# Peoples Bancorp of North Carolina (PEBK) — Overview

PEBK · NASDAQ · Stock

Canonical page: https://www.lighthorse.io/tickers/pebk

## Price

Last close $44.16 on Oct 15, 2026. 52-week range $28.20 – $45.25.

## Company profile

Peoples Bancorp of North Carolina Inc is a bank holding company. It is a state-chartered commercial bank serving Lincolnton, Newton, Denver, Catawba, Conover, Maiden, Claremont, Hiddenite, Hickory, Charlotte, Cornelius, Raleigh and Cary, North Carolina. It has a diversified loan portfolio with no foreign loans and few agricultural loans. The company's main source of income is dividends declared and paid by the Bank on its capital stock.

## Financials

| Metric | Value |
| --- | --- |
| Revenue (trailing twelve months) | $91.9M |
| Revenue (quarter) | $23.1M |
| Revenue growth (year over year) | 3.68% |
| Gross profit (trailing twelve months) | $0.00 |
| Gross margin | 0.00% |
| Net income (trailing twelve months) | $20.0M |
| Net income (quarter) | $5.2M |
| Net income growth (year over year) | 1.43% |
| Net margin | 21.71% |
| Return on equity | 13.07% |
| EPS (trailing twelve months) | $3.76 |
| Book value per share | $29.54 |
| P/E (trailing twelve months) | 12.1 |
| Price to book | 1.5 |
| Debt to assets | 90.86% |
| Payout ratio | 26.43% |
| Dividend yield | 2.26% |

## Frequently Asked Questions

### Is Peoples Bancorp of North Carolina (PEBK) profitable?

Yes. Peoples Bancorp of North Carolina earned $20.0M in net income over the trailing twelve months, a net margin of 21.71%.

### How much revenue does Peoples Bancorp of North Carolina (PEBK) make?

Peoples Bancorp of North Carolina generated $91.9M in revenue over the trailing twelve months, up 3.68% year over year.

### What is PEBK's P/E ratio?

Peoples Bancorp of North Carolina trades at 12.1 times trailing twelve-month earnings, on an EPS of $3.76.

### How do I buy stock in Peoples Bancorp of North Carolina (PEBK)?

PEBK trades commission-free with a Light Horse Securities brokerage account — from the mobile app, the web at [Light Horse Dashboard](https://portal.lighthorse.io), the trading API, or an [AI agent connected over MCP](/instructions/ai/claude). The trade panel on this page places the order once you are signed in.

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This page is for informational purposes only. Nothing on it is a recommendation, solicitation or offer to buy or sell any security, nor investment, legal or tax advice. Light Horse Securities Inc does not verify third-party data and is not responsible for its accuracy, completeness or timeliness.

Data provided by [AInvest](https://www.ainvest.com).