# Tfs Financial (TFSL) — Earnings

TFSL · NASDAQ · Stock

Canonical page: https://www.lighthorse.io/tickers/tfsl/earnings

## Most recent quarter

| Metric | Value |
| --- | --- |
| Fiscal period | Q1 2026 |
| Period end | Dec 31, 2025 |
| EPS actual | $0.08 |
| EPS estimate | $0.09 |
| EPS surprise | −11.11% |
| Revenue surprise | −2.45% |
| Revenue | $83.7M |
| Revenue estimate | $85.8M |
| Reported | Jan 29, 2026 |
| SEC filing | [View filing](https://www.sec.gov:443/Archives/edgar/data/1381668/000138166826000012/tfsl-20251231.htm) |

TFS Financial's fiscal year ends in September, so its fiscal Q1 2026 covers the quarter to December 31, 2025. The company reported it on January 29, 2026. Earnings per share were $0.08, one cent short of the $0.09 estimate, an 11.11% miss. Revenue was $83.7 million, 2.45% below the $85.8 million consensus. Compared with fiscal Q1 2025, EPS was unchanged at $0.08 and revenue rose about 12% from $74.8 million.

Quarterly EPS has stayed between $0.06 and $0.09 in every quarter shown. Annual EPS was $0.29 in fiscal 2021, $0.27 in 2022, $0.27 in 2024 and $0.32 in 2025. Fiscal 2023 is incomplete in the table, which has no Q4 2023 row. Revenue grew about 12% from fiscal 2021 to fiscal 2025, reaching $321.4 million. Fiscal Q4 2025 set the highs in the table at $0.09 per share and $85.5 million in revenue. Over the 20 quarters shown, TFS beat the EPS estimate 13 times, matched it 5 times and missed twice.

TFS reported fiscal Q2 between April 27 and April 30 in each of the past five years. No quarter after fiscal Q1 2026 appears in the table yet, so the next update will add fiscal Q2 2026.

## Earnings history

| Fiscal period | Report date | EPS estimate | EPS actual | Surprise | Revenue estimate | Revenue actual |
| --- | --- | --- | --- | --- | --- | --- |
| Q1 2026 | Jan 29, 2026 | $0.09 | $0.08 | -11.11% | $85.8M | $83.7M |
| Q4 2025 | Oct 30, 2025 | $0.08 | $0.09 | 12.50% | $84.4M | $85.5M |
| Q3 2025 | Jul 30, 2025 | $0.08 | $0.08 | 0.00% | $81.2M | $82.0M |
| Q2 2025 | Apr 30, 2025 | $0.07 | $0.07 | 0.00% | $75.9M | $79.1M |
| Q1 2025 | Jan 30, 2025 | $0.06 | $0.08 | 33.33% | $74.8M | $74.8M |
| Q4 2024 | Oct 30, 2024 | $0.06 | $0.06 | 0.00% | $72.8M | $75.1M |
| Q3 2024 | Jul 30, 2024 | $0.06 | $0.07 | 16.67% | $75.7M | $75.5M |
| Q2 2024 | Apr 30, 2024 | $0.06 | $0.07 | 16.67% | $71.6M | $77.1M |
| Q1 2024 | Jan 30, 2024 | $0.06 | $0.07 | 16.67% | $73.6M | $75.4M |
| Q3 2023 | Jul 27, 2023 | $0.04 | $0.06 | 71.43% | $69.9M | $74.6M |
| Q2 2023 | Apr 27, 2023 | $0.07 | $0.06 | -7.69% | $78.0M | $74.6M |
| Q1 2023 | Jan 26, 2023 | $0.08 | $0.08 | 0.00% | $81.9M | $80.3M |
| Q4 2022 | Oct 27, 2022 | $0.08 | $0.09 | 12.50% | $83.0M | $79.9M |
| Q3 2022 | Jul 28, 2022 | $0.06 | $0.06 | 9.09% | $70.9M | $77.0M |
| Q2 2022 | Apr 28, 2022 | $0.06 | $0.06 | 9.09% | $66.9M | $68.3M |
| Q1 2022 | Jan 28, 2022 | $0.06 | $0.06 | 9.09% | $65.5M | $66.0M |
| Q4 2021 | Oct 28, 2021 | $0.05 | $0.06 | 20.00% | $65.1M | $66.1M |
| Q3 2021 | Jul 29, 2021 | $0.06 | $0.06 | 0.00% | $69.4M | $66.5M |
| Q2 2021 | Apr 29, 2021 | $0.07 | $0.08 | 14.29% | $72.2M | $74.1M |
| Q1 2021 | Jan 28, 2021 | $0.07 | $0.09 | 28.57% | $72.0M | $80.2M |

## Frequently Asked Questions

### When did Tfs Financial (TFSL) last report earnings?

Tfs Financial last reported on Jan 29, 2026, covering fiscal Q1 2026.

### Did TFSL beat earnings estimates?

No. Tfs Financial reported EPS of $0.08 for Q1 2026 against a $0.09 estimate — a 11.11% miss.

### How much revenue did TFSL report last quarter?

Tfs Financial reported $83.7M in revenue for Q1 2026, against a consensus estimate of $85.8M.

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Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.

This page is for informational purposes only. Nothing on it is a recommendation, solicitation or offer to buy or sell any security, nor investment, legal or tax advice. Light Horse Securities Inc does not verify third-party data and is not responsible for its accuracy, completeness or timeliness.

Data provided by [AInvest](https://www.ainvest.com).