# Provident Financial (PFS) — Earnings

PFS · NYSE · Stock

Canonical page: https://www.lighthorse.io/tickers/pfs/earnings

## Most recent quarter

| Metric | Value |
| --- | --- |
| Fiscal period | Q2 2026 |
| Period end | Jun 30, 2026 |
| EPS actual | $0.60 |
| EPS estimate | $0.57 |
| EPS surprise | +6.19% |
| Revenue surprise | +4.16% |
| Revenue | $235.0M |
| Revenue estimate | $225.6M |
| Reported | Jul 30, 2026 |
| SEC filing | [View filing](https://www.sec.gov:443/Archives/edgar/data/1178970/000162828026054777/pfs-20260630.htm) |
| Earnings call | [Transcript](http://o.thsi.cn/dc-d-stock-america.teleconference/011057a5-316c-af7c-d7ce-8e8af4a0c418.html) |

Provident Financial reported Q2 2026 results on July 30, 2026. Earnings per share were $0.60, ahead of the $0.57 estimate by 6.19%. Revenue was $235.0 million, 4.16% above the $225.6 million consensus and the highest in the table. Compared with Q2 2025, EPS rose about 9% from $0.55 and revenue rose about 10% from $214.2 million.

Revenue stepped up sharply in 2024. It held between $114.5 million and $137.9 million per quarter from Q3 2021 to Q1 2024, then rose to $166.8 million in Q2 2024 and $210.6 million in Q3 2024. Q2 2024 was the low in the table at $0.10. Annual EPS went from $2.35 in 2022 to $1.71 in 2023 and $1.49 in 2024, then recovered to $2.24 in 2025. The first half of 2026 adds up to $1.26, about 20% more than a year earlier. Provident beat the EPS estimate in 14 of the last 20 quarters, including each of the last six.

Third-quarter results came out between October 27 and October 30 in each of the past five years. That points to late October 2026 for the Q3 report. It will show how EPS compares with the $0.55 of Q3 2025.

## Earnings history

| Fiscal period | Report date | EPS estimate | EPS actual | Surprise | Revenue estimate | Revenue actual |
| --- | --- | --- | --- | --- | --- | --- |
| Q2 2026 | Jul 30, 2026 | $0.57 | $0.60 | 6.19% | $225.6M | $235.0M |
| Q1 2026 | Apr 30, 2026 | $0.55 | $0.66 | 19.93% | $225.6M | $225.2M |
| Q4 2025 | Jan 28, 2026 | $0.56 | $0.64 | 14.29% | $224.1M | $225.0M |
| Q3 2025 | Oct 30, 2025 | $0.54 | $0.55 | 1.38% | $220.7M | $221.7M |
| Q2 2025 | Jul 24, 2025 | $0.50 | $0.55 | 10.84% | $213.6M | $214.2M |
| Q1 2025 | Apr 25, 2025 | $0.47 | $0.50 | 6.86% | $207.0M | $208.7M |
| Q4 2024 | Jan 29, 2025 | $0.50 | $0.48 | -3.96% | $210.6M | $205.9M |
| Q3 2024 | Oct 30, 2024 | $0.47 | $0.48 | 1.63% | $214.8M | $210.6M |
| Q2 2024 | Jul 26, 2024 | $0.43 | $0.10 | -76.30% | $148.6M | $166.8M |
| Q1 2024 | Apr 19, 2024 | $0.40 | $0.43 | 8.04% | $114.5M | $114.5M |
| Q4 2023 | Jan 26, 2024 | $0.40 | $0.36 | -10.89% | $114.3M | $114.8M |
| Q3 2023 | Oct 27, 2023 | $0.38 | $0.38 | -0.52% | $135.1M | $115.6M |
| Q2 2023 | Jul 28, 2023 | $0.44 | $0.43 | -2.27% | $143.6M | $118.5M |
| Q1 2023 | Apr 28, 2023 | $0.59 | $0.54 | -8.16% | $131.8M | $130.5M |
| Q4 2022 | Jan 27, 2023 | $0.63 | $0.66 | 4.10% | $135.3M | $132.3M |
| Q3 2022 | Oct 28, 2022 | $0.58 | $0.58 | 0.69% | $126.2M | $137.9M |
| Q2 2022 | Jul 29, 2022 | $0.52 | $0.53 | 1.92% | $119.9M | $120.4M |
| Q1 2022 | Apr 29, 2022 | $0.46 | $0.58 | 25.62% | $114.7M | $114.7M |
| Q4 2021 | Jan 28, 2022 | $0.47 | $0.49 | 5.38% | $115.2M | $114.5M |
| Q3 2021 | Oct 29, 2021 | $0.47 | $0.49 | 5.38% | $113.2M | $114.6M |

## Frequently Asked Questions

### When did Provident Financial (PFS) last report earnings?

Provident Financial last reported on Jul 30, 2026, covering fiscal Q2 2026.

### Did PFS beat earnings estimates?

Yes. Provident Financial reported EPS of $0.60 for Q2 2026 against a $0.57 estimate — a 6.19% beat.

### How much revenue did PFS report last quarter?

Provident Financial reported $235.0M in revenue for Q2 2026, against a consensus estimate of $225.6M.

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Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.

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Data provided by [AInvest](https://www.ainvest.com).