# Tompkins Financial (TMP) — Earnings

TMP · AMEX · Stock

Canonical page: https://www.lighthorse.io/tickers/tmp/earnings

## Most recent quarter

| Metric | Value |
| --- | --- |
| Fiscal period | Q4 2025 |
| Period end | Dec 31, 2025 |
| EPS actual | $6.70 |
| EPS estimate | $1.71 |
| EPS surprise | +291.81% |
| Revenue surprise | +43.08% |
| Revenue | $194.8M |
| Revenue estimate | $136.2M |
| Reported | Jan 30, 2026 |
| SEC filing | [View filing](https://www.sec.gov:443/Archives/edgar/data/1005817/000100581726000020/tmp-20260129.htm) |

Tompkins Financial reported Q4 2025 results on January 30, 2026. Earnings per share were $6.70 against a $1.71 estimate, a beat of 291.81%. Revenue was $194.8 million, 43.08% above the $136.2 million consensus. Compared with Q4 2024, EPS was about 389% higher than $1.37 and revenue about 153% higher than $77.1 million. Both figures are far outside the company's usual range in the table.

In every other quarter shown, revenue stayed between $64.5 million and $82.6 million and EPS mostly between $1.05 and $1.72. Annual EPS was $6.04 in 2021 and $5.89 in 2022, then fell to $0.64 in 2023, when Q3 brought a loss of $2.35 per share, the only loss in the table. It recovered to $4.95 in 2024, and the first half of 2025 earned $2.87 per share, about 26% more than a year earlier. The table has no Q3 2025 row, so a full-year 2025 total cannot be given. Tompkins beat the EPS estimate in 14 of the 20 quarters shown.

The table does not yet show any 2026 quarter. In past years, Tompkins reported first-quarter results between April 25 and May 2, second-quarter results in late July and third-quarter results in late October.

## Earnings history

| Fiscal period | Report date | EPS estimate | EPS actual | Surprise | Revenue estimate | Revenue actual |
| --- | --- | --- | --- | --- | --- | --- |
| Q4 2025 | Jan 30, 2026 | $1.71 | $6.70 | 291.81% | $136.2M | $194.8M |
| Q2 2025 | Jul 25, 2025 | $1.43 | $1.50 | 4.90% | $81.1M | $82.6M |
| Q1 2025 | Apr 25, 2025 | $1.31 | $1.37 | 4.58% | $79.4M | $81.7M |
| Q4 2024 | Jan 31, 2025 | $1.16 | $1.37 | 18.61% | $74.8M | $77.1M |
| Q3 2024 | Oct 25, 2024 | $1.21 | $1.30 | 7.44% | $75.6M | $76.6M |
| Q2 2024 | Jul 26, 2024 | $0.90 | $1.10 | 22.22% | $71.3M | $72.7M |
| Q1 2024 | Apr 26, 2024 | $1.15 | $1.18 | 2.61% | $74.2M | $72.8M |
| Q4 2023 | Jan 26, 2024 | $1.25 | $1.05 | -15.66% | $74.5M | $71.2M |
| Q3 2023 | Oct 27, 2023 | $1.09 | −$2.35 | -315.60% | $72.9M | $72.4M |
| Q2 2023 | Jul 21, 2023 | $1.05 | $0.59 | -43.54% | $71.9M | $64.5M |
| Q1 2023 | Apr 28, 2023 | $1.32 | $1.35 | 2.27% | $77.1M | $74.6M |
| Q4 2022 | Jan 27, 2023 | $1.42 | $1.36 | -4.23% | $77.6M | $75.6M |
| Q3 2022 | Oct 28, 2022 | $1.55 | $1.48 | -4.52% | $79.5M | $78.8M |
| Q2 2022 | Jul 22, 2022 | $1.34 | $1.45 | 8.61% | $75.7M | $77.2M |
| Q1 2022 | May 2, 2022 | $1.42 | $1.60 | 13.07% | $76.0M | $76.6M |
| Q4 2021 | Jan 28, 2022 | $1.51 | $1.33 | -11.92% | $76.6M | $77.0M |
| Q3 2021 | Oct 22, 2021 | $1.44 | $1.45 | 1.05% | $76.8M | $77.0M |
| Q2 2021 | Jul 23, 2021 | $1.44 | $1.54 | 6.94% | $74.8M | $73.7M |
| Q1 2021 | Apr 30, 2021 | $1.36 | $1.72 | 26.94% | $73.8M | $75.0M |
| Q4 2020 | Jan 29, 2021 | $1.46 | $1.61 | 10.65% | $77.4M | $76.6M |

## Frequently Asked Questions

### When did Tompkins Financial (TMP) last report earnings?

Tompkins Financial last reported on Jan 30, 2026, covering fiscal Q4 2025.

### Did TMP beat earnings estimates?

Yes. Tompkins Financial reported EPS of $6.70 for Q4 2025 against a $1.71 estimate — a 291.81% beat.

### How much revenue did TMP report last quarter?

Tompkins Financial reported $194.8M in revenue for Q4 2025, against a consensus estimate of $136.2M.

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Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.

This page is for informational purposes only. Nothing on it is a recommendation, solicitation or offer to buy or sell any security, nor investment, legal or tax advice. Light Horse Securities Inc does not verify third-party data and is not responsible for its accuracy, completeness or timeliness.

Data provided by [AInvest](https://www.ainvest.com).
