# OceanFirst (OCFC) — Overview

OCFC · NASDAQ · Stock

Canonical page: https://www.lighthorse.io/tickers/ocfc

## Price

Last close $15.83 on Oct 16, 2026. 52-week range $15.75 – $20.40.

## Company profile

OceanFirst Financial Corp is engaged in the banking sector of the United States. It conducts the business of attracting retail and business deposits and investing them in loans, consisting of single-family, owner-occupied residential mortgage loans and commercial real estate loans. The company's sole segment deals with the delivery of loan and deposit products to customers. The bank's revenues are derived principally from interest on its loans, and to a lesser extent, interest on its investment and mortgage-backed securities. The rest of its income is dependent on bank card services and wealth management products and services.

## Financials

| Metric | Value |
| --- | --- |
| Revenue (trailing twelve months) | $442.2M |
| Revenue (quarter) | $131.3M |
| Revenue growth (year over year) | 32.16% |
| Gross profit (trailing twelve months) | $0.00 |
| Gross margin | 0.00% |
| Net income (trailing twelve months) | $48.0M |
| Net income (quarter) | −$3.0M |
| Net income growth (year over year) | -115.87% |
| Net margin | 10.85% |
| Return on equity | 2.36% |
| EPS (trailing twelve months) | $0.81 |
| Book value per share | $24.96 |
| P/E (trailing twelve months) | 31.9 |
| Price to book | 0.6 |
| Debt to assets | 89.64% |
| Payout ratio | 69.04% |
| Dividend yield | 3.52% |

## Frequently Asked Questions

### Is OceanFirst (OCFC) profitable?

Yes. OceanFirst earned $48.0M in net income over the trailing twelve months, a net margin of 10.85%.

### How much revenue does OceanFirst (OCFC) make?

OceanFirst generated $442.2M in revenue over the trailing twelve months, up 32.16% year over year.

### What is OCFC's P/E ratio?

OceanFirst trades at 31.9 times trailing twelve-month earnings, on an EPS of $0.81.

### How do I buy stock in OceanFirst (OCFC)?

OCFC trades commission-free with a Light Horse Securities brokerage account — from the mobile app, the web at [Light Horse Dashboard](https://portal.lighthorse.io), the trading API, or an [AI agent connected over MCP](/instructions/ai/claude). The trade panel on this page places the order once you are signed in.

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Data provided by [AInvest](https://www.ainvest.com).