# Trustco Bank (TRST) — Earnings

TRST · NASDAQ · Stock

Canonical page: https://www.lighthorse.io/tickers/trst/earnings

## Most recent quarter

| Metric | Value |
| --- | --- |
| Fiscal period | Q2 2026 |
| Period end | Jun 30, 2026 |
| EPS actual | $0.98 |
| EPS estimate | $0.00 |
| EPS surprise | +0.00% |
| Revenue surprise | +0.00% |
| Revenue | $50.7M |
| Revenue estimate | $0.00 |
| Reported | Jul 21, 2026 |
| SEC filing | [View filing](https://www.sec.gov:443/Archives/edgar/data/357301/000114036126031982/ef20075475_10q.htm) |
| Earnings call | [Transcript](http://o.thsi.cn/dc-d-stock-america.teleconference/bd831ef5-ac4a-12ac-71ec-ce068ef805a2.html) |

TrustCo reported Q2 2026 results on July 21, 2026. Earnings per share were $0.98 on revenue of $50.7 million. No analyst estimate was given for the quarter. Compared with Q2 2025, EPS rose 24.1% from $0.79 and revenue rose 8.8% from $46.6 million.

Earnings have recovered from a low. EPS bottomed at $0.52 in Q4 2023 and has risen in each quarter shown since Q4 2024's $0.59, although the table has no row for Q4 2025. The first half of 2026 totals $1.89 per share, 22.7% more than the $1.54 of the same period in 2025. Annual EPS fell from $3.93 in 2022 to $3.08 in 2023 and $2.57 in 2024. The quarterly high in the table is $1.10, from Q4 2022, and revenue peaked in that quarter at $54.0 million. Of the 18 quarters that had an estimate, TrustCo beat 15 and missed three.

TrustCo reported Q3 between October 21 and October 24 in each of the last five years. That points to the second half of October 2026 for the next report. It will show whether the year-over-year earnings growth of recent quarters continues.

## Earnings history

| Fiscal period | Report date | EPS estimate | EPS actual | Surprise | Revenue estimate | Revenue actual |
| --- | --- | --- | --- | --- | --- | --- |
| Q2 2026 | Jul 21, 2026 | $0.00 | $0.98 | 0.00% | — | $50.7M |
| Q1 2026 | Apr 21, 2026 | $0.00 | $0.91 | 0.00% | — | $49.5M |
| Q3 2025 | Oct 21, 2025 | $0.73 | $0.86 | 17.81% | $47.3M | $47.8M |
| Q2 2025 | Jul 21, 2025 | $0.69 | $0.79 | 14.49% | $46.2M | $46.6M |
| Q1 2025 | Apr 21, 2025 | $0.65 | $0.75 | 15.38% | $45.0M | $45.3M |
| Q4 2024 | Jan 21, 2025 | $0.64 | $0.59 | -7.81% | $43.9M | $43.3M |
| Q3 2024 | Oct 21, 2024 | $0.57 | $0.68 | 19.30% | $42.3M | $43.6M |
| Q2 2024 | Jul 22, 2024 | $0.53 | $0.66 | 24.53% | $41.0M | $42.1M |
| Q1 2024 | Apr 22, 2024 | $0.60 | $0.64 | 6.67% | $43.1M | $41.4M |
| Q4 2023 | Jan 22, 2024 | $0.66 | $0.52 | -21.21% | $44.9M | $43.2M |
| Q3 2023 | Oct 23, 2023 | $0.76 | $0.77 | 1.32% | $47.3M | $46.8M |
| Q2 2023 | Jul 24, 2023 | $0.85 | $0.86 | 1.18% | $49.6M | $48.6M |
| Q1 2023 | Apr 24, 2023 | $1.02 | $0.93 | -8.82% | $53.3M | $51.6M |
| Q4 2022 | Jan 23, 2023 | $0.99 | $1.10 | 11.11% | $52.3M | $54.0M |
| Q3 2022 | Oct 24, 2022 | $0.88 | $1.01 | 15.11% | $48.1M | $52.2M |
| Q2 2022 | Jul 21, 2022 | $0.77 | $0.93 | 21.17% | $45.9M | $48.0M |
| Q1 2022 | Apr 21, 2022 | $0.69 | $0.89 | 28.99% | $44.5M | $45.0M |
| Q4 2021 | Jan 24, 2022 | $0.74 | $0.85 | 14.19% | $44.1M | $44.8M |
| Q3 2021 | Oct 21, 2021 | $0.72 | $0.87 | 20.97% | $44.4M | $44.2M |
| Q2 2021 | Jul 21, 2021 | $0.69 | $0.75 | 8.41% | $43.7M | $44.8M |

## Frequently Asked Questions

### When did Trustco Bank (TRST) last report earnings?

Trustco Bank last reported on Jul 21, 2026, covering fiscal Q2 2026.

### Did TRST beat earnings estimates?

Trustco Bank reported EPS of $0.98 for Q2 2026, in line with the $0.00 consensus estimate.

### How much revenue did TRST report last quarter?

Trustco Bank reported $50.7M in revenue for Q2 2026.

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Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.

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