# Synchrony Financial (SYF) — Analyst Forecast

SYF · NYSE · Stock

Canonical page: https://www.lighthorse.io/tickers/syf/forecast

## Analyst consensus

| Consensus | Buy | Hold | Sell | Analysts |
| --- | --- | --- | --- | --- |
| Buy | 15 | 10 | 0 | 25 |

## Price target

| Low | Average | High | Analysts |
| --- | --- | --- | --- |
| $74.00 | $83.30 | $90.00 | 10 |

Last price $74.04 (as of Oct 16, 2026).

## Recent analyst ratings

| Date | Firm | Action | Rating | Price target |
| --- | --- | --- | --- | --- |
| Oct 12, 2026 | JP Morgan | Maintained | Neutral | $74.00 |
| Oct 12, 2026 | Morgan Stanley | Maintained | Equal-Weight | $83.00 |
| Oct 9, 2026 | BMO Capital | Initiated Coverage | Market Perform | $81.00 |
| Oct 6, 2026 | TD Cowen | Maintained | Buy | $86.00 |
| Oct 5, 2026 | UBS | Maintained | Neutral | $81.00 |
| Oct 1, 2026 | Evercore ISI Group | Maintained | Outperform | $80.00 |
| Aug 25, 2026 | Wolfe Research | Maintained | Outperform | $90.00 |
| Aug 3, 2026 | UBS | Maintained | Neutral | $87.00 |
| Jul 28, 2026 | Evercore ISI Group | Maintained | Outperform | $86.00 |
| Jul 22, 2026 | Baird | Maintained | Outperform | $90.00 |
| Jul 22, 2026 | RBC Capital | Maintained | Sector Perform | $80.00 |
| Jul 22, 2026 | Wells Fargo | Maintained | Overweight | $88.00 |
| Jul 13, 2026 | JP Morgan | Maintained | Neutral | $78.00 |
| Jul 13, 2026 | HSBC | Maintained | Buy | $97.00 |
| Jul 7, 2026 | UBS | Maintained | Neutral | $84.00 |
| Jul 7, 2026 | TD Cowen | Maintained | Buy | $90.00 |
| May 22, 2026 | Loop Capital | Initiated Coverage | Hold | $81.00 |
| Apr 23, 2026 | Truist Securities | Maintained | Hold | $82.00 |
| Apr 22, 2026 | BTIG | Downgraded | Buy → Neutral | — |
| Apr 22, 2026 | Baird | Maintained | Outperform | $86.00 |

## Frequently Asked Questions

### What is the price target for SYF stock?

The average 12-month analyst price target for Synchrony Financial (SYF) is $83.30, with a high estimate of $90.00 and a low of $74.00, across 10 analysts.

### Is SYF a buy, sell, or hold?

Analysts covering Synchrony Financial currently average a Buy rating: 15 buy, 10 hold and 0 sell, from 25 analysts. Ratings reflect analyst opinion, not investment advice.

### What upside do analysts see for SYF?

The average price target of $83.30 implies 12.51% upside from the last price of $74.04.

### What is the latest analyst rating on SYF?

On Oct 12, 2026, JP Morgan maintained Synchrony Financial at Neutral with a price target of $74.00.

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Analyst ratings and price targets are the opinions of third-party research firms, not of Light Horse Securities. They are estimates about an uncertain future, are frequently wrong, and are neither a recommendation nor a prediction of actual results.

This page is for informational purposes only. Nothing on it is a recommendation, solicitation or offer to buy or sell any security, nor investment, legal or tax advice. Light Horse Securities Inc does not verify third-party data and is not responsible for its accuracy, completeness or timeliness.

Data provided by [AInvest](https://www.ainvest.com).