# Provident Financial Holdings (PROV) — Overview

PROV · NASDAQ · Stock

Canonical page: https://www.lighthorse.io/tickers/prov

## Price

Last close $18.13 on Oct 15, 2026. 52-week range $15.01 – $18.71.

## Company profile

Provident Financial Holdings Inc is a holding company of Provident Savings Bank, F.S.B. It is a financial services company committed to serving consumers and small to mid-sized businesses in the Inland Empire region of Southern California. Its business activities consist of community banking, investment services and trustee services for real estate transactions. The group operates in Bank segment that include attracting deposits, offering banking services and originating and purchasing single-family, multi-family, commercial real estate, construction and, to a lesser extent, other mortgage, commercial business and consumer loans. Its evenues are derived from interest earned on its loan and investment portfolios, and fees generated through its community banking activities.

## Financials

| Metric | Value |
| --- | --- |
| Revenue (trailing twelve months) | $40.1M |
| Revenue (quarter) | $10.6M |
| Revenue growth (year over year) | 8.52% |
| Gross profit (trailing twelve months) | $0.00 |
| Gross margin | 0.00% |
| Net income (trailing twelve months) | $6.7M |
| Net income (quarter) | $2.2M |
| Net income growth (year over year) | 34.32% |
| Net margin | 16.62% |
| Return on equity | 5.22% |
| EPS (trailing twelve months) | $1.04 |
| Book value per share | $20.15 |
| P/E (trailing twelve months) | 16.9 |
| Price to book | 0.9 |
| Debt to assets | 89.55% |
| Payout ratio | 54.02% |
| Dividend yield | 3.16% |

## Frequently Asked Questions

### Is Provident Financial Holdings (PROV) profitable?

Yes. Provident Financial Holdings earned $6.7M in net income over the trailing twelve months, a net margin of 16.62%.

### How much revenue does Provident Financial Holdings (PROV) make?

Provident Financial Holdings generated $40.1M in revenue over the trailing twelve months, up 8.52% year over year.

### What is PROV's P/E ratio?

Provident Financial Holdings trades at 16.9 times trailing twelve-month earnings, on an EPS of $1.04.

### How do I buy stock in Provident Financial Holdings (PROV)?

PROV trades commission-free with a Light Horse Securities brokerage account — from the mobile app, the web at [Light Horse Dashboard](https://portal.lighthorse.io), the trading API, or an [AI agent connected over MCP](/instructions/ai/claude). The trade panel on this page places the order once you are signed in.

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This page is for informational purposes only. Nothing on it is a recommendation, solicitation or offer to buy or sell any security, nor investment, legal or tax advice. Light Horse Securities Inc does not verify third-party data and is not responsible for its accuracy, completeness or timeliness.

Data provided by [AInvest](https://www.ainvest.com).