# Towne Bank (TOWN) — Earnings

TOWN · NASDAQ · Stock

Canonical page: https://www.lighthorse.io/tickers/town/earnings

## Most recent quarter

| Metric | Value |
| --- | --- |
| Fiscal period | Q4 2025 |
| Period end | Dec 31, 2025 |
| EPS actual | $0.70 |
| EPS estimate | $0.71 |
| EPS surprise | −1.67% |
| Revenue surprise | −2.17% |
| Revenue | $219.8M |
| Revenue estimate | $224.7M |
| Reported | Jan 28, 2026 |

TowneBank reported Q4 2025 results on January 28, 2026. Earnings per share were $0.70, just below the $0.71 estimate, a miss of 1.67%. Revenue was $219.8 million, about 2.2% under the $224.7 million consensus. Compared with Q4 2024, EPS rose about 27% from $0.55 and revenue rose about 24% from $176.9 million. That revenue figure is the highest in the table.

The table has some gaps: it has no rows for Q3 2023 or Q3 2025, and two 2021 quarters carry no report date. Among the complete years, annual EPS was $3.08 in 2021, $2.67 in 2022 and $2.18 in 2024. The three 2025 quarters listed add up to $2.19, already above the 2024 total. The low in the table was $0.42 in Q4 2023, and the high was $0.98 in Q1 2021. TowneBank beat the EPS estimate in 13 of the 20 quarters shown, with misses clustered from Q4 2022 through Q1 2024.

The table lists no results after Q4 2025. Past reports followed a steady rhythm, landing in late January, April, July and October. The next quarter added here will show whether the 2025 rise in revenue carried into 2026.

## Earnings history

| Fiscal period | Report date | EPS estimate | EPS actual | Surprise | Revenue estimate | Revenue actual |
| --- | --- | --- | --- | --- | --- | --- |
| Q4 2025 | Jan 28, 2026 | $0.71 | $0.70 | -1.67% | $224.7M | $219.8M |
| Q2 2025 | Jul 23, 2025 | $0.65 | $0.81 | 25.43% | $200.8M | $207.4M |
| Q1 2025 | Apr 23, 2025 | $0.61 | $0.68 | 10.95% | $189.4M | $190.0M |
| Q4 2024 | Jan 23, 2025 | $0.48 | $0.55 | 14.44% | $170.8M | $176.9M |
| Q3 2024 | Oct 24, 2024 | $0.56 | $0.58 | 3.39% | $180.4M | $174.5M |
| Q2 2024 | Jul 25, 2024 | $0.48 | $0.57 | 19.37% | $172.2M | $175.0M |
| Q1 2024 | Apr 25, 2024 | $0.48 | $0.48 | -0.41% | $169.7M | $167.0M |
| Q4 2023 | Jan 24, 2024 | $0.47 | $0.42 | -9.87% | $164.7M | $155.6M |
| Q2 2023 | Jul 27, 2023 | $0.57 | $0.52 | -8.77% | $180.8M | $181.6M |
| Q1 2023 | Apr 27, 2023 | $0.67 | $0.62 | -7.92% | $188.7M | $184.1M |
| Q4 2022 | Jan 26, 2023 | $0.71 | $0.65 | -8.45% | $179.8M | $175.3M |
| Q3 2022 | Oct 27, 2022 | $0.67 | $0.72 | 7.28% | $175.6M | $179.2M |
| Q2 2022 | Jul 28, 2022 | $0.61 | $0.64 | 4.92% | $168.4M | $116.8M |
| Q1 2022 | Apr 28, 2022 | $0.58 | $0.66 | 14.90% | $161.8M | $165.4M |
| Q4 2021 | Jan 27, 2022 | $0.59 | $0.58 | -1.37% | $159.6M | $160.4M |
| Q3 2021 | Oct 28, 2021 | $0.65 | $0.72 | 10.75% | $161.7M | $170.1M |
| Q2 2021 | Invalid Date | $0.66 | $0.80 | 21.61% | $167.4M | $167.1M |
| Q1 2021 | Invalid Date | $0.60 | $0.98 | 63.28% | $164.8M | $181.5M |
| Q4 2020 | Feb 26, 2021 | $0.55 | $0.72 | 31.82% | $160.0M | $171.8M |
| Q3 2020 | Oct 22, 2020 | $0.46 | $0.48 | 4.92% | $155.6M | $173.4M |

## Frequently Asked Questions

### When did Towne Bank (TOWN) last report earnings?

Towne Bank last reported on Jan 28, 2026, covering fiscal Q4 2025.

### Did TOWN beat earnings estimates?

No. Towne Bank reported EPS of $0.70 for Q4 2025 against a $0.71 estimate — a 1.67% miss.

### How much revenue did TOWN report last quarter?

Towne Bank reported $219.8M in revenue for Q4 2025, against a consensus estimate of $224.7M.

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Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.

This page is for informational purposes only. Nothing on it is a recommendation, solicitation or offer to buy or sell any security, nor investment, legal or tax advice. Light Horse Securities Inc does not verify third-party data and is not responsible for its accuracy, completeness or timeliness.

Data provided by [AInvest](https://www.ainvest.com).