# Ponce Financial (PDLB) — Earnings

PDLB · NASDAQ · Stock

Canonical page: https://www.lighthorse.io/tickers/pdlb/earnings

## Most recent quarter

| Metric | Value |
| --- | --- |
| Fiscal period | Q4 2025 |
| Period end | Dec 31, 2025 |
| EPS actual | $0.42 |
| EPS estimate | $0.28 |
| EPS surprise | +50.00% |
| Revenue surprise | +0.00% |
| Revenue | $31.4M |
| Revenue estimate | $0.00 |
| Reported | Jan 27, 2026 |
| SEC filing | [View filing](https://www.sec.gov:443/Archives/edgar/data/1874071/000119312526024843/pdlb-20260127.htm) |

## Earnings history

| Fiscal period | Report date | EPS estimate | EPS actual | Surprise | Revenue estimate | Revenue actual |
| --- | --- | --- | --- | --- | --- | --- |
| Q4 2025 | Jan 27, 2026 | $0.28 | $0.42 | 50.00% | — | $31.4M |
| Q2 2025 | Jul 25, 2025 | $0.17 | $0.25 | 47.06% | — | $26.5M |
| Q1 2025 | Apr 25, 2025 | $0.09 | $0.25 | 177.78% | — | $24.6M |
| Q4 2024 | Jan 28, 2025 | $0.09 | $0.12 | 33.33% | — | $22.8M |
| Q3 2024 | Oct 30, 2024 | $0.07 | $0.10 | 42.86% | — | $20.2M |
| Q2 2024 | Jul 30, 2024 | $0.01 | $0.14 | 1300.00% | — | $20.2M |
| Q1 2024 | Apr 30, 2024 | −$0.03 | $0.11 | 466.67% | — | $20.5M |
| Q4 2023 | Jan 30, 2024 | −$0.01 | $0.02 | 300.00% | — | $18.5M |
| Q3 2023 | Oct 30, 2023 | −$0.07 | $0.12 | 271.43% | — | $22.2M |
| Q2 2023 | Jul 28, 2023 | −$0.10 | $0.00 | 100.00% | — | $17.8M |
| Q4 2022 | Jan 30, 2023 | −$0.04 | −$0.40 | -1042.86% | — | $16.6M |
| Q3 2022 | Oct 31, 2022 | $0.04 | −$0.64 | -1700.00% | — | $19.2M |
| Q2 2022 | Aug 1, 2022 | $0.05 | $0.03 | -33.33% | — | $17.7M |
| Q1 2022 | May 9, 2022 | −$0.07 | −$0.31 | -342.86% | — | $19.6M |
| Q4 2021 | Mar 2, 2022 | $0.69 | $0.89 | 28.99% | — | $36.0M |
| Q3 2021 | Nov 2, 2021 | $0.09 | $0.09 | -7.73% | — | $18.7M |
| Q2 2021 | Aug 6, 2021 | $0.09 | $0.25 | 191.74% | — | $22.1M |
| Q1 2021 | May 3, 2021 | $0.11 | $0.11 | 0.00% | — | $16.8M |
| Q4 2020 | Mar 9, 2021 | $0.12 | $0.07 | -41.13% | — | $16.5M |
| Q3 2020 | Nov 3, 2020 | $0.01 | $0.17 | 2288.89% | — | $18.1M |

## Frequently Asked Questions

### When did Ponce Financial (PDLB) last report earnings?

Ponce Financial last reported on Jan 27, 2026, covering fiscal Q4 2025.

### Did PDLB beat earnings estimates?

Yes. Ponce Financial reported EPS of $0.42 for Q4 2025 against a $0.28 estimate — a 50.00% beat.

### How much revenue did PDLB report last quarter?

Ponce Financial reported $31.4M in revenue for Q4 2025.

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Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.

This page is for informational purposes only. Nothing on it is a recommendation, solicitation or offer to buy or sell any security, nor investment, legal or tax advice. Light Horse Securities Inc does not verify third-party data and is not responsible for its accuracy, completeness or timeliness.

Data provided by [AInvest](https://www.ainvest.com).