# Safety Insurance (SAFT) — Earnings

SAFT · NASDAQ · Stock

Canonical page: https://www.lighthorse.io/tickers/saft/earnings

## Most recent quarter

| Metric | Value |
| --- | --- |
| Fiscal period | Q4 2025 |
| Period end | Dec 31, 2025 |
| EPS actual | $1.58 |
| EPS estimate | $1.28 |
| EPS surprise | +23.45% |
| Revenue surprise | +0.00% |
| Revenue | $299.6M |
| Revenue estimate | $0.00 |
| Reported | Feb 25, 2026 |
| SEC filing | [View filing](https://www.sec.gov:443/Archives/edgar/data/1172052/000117205226000005/saft-20251231x10k.htm) |

Safety Insurance reported Q4 2025 results on February 25, 2026. EPS was $1.58, beating the $1.28 estimate by 23.45%. Revenue was $299.6 million; no revenue estimate was given. Compared with Q4 2024, EPS rose about 68% from $0.94, and revenue rose about 3% from $292.0 million.

Annual EPS fell from $7.03 in 2021 to $5.01 in 2022 and $0.82 in 2023, a year that included a loss of $0.87 per share in Q1 2023, the only loss in the table. It then recovered to $4.15 in 2024 and $5.79 in 2025. Revenue grew every year, from $802.1 million in 2021 to $1.28 billion in 2025, about 59% higher. The highest quarterly EPS in the table is still $1.93 from Q1 2021, while Q2 2025 holds the revenue high at $345.8 million. Against estimates the record is mixed, with 8 beats and 12 misses over 20 quarters.

The table has no 2026 quarters yet. In past years, Safety reported first-quarter results in early May, second-quarter results in early August and third-quarter results in early November. Newer rows will show whether the 2025 recovery in EPS carried into 2026.

## Earnings history

| Fiscal period | Report date | EPS estimate | EPS actual | Surprise | Revenue estimate | Revenue actual |
| --- | --- | --- | --- | --- | --- | --- |
| Q4 2025 | Feb 25, 2026 | $1.28 | $1.58 | 23.45% | — | $299.6M |
| Q3 2025 | Nov 3, 2025 | $1.80 | $1.48 | -17.66% | — | $334.2M |
| Q2 2025 | Aug 6, 2025 | $1.60 | $1.45 | -9.48% | — | $345.8M |
| Q1 2025 | May 7, 2025 | $1.25 | $1.28 | 2.47% | — | $299.0M |
| Q4 2024 | Feb 25, 2025 | $1.17 | $0.94 | -19.66% | — | $292.0M |
| Q3 2024 | Nov 5, 2024 | $1.40 | $1.10 | -21.51% | — | $318.2M |
| Q2 2024 | Aug 7, 2024 | $1.30 | $1.18 | -9.08% | — | $315.5M |
| Q1 2024 | May 8, 2024 | $0.50 | $0.93 | 86.26% | — | $267.3M |
| Q4 2023 | Feb 27, 2024 | $0.77 | $0.30 | -60.83% | — | $246.1M |
| Q3 2023 | Nov 1, 2023 | $1.00 | $0.59 | -41.26% | — | $267.1M |
| Q2 2023 | Aug 2, 2023 | $1.20 | $0.80 | -33.57% | — | $260.2M |
| Q1 2023 | May 3, 2023 | $1.00 | −$0.87 | -187.03% | — | $217.9M |
| Q4 2022 | Feb 22, 2023 | $1.10 | $0.98 | -11.02% | — | $201.4M |
| Q3 2022 | Nov 2, 2022 | $1.15 | $1.13 | -1.70% | — | $217.9M |
| Q2 2022 | Aug 3, 2022 | $1.05 | $1.91 | 82.53% | — | $214.6M |
| Q1 2022 | May 4, 2022 | $1.15 | $0.99 | -14.26% | — | $189.5M |
| Q4 2021 | Feb 23, 2022 | $1.09 | $1.55 | 42.67% | — | $181.6M |
| Q3 2021 | Nov 3, 2021 | $1.15 | $1.70 | 48.33% | — | $211.1M |
| Q2 2021 | Aug 4, 2021 | $1.50 | $1.85 | 23.38% | — | $217.2M |
| Q1 2021 | May 5, 2021 | $1.65 | $1.93 | 16.88% | — | $192.2M |

## Frequently Asked Questions

### When did Safety Insurance (SAFT) last report earnings?

Safety Insurance last reported on Feb 25, 2026, covering fiscal Q4 2025.

### Did SAFT beat earnings estimates?

Yes. Safety Insurance reported EPS of $1.58 for Q4 2025 against a $1.28 estimate — a 23.45% beat.

### How much revenue did SAFT report last quarter?

Safety Insurance reported $299.6M in revenue for Q4 2025.

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Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.

This page is for informational purposes only. Nothing on it is a recommendation, solicitation or offer to buy or sell any security, nor investment, legal or tax advice. Light Horse Securities Inc does not verify third-party data and is not responsible for its accuracy, completeness or timeliness.

Data provided by [AInvest](https://www.ainvest.com).