# PennyMac Financial (PFSI) — Earnings

PFSI · NYSE · Stock

Canonical page: https://www.lighthorse.io/tickers/pfsi/earnings

## Most recent quarter

| Metric | Value |
| --- | --- |
| Fiscal period | Q2 2026 |
| Period end | Jun 30, 2026 |
| EPS actual | $0.41 |
| EPS estimate | $2.11 |
| EPS surprise | −80.61% |
| Revenue surprise | −13.05% |
| Revenue | $497.0M |
| Revenue estimate | $571.6M |
| Reported | Jul 29, 2026 |
| SEC filing | [View filing](https://www.sec.gov:443/Archives/edgar/data/1745916/000110465926090486/pfsi-20260630x10q.htm) |
| Earnings call | [Transcript](http://o.thsi.cn/dc-d-stock-america.teleconference/3c597d4b-993a-242e-e94f-04ce91309c9b.html) |

PennyMac Financial reported Q2 2026 results on July 29, 2026. Earnings per share were $0.41, well below the $2.11 estimate, an 80.61% miss. Revenue of $497.0 million came in 13.05% under the $571.6 million consensus. Compared with Q2 2025, EPS fell about 84% from $2.54, while revenue rose about 12% from $444.7 million.

Results have been uneven. Annual EPS was $8.39 in 2022, dropped to $2.71 in 2023, then rose to $5.84 in 2024 and $9.30 in 2025. The 2023 total included the only loss in the table, $0.74 per share in Q4 2023. The first half of 2026 adds up to $1.94, about half the $3.96 of the first half of 2025, and Q2 2026 was the weakest quarter since that loss. PennyMac fell short of the EPS consensus in 14 of the last 20 quarters, including the last three. Its last beat came in Q3 2025, when EPS of $3.37 topped the estimate by 24.71%.

Third-quarter results came out between October 21 and November 4 in each of the past five years. That points to late October 2026 for the Q3 report. It will show how EPS compares with the $3.37 of Q3 2025.

## Earnings history

| Fiscal period | Report date | EPS estimate | EPS actual | Surprise | Revenue estimate | Revenue actual |
| --- | --- | --- | --- | --- | --- | --- |
| Q2 2026 | Jul 29, 2026 | $2.11 | $0.41 | -80.61% | $571.6M | $497.0M |
| Q1 2026 | May 5, 2026 | $2.27 | $1.53 | -32.45% | $546.2M | $545.0M |
| Q4 2025 | Jan 29, 2026 | $3.10 | $1.97 | -36.53% | $632.6M | $538.0M |
| Q3 2025 | Oct 21, 2025 | $2.70 | $3.37 | 24.71% | $591.2M | $632.9M |
| Q2 2025 | Jul 22, 2025 | $2.75 | $2.54 | -7.50% | $553.8M | $444.7M |
| Q1 2025 | Apr 22, 2025 | $2.63 | $1.42 | -46.06% | $531.4M | $430.9M |
| Q4 2024 | Jan 30, 2025 | $3.12 | $1.95 | -37.57% | $526.0M | $470.1M |
| Q3 2024 | Oct 22, 2024 | $2.72 | $1.30 | -52.12% | $513.1M | $411.8M |
| Q2 2024 | Jul 23, 2024 | $2.56 | $1.85 | -27.85% | $469.6M | $406.1M |
| Q1 2024 | Apr 24, 2024 | $2.26 | $0.74 | -67.30% | $430.8M | $305.7M |
| Q4 2023 | Feb 1, 2024 | −$0.61 | −$0.74 | -21.27% | $418.5M | $361.9M |
| Q3 2023 | Oct 26, 2023 | $1.69 | $1.77 | 4.58% | $402.0M | $400.3M |
| Q2 2023 | Jul 27, 2023 | $1.62 | $1.11 | -31.41% | $399.0M | $336.5M |
| Q1 2023 | Apr 27, 2023 | $1.06 | $0.57 | -46.30% | $344.4M | $293.6M |
| Q4 2022 | Feb 2, 2023 | $1.08 | $0.71 | -34.09% | $348.7M | $340.4M |
| Q3 2022 | Oct 27, 2022 | $1.22 | $2.46 | 101.57% | $416.4M | $476.3M |
| Q2 2022 | Aug 2, 2022 | $1.15 | $2.28 | 98.35% | $482.4M | $511.5M |
| Q1 2022 | May 5, 2022 | $2.38 | $2.94 | 23.54% | $624.4M | $657.5M |
| Q4 2021 | Feb 3, 2022 | $3.55 | $2.79 | -21.39% | $760.8M | $693.8M |
| Q3 2021 | Nov 4, 2021 | $3.43 | $3.80 | 10.83% | $816.0M | $786.6M |

## Frequently Asked Questions

### When did PennyMac Financial (PFSI) last report earnings?

PennyMac Financial last reported on Jul 29, 2026, covering fiscal Q2 2026.

### Did PFSI beat earnings estimates?

No. PennyMac Financial reported EPS of $0.41 for Q2 2026 against a $2.11 estimate — a 80.61% miss.

### How much revenue did PFSI report last quarter?

PennyMac Financial reported $497.0M in revenue for Q2 2026, against a consensus estimate of $571.6M.

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Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.

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Data provided by [AInvest](https://www.ainvest.com).