# Pagaya Technologies (PGY) — Earnings

PGY · NASDAQ · Stock

Canonical page: https://www.lighthorse.io/tickers/pgy/earnings

## Most recent quarter

| Metric | Value |
| --- | --- |
| Fiscal period | Q2 2026 |
| Period end | Jun 30, 2026 |
| EPS actual | $0.49 |
| EPS estimate | $0.37 |
| EPS surprise | +30.91% |
| Revenue surprise | +6.23% |
| Revenue | $387.0M |
| Revenue estimate | $364.4M |
| Reported | Jul 30, 2026 |
| SEC filing | [View filing](https://www.sec.gov:443/Archives/edgar/data/1883085/000188308526000058/pgy-20260630.htm) |
| Earnings call | [Transcript](http://o.thsi.cn/dc-d-stock-america.teleconference/5f5e4897-2bf7-62d1-1413-d212a2b6f911.html) |

Pagaya Technologies reported Q2 2026 results on July 30, 2026. Earnings per share were $0.49, ahead of the $0.37 estimate by 30.91%. Revenue was $387.0 million against a $364.4 million consensus, a beat of about 6.2%. Compared with Q2 2025, EPS rose from $0.20 and revenue grew about 19% from $326.4 million.

The table shows a sharp turn from losses to profits. Pagaya lost money in every quarter from Q2 2022 through Q4 2024, with full-year losses of $2.16 per share in 2023 and $5.50 in 2024. Fiscal 2025 was the first full year in the table with a profit, at $0.89 per share, on revenue of $1.30 billion, up about 26% from 2024. The first half of 2026 adds up to $0.77, against $0.30 a year earlier. Q2 2026 set the table's highs for both EPS and revenue. Pagaya has beaten the EPS estimate in each of the last six quarters.

Pagaya reported third-quarter results between November 2 and November 12 in each of the past four years. That points to early or mid-November 2026 for the next report, which will show whether the run of profitable quarters continues.

## Earnings history

| Fiscal period | Report date | EPS estimate | EPS actual | Surprise | Revenue estimate | Revenue actual |
| --- | --- | --- | --- | --- | --- | --- |
| Q2 2026 | Jul 30, 2026 | $0.37 | $0.49 | 30.91% | $364.4M | $387.0M |
| Q1 2026 | May 7, 2026 | $0.20 | $0.28 | 40.00% | $323.8M | $317.9M |
| Q4 2025 | Feb 9, 2026 | $0.34 | $0.36 | 5.20% | $349.4M | $334.8M |
| Q3 2025 | Nov 10, 2025 | $0.21 | $0.23 | 8.80% | $338.4M | $350.2M |
| Q2 2025 | Aug 7, 2025 | $0.18 | $0.20 | 11.36% | $317.0M | $326.4M |
| Q1 2025 | May 7, 2025 | −$0.14 | $0.10 | 171.48% | $285.4M | $290.0M |
| Q4 2024 | Feb 13, 2025 | −$0.52 | −$3.20 | -518.72% | $264.3M | $279.4M |
| Q3 2024 | Nov 12, 2024 | −$0.19 | −$0.93 | -379.88% | $253.3M | $257.2M |
| Q2 2024 | Aug 9, 2024 | −$0.01 | −$1.04 | -10300.00% | $239.2M | $250.3M |
| Q1 2024 | May 9, 2024 | $0.15 | −$0.33 | -324.95% | $225.3M | $245.3M |
| Q4 2023 | Feb 21, 2024 | −$0.10 | −$0.24 | -140.00% | $221.1M | $218.0M |
| Q3 2023 | Nov 2, 2023 | −$0.22 | −$0.36 | -66.67% | $194.4M | $211.8M |
| Q2 2023 | Aug 10, 2023 | −$0.34 | −$0.48 | -40.72% | $188.9M | $185.7M |
| Q1 2023 | May 16, 2023 | −$0.43 | −$1.08 | -148.73% | $179.3M | $186.6M |
| Q4 2022 | Feb 15, 2023 | −$0.81 | −$0.60 | 25.53% | $163.3M | $178.2M |
| Q3 2022 | Nov 10, 2022 | −$0.36 | −$1.32 | -266.67% | $180.0M | $185.6M |
| Q2 2022 | Aug 16, 2022 | $0.00 | −$2.88 | 0.00% | — | $182.0M |

## Frequently Asked Questions

### When did Pagaya Technologies (PGY) last report earnings?

Pagaya Technologies last reported on Jul 30, 2026, covering fiscal Q2 2026.

### Did PGY beat earnings estimates?

Yes. Pagaya Technologies reported EPS of $0.49 for Q2 2026 against a $0.37 estimate — a 30.91% beat.

### How much revenue did PGY report last quarter?

Pagaya Technologies reported $387.0M in revenue for Q2 2026, against a consensus estimate of $364.4M.

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Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.

This page is for informational purposes only. Nothing on it is a recommendation, solicitation or offer to buy or sell any security, nor investment, legal or tax advice. Light Horse Securities Inc does not verify third-party data and is not responsible for its accuracy, completeness or timeliness.

Data provided by [AInvest](https://www.ainvest.com).