report date | EPS estimate | EPS actual | Surprise | Revenue estimate | Revenue actual |
| --- | --- | --- | --- | --- | --- | --- |
| Q2 2026 | Aug 13, 2026 | $0.20 | $0.22 | 10.89% | $5.4B | $5.9B |
| Q1 2026 | May 14, 2026 | $0.20 | $0.18 | -9.89% | $5.1B | $5.0B |
| Q4 2025 | Feb 25, 2026 | $0.19 | $0.19 | -2.46% | $4.6B | $4.9B |
| Q3 2025 | Nov 13, 2025 | $0.16 | $0.16 | -0.31% | $3.5B | $4.2B |
| Q2 2025 | Aug 14, 2025 | $0.13 | $0.14 | 5.03% | $3.2B | $3.7B |
| Q1 2025 | May 13, 2025 | $0.12 | $0.11 | -7.40% | $2.8B | $3.2B |
| Q4 2024 | Feb 20, 2025 | $0.12 | $0.11 | -5.21% | $2.8B | $3.0B |
| Q3 2024 | Nov 13, 2024 | $0.11 | $0.11 | 4.72% | $2.6B | $2.9B |
| Q2 2024 | Aug 13, 2024 | $0.09 | $0.10 | 5.50% | $2.6B | $2.8B |
| Q1 2024 | May 14, 2024 | $0.08 | $0.08 | -6.63% | $2.2B | $2.7B |
| Q4 2023 | Feb 22, 2024 | $0.08 | $0.08 | -2.56% | $2.1B | $2.4B |
| Q3 2023 | Nov 14, 2023 | $0.06 | $0.06 | 1.30% | $2.0B | $2.1B |
| Q2 2023 | Aug 15, 2023 | $0.04 | $0.05 | 21.65% | $1.7B | $1.9B |
| Q1 2023 | May 15, 2023 | $0.02 | $0.04 | 96.02% | $1.4B | $1.6B |
| Q4 2022 | Feb 14, 2023 | $0.02 | $0.02 | 26.58% | $1.5B | $1.4B |
| Q3 2022 | Nov 14, 2022 | $0.00 | $0.01 | 138.10% | $1.2B | $1.3B |
| Q2 2022 | Aug 16, 2022 | $0.00 | $0.00 | 620.00% | $1.0B | $1.2B |
| Q1 2022 | May 16, 2022 | −$0.01 | $0.00 | 100.00% | $684.8M | $877.2M |
| Q4 2021 | Feb 22, 2022 | −$0.00 | $0.00 | 100.00% | $462.6M | $635.9M |

## Frequently Asked Questions

### When did Nu Holdings (NU) last report earnings?

Nu Holdings last reported on Aug 13, 2026, covering fiscal Q2 2026.

### Did NU beat earnings estimates?

Yes. Nu Holdings reported EPS of $0.22 for Q2 2026 against a $0.20 estimate — a 10.89% beat.

### How much revenue did NU report last quarter?

Nu Holdings reported $5.9B in revenue for Q2 2026, against a consensus estimate of $5.4B.

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Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.

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Data provided by [AInvest](https://www.ainvest.com).