# OppFi (OPFI) — Overview

OPFI · NYSE · Stock

Canonical page: https://www.lighthorse.io/tickers/opfi

## Price

Last close $5.77 on Oct 15, 2026. 52-week range $5.69 – $11.38.

## Company profile

OppFi Inc. is a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to expand credit access for everyday Americans. It recognizes revenue from finance charges on installment and SalaryTap contracts using the interest method.

## Financials

| Metric | Value |
| --- | --- |
| Revenue (trailing twelve months) | $363.6M |
| Revenue (quarter) | $86.2M |
| Revenue growth (year over year) | -14.04% |
| Gross profit (trailing twelve months) | $363.6M |
| Gross margin | 100.00% |
| Net income (trailing twelve months) | $184.0M |
| Net income (quarter) | $15.6M |
| Net income growth (year over year) | 35.99% |
| Net margin | 50.61% |
| Return on equity | 47.58% |
| EPS (trailing twelve months) | $3.18 |
| Book value per share | $4.86 |
| P/E (trailing twelve months) | 4.8 |
| Price to book | 1.2 |
| Debt to assets | 46.25% |
| Payout ratio | 82.08% |
| Dividend yield | 4.40% |

## Frequently Asked Questions

### Is OppFi (OPFI) profitable?

Yes. OppFi earned $184.0M in net income over the trailing twelve months, a net margin of 50.61%.

### How much revenue does OppFi (OPFI) make?

OppFi generated $363.6M in revenue over the trailing twelve months, down 14.04% year over year.

### What is OPFI's P/E ratio?

OppFi trades at 4.8 times trailing twelve-month earnings, on an EPS of $3.18.

### How do I buy stock in OppFi (OPFI)?

OPFI trades commission-free with a Light Horse Securities brokerage account — from the mobile app, the web at [Light Horse Dashboard](https://portal.lighthorse.io), the trading API, or an [AI agent connected over MCP](/instructions/ai/claude). The trade panel on this page places the order once you are signed in.

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This page is for informational purposes only. Nothing on it is a recommendation, solicitation or offer to buy or sell any security, nor investment, legal or tax advice. Light Horse Securities Inc does not verify third-party data and is not responsible for its accuracy, completeness or timeliness.

Data provided by [AInvest](https://www.ainvest.com).