# Summit State Bank (SSBI) — Overview

SSBI · NASDAQ · Stock

Canonical page: https://www.lighthorse.io/tickers/ssbi

## Price

Last close $12.28 on Oct 15, 2026. 52-week range $10.50 – $14.00.

## Company profile

Summit State Bank provides various banking products and services to individuals and businesses in Sonoma County, California. It offers personal and business checking, money market, sweep, savings, and demand accounts; time certificates of deposit; and specialized deposit accounts, such as professional, small business packaged, tiered, and retirement plan accounts. The company also provides loans, including commercial loans and leases; lines of credit; commercial real estate, small business administration, residential mortgage, and construction loans; home equity lines of credit; and term and equipment loans, as well as loans to agriculture-related businesses.

## Financials

| Metric | Value |
| --- | --- |
| Revenue (trailing twelve months) | $46.5M |
| Revenue (quarter) | $12.7M |
| Revenue growth (year over year) | 19.70% |
| Gross profit (trailing twelve months) | $0.00 |
| Gross margin | 0.00% |
| Net income (trailing twelve months) | $15.9M |
| Net income (quarter) | $4.5M |
| Net income growth (year over year) | 15.47% |
| Net margin | 34.20% |
| Return on equity | 0.00% |
| EPS (trailing twelve months) | $0.00 |
| Book value per share | $12.57 |
| P/E (trailing twelve months) | 5.2 |
| Price to book | 1.0 |
| Debt to assets | 91.37% |
| Payout ratio | 20.32% |
| Dividend yield | 0.33% |

## Frequently Asked Questions

### Is Summit State Bank (SSBI) profitable?

Yes. Summit State Bank earned $15.9M in net income over the trailing twelve months, a net margin of 34.20%.

### How much revenue does Summit State Bank (SSBI) make?

Summit State Bank generated $46.5M in revenue over the trailing twelve months, up 19.70% year over year.

### What is SSBI's P/E ratio?

Summit State Bank trades at 5.2 times trailing twelve-month earnings, on an EPS of $0.00.

### How do I buy stock in Summit State Bank (SSBI)?

SSBI trades commission-free with a Light Horse Securities brokerage account — from the mobile app, the web at [Light Horse Dashboard](https://portal.lighthorse.io), the trading API, or an [AI agent connected over MCP](/instructions/ai/claude). The trade panel on this page places the order once you are signed in.

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Data provided by [AInvest](https://www.ainvest.com).