# Old Second Bancorp (OSBC) — Earnings

OSBC · NASDAQ · Stock

Canonical page: https://www.lighthorse.io/tickers/osbc/earnings

## Most recent quarter

| Metric | Value |
| --- | --- |
| Fiscal period | Q2 2026 |
| Period end | Jun 30, 2026 |
| EPS actual | $0.54 |
| EPS estimate | $0.55 |
| EPS surprise | −0.92% |
| Revenue surprise | +1.80% |
| Revenue | $96.6M |
| Revenue estimate | $94.9M |
| Reported | Jul 22, 2026 |
| SEC filing | [View filing](https://www.sec.gov:443/Archives/edgar/data/357173/000035717326000045/osbc-20260630x10q.htm) |
| Earnings call | [Transcript](http://o.thsi.cn/dc-d-stock-america.teleconference/212be560-fc2b-7b1d-c766-72d4b97a8ed8.html) |

Old Second Bancorp reported Q2 2026 results on July 22, 2026. Earnings per share were $0.54, just under the $0.55 estimate, a 0.92% miss. Revenue of $96.6 million beat the $94.9 million consensus by 1.80%. Compared with Q2 2025, EPS rose 12.5% from $0.48 and revenue rose about 29% from $75.1 million.

Revenue stepped up in Q3 2025, rising from $75.1 million to $95.9 million in one quarter, and has stayed in the $93–97 million range since. Q2 2026 is the table's high. Earnings did not follow at first: Q3 2025 EPS dropped to $0.18 before recovering to $0.54 in Q4 2025. Annual EPS was $1.49 in 2022, $2.02 in 2023, $1.87 in 2024 and $1.63 in 2025. Over the last 20 quarters, Old Second beat the EPS estimate 12 times, but only once in the last four.

Q3 results came between October 16 and November 5 in the past five years, and in mid to late October in each of the last four. That points to the second half of October 2026 for the next report. It will show whether revenue holds near the higher level reached since Q3 2025.

## Earnings history

| Fiscal period | Report date | EPS estimate | EPS actual | Surprise | Revenue estimate | Revenue actual |
| --- | --- | --- | --- | --- | --- | --- |
| Q2 2026 | Jul 22, 2026 | $0.55 | $0.54 | -0.92% | $94.9M | $96.6M |
| Q1 2026 | Apr 22, 2026 | $0.51 | $0.48 | -6.61% | $93.2M | $93.8M |
| Q4 2025 | Jan 21, 2026 | $0.50 | $0.54 | 8.72% | $94.9M | $95.2M |
| Q3 2025 | Oct 22, 2025 | $0.26 | $0.18 | -30.31% | $92.7M | $95.9M |
| Q2 2025 | Jul 23, 2025 | $0.47 | $0.48 | 1.76% | $74.8M | $75.1M |
| Q1 2025 | Apr 23, 2025 | $0.43 | $0.43 | 0.40% | $71.4M | $73.1M |
| Q4 2024 | Jan 22, 2025 | $0.48 | $0.42 | -11.89% | $70.6M | $73.2M |
| Q3 2024 | Oct 16, 2024 | $0.47 | $0.50 | 5.64% | $70.7M | $71.2M |
| Q2 2024 | Jul 17, 2024 | $0.47 | $0.48 | 1.76% | $70.0M | $70.8M |
| Q1 2024 | Apr 17, 2024 | $0.46 | $0.47 | 1.80% | $69.8M | $70.3M |
| Q4 2023 | Jan 24, 2024 | $0.51 | $0.40 | -21.57% | $73.0M | $70.0M |
| Q3 2023 | Oct 18, 2023 | $0.53 | $0.54 | 1.56% | $72.5M | $72.9M |
| Q2 2023 | Jul 19, 2023 | $0.53 | $0.56 | 5.01% | $73.7M | $71.8M |
| Q1 2023 | Apr 19, 2023 | $0.54 | $0.52 | -3.70% | $74.8M | $71.4M |
| Q4 2022 | Jan 25, 2023 | $0.51 | $0.52 | 1.96% | $70.4M | $73.0M |
| Q3 2022 | Oct 26, 2022 | $0.40 | $0.43 | 6.97% | $61.8M | $67.1M |
| Q2 2022 | Jul 27, 2022 | $0.34 | $0.27 | -20.12% | $55.5M | $54.5M |
| Q1 2022 | Apr 27, 2022 | $0.21 | $0.27 | 26.17% | $52.9M | $54.7M |
| Q4 2021 | Jan 26, 2022 | −$0.25 | −$0.26 | -4.84% | $40.4M | $39.3M |
| Q3 2021 | Nov 5, 2021 | $0.27 | $0.29 | 8.21% | $31.9M | $31.9M |

## Frequently Asked Questions

### When did Old Second Bancorp (OSBC) last report earnings?

Old Second Bancorp last reported on Jul 22, 2026, covering fiscal Q2 2026.

### Did OSBC beat earnings estimates?

No. Old Second Bancorp reported EPS of $0.54 for Q2 2026 against a $0.55 estimate — a 0.92% miss.

### How much revenue did OSBC report last quarter?

Old Second Bancorp reported $96.6M in revenue for Q2 2026, against a consensus estimate of $94.9M.

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Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.

This page is for informational purposes only. Nothing on it is a recommendation, solicitation or offer to buy or sell any security, nor investment, legal or tax advice. Light Horse Securities Inc does not verify third-party data and is not responsible for its accuracy, completeness or timeliness.

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