# South Plains (SPFI) — Overview

SPFI · NASDAQ · Stock

Canonical page: https://www.lighthorse.io/tickers/spfi

## Price

Last close $42.95 on Oct 15, 2026. 52-week range $35.93 – $45.96.

## Company profile

South Plains Financial Inc operates as a bank holding company. The company provides a wide range of commercial and consumer financial services to small and medium-sized businesses and individuals. The principal business activities include commercial and retail banking, along with insurance, investment, trust, and mortgage services. The company has one reportable segment: banking. The majority of the company's revenues is derived from interest income and other sources, including loans, securities and derivatives.

## Financials

| Metric | Value |
| --- | --- |
| Revenue (trailing twelve months) | $226.7M |
| Revenue (quarter) | $64.5M |
| Revenue growth (year over year) | 17.97% |
| Gross profit (trailing twelve months) | $0.00 |
| Gross margin | 0.00% |
| Net income (trailing twelve months) | $65.1M |
| Net income (quarter) | $19.0M |
| Net income growth (year over year) | 30.04% |
| Net margin | 28.72% |
| Return on equity | 12.01% |
| EPS (trailing twelve months) | $3.84 |
| Book value per share | $33.43 |
| P/E (trailing twelve months) | 12.4 |
| Price to book | 1.3 |
| Debt to assets | 88.32% |
| Payout ratio | 17.27% |
| Dividend yield | 1.39% |

## Frequently Asked Questions

### Is South Plains (SPFI) profitable?

Yes. South Plains earned $65.1M in net income over the trailing twelve months, a net margin of 28.72%.

### How much revenue does South Plains (SPFI) make?

South Plains generated $226.7M in revenue over the trailing twelve months, up 17.97% year over year.

### What is SPFI's P/E ratio?

South Plains trades at 12.4 times trailing twelve-month earnings, on an EPS of $3.84.

### How do I buy stock in South Plains (SPFI)?

SPFI trades commission-free with a Light Horse Securities brokerage account — from the mobile app, the web at [Light Horse Dashboard](https://portal.lighthorse.io), the trading API, or an [AI agent connected over MCP](/instructions/ai/claude). The trade panel on this page places the order once you are signed in.

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Quotes and charts are not real-time and must not be relied on for trade decisions or valuation.

This page is for informational purposes only. Nothing on it is a recommendation, solicitation or offer to buy or sell any security, nor investment, legal or tax advice. Light Horse Securities Inc does not verify third-party data and is not responsible for its accuracy, completeness or timeliness.

Data provided by [AInvest](https://www.ainvest.com).